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expired Posted by bethi • Aug 8, 2022
expired Posted by bethi • Aug 8, 2022

US Bank: Open Checking Acct + 2x Direct Deposits (totaling $4000 or more), Earn

$400 Bonus

$400

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Deal Details
US Bank is offering a $400 Bonus when you Open an Eligible Checking Account, complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account, and enroll in online banking or the U.S. Bank Mobile App (see instructions below). Offer valid through September 2.

Thanks to community member bethi for sharing this deal.

Deal Instructions
  1. Open an eligible checking account here
    • Account Options: Platinum, Gold or Easy checking
    • If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL.
    • Limit one checking bonus per person
  2. Complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account
    • A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit.
  3. Enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account
  4. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance

Editor's Notes

Written by qwikwit | Staff
  • About this deal:
    • The least expensive account is the Easy Checking Account which has a $6.95 maintenance fee that can be waived if any of the following applies to you:
      • Your combined monthly direct deposits total $1,000 or more.
      • You keep an average account balance of $1,500 or more.
      • You are age 65 or greater.
  • Offer Terms:
    • A minimum deposit of $25 is required to open a U.S. Bank consumer checking account. Earn a $400 bonus by opening a new U.S. Bank consumer checking account, excluding Student Checking and Safe Debit Account, by September 2, 2022. The checking account can be opened in a branch, online or over the phone. Additionally, you must enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account. You must also complete two or more direct deposits within 60 days of opening your account totaling $4,000 or more. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other checking account bonus offers. Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
    • Review the offer page for the complete terms and conditions.

Original Post

Written by bethi
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
US Bank is offering a $400 Bonus when you Open an Eligible Checking Account, complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account, and enroll in online banking or the U.S. Bank Mobile App (see instructions below). Offer valid through September 2.

Thanks to community member bethi for sharing this deal.

Deal Instructions
  1. Open an eligible checking account here
    • Account Options: Platinum, Gold or Easy checking
    • If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL.
    • Limit one checking bonus per person
  2. Complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account
    • A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit.
  3. Enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account
  4. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance

Editor's Notes

Written by qwikwit | Staff
  • About this deal:
    • The least expensive account is the Easy Checking Account which has a $6.95 maintenance fee that can be waived if any of the following applies to you:
      • Your combined monthly direct deposits total $1,000 or more.
      • You keep an average account balance of $1,500 or more.
      • You are age 65 or greater.
  • Offer Terms:
    • A minimum deposit of $25 is required to open a U.S. Bank consumer checking account. Earn a $400 bonus by opening a new U.S. Bank consumer checking account, excluding Student Checking and Safe Debit Account, by September 2, 2022. The checking account can be opened in a branch, online or over the phone. Additionally, you must enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account. You must also complete two or more direct deposits within 60 days of opening your account totaling $4,000 or more. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other checking account bonus offers. Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
    • Review the offer page for the complete terms and conditions.

Original Post

Written by bethi

Community Voting

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Top Comments

firstrival
1471 Posts
401 Reputation
US Bank refused to pay my bonus, even after I showed them screenshots I had saved. Never again.
fivenue
2611 Posts
1365 Reputation
FYI, they will try to screw you out of your promo bonus, by claiming the account was not opened with promo code included.

since usually any promo will require you to wait from 90 days all the way to 6 months (perhaps more), they can easily get away with it.

not even showing the evidence will help.

just beware
iSDeals
951 Posts
114 Reputation
Since there is a monthly fee on promo all offered checking account, how soon can you close the account after getting deposit?

266 Comments

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Aug 15, 2022
6,113 Posts
Joined Aug 2010
Aug 15, 2022
Truth-Serum
Aug 15, 2022
6,113 Posts
Availability:Nationwide (excludes NY & FL and any other state without a branch unless you have an existing relationship)

Apparently if you open a brokerage account, you qualify for this deal
Last edited by Truth-Serum August 15, 2022 at 11:33 AM.
Aug 16, 2022
473 Posts
Joined Jul 2008
Aug 16, 2022
saltinekracka20
Aug 16, 2022
473 Posts
Quote from actorps1 :
No go in Texas, so this isn't available in states without a bank branch.
I'm in Texas and was approved. Possibly because I'm already a mortgage or credit card holder? I've been in Texas far longer than I've been an account holder of theirs, though.
Aug 17, 2022
1,535 Posts
Joined Nov 2005
Aug 17, 2022
actorps1
Aug 17, 2022
1,535 Posts
Quote from saltinekracka20 :
I'm in Texas and was approved. Possibly because I'm already a mortgage or credit card holder? I've been in Texas far longer than I've been an account holder of theirs, though.
You are correct, it would be a no for those who are not already members or have products from them currently.
Aug 18, 2022
77 Posts
Joined Jan 2015
Aug 18, 2022
ltgrbrnz
Aug 18, 2022
77 Posts
Quote from Truth-Serum :
Availability:Nationwide (excludes NY & FL and any other state without a branch unless you have an existing relationship)

Apparently if you open a brokerage account, you qualify for this deal
Where did you get this info? I just signed up from NY. I don't know if this is to be read as "Excludes NY & FL. (period). And any other state without a branch unless you have an ..."
or "Excludes any state without a branch (NY, FL, and any other), unless you have an ..."
I have a harley-davidson visa card from USBank. Don't know if that is a relationship. But my account got approved, and I used the code. So we shall eventually see.
Aug 18, 2022
77 Posts
Joined Jan 2015
Aug 18, 2022
ltgrbrnz
Aug 18, 2022
77 Posts
Quote from badboy2man :
Just applied the Gold checking and got approved instantly. Deposited it with $100 from my Amex Blue card. Will set up DD with my employer payroll on Monday.
Looks like you have to wait for the debit card to arrive to log in and get account number, or did you get around this?
Aug 18, 2022
4,130 Posts
Joined Jul 2005
Aug 18, 2022
badboy2man
Aug 18, 2022
4,130 Posts
Quote from ltgrbrnz :
Looks like you have to wait for the debit card to arrive to log in and get account number, or did you get around this?
I signed in my online account and obtained immediately routing# and account# of my new Gold checking. With these info, I've successfully made a switch for my employer payroll's DD by just logging into my existing ADP account. And US Bank has mailed out my debit card; it should arrive in a couple of days.
Aug 18, 2022
12 Posts
Joined Nov 2020
Aug 18, 2022
HonestBird6820
Aug 18, 2022
12 Posts
I was denied, called their customer support and they said they don't know why. I made sure all my credit bureaus are unfrozen. Today I received a letter from US Bank that my account was denied because "we are unable to verify identification information". One person in this thread said you have to be located within 50 miles of a US Bank. Another person said you have to live in a state that is not served by US Bank. I don't know, it's not working for me, and nothing in the fine print seems to explain it.

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Aug 18, 2022
6,113 Posts
Joined Aug 2010
Aug 18, 2022
Truth-Serum
Aug 18, 2022
6,113 Posts
Quote from ltgrbrnz :
Where did you get this info? I just signed up from NY. I don't know if this is to be read as "Excludes NY & FL. (period). And any other state without a branch unless you have an ..."
or "Excludes any state without a branch (NY, FL, and any other), unless you have an ..."
I have a harley-davidson visa card from USBank. Don't know if that is a relationship. But my account got approved, and I used the code. So we shall eventually see.
If you have an existing relationship with them, you qualify regardless of what state you are in. You have their visa card already, therefore you have an existing relationship
Aug 18, 2022
1,093 Posts
Joined Jun 2012
Aug 18, 2022
maroonhoo
Aug 18, 2022
1,093 Posts
Has anyone successfully received the bonus using PayPal or an ACH transfer from another bank?
Aug 30, 2022
112 Posts
Joined Oct 2018
Aug 30, 2022
AquaAction142
Aug 30, 2022
112 Posts
The offer says it is valid till September 2. Does that require the direct deposit to be completed by September 2 or will it suffice if I open the account by September 2 and then initiate the DDs?

Thanks in advance! Smilie
Aug 30, 2022
4,130 Posts
Joined Jul 2005
Aug 30, 2022
badboy2man
Aug 30, 2022
4,130 Posts
Quote from AquaAction142 :
The offer says it is valid till September 2. Does that require the direct deposit to be completed by September 2 or will it suffice if I open the account by September 2 and then initiate the DDs?

Thanks in advance! Smilie
per T&C "You must also complete two or more direct deposits within 60 days of opening your account totaling $4,000 or more"
Sep 9, 2022
149 Posts
Joined Jan 2020
Sep 9, 2022
TenderLinen384
Sep 9, 2022
149 Posts
Anyone get the bonus yet? How long does it take? I hit the 4K last Friday
Sep 9, 2022
421 Posts
Joined Jun 2019
Sep 9, 2022
CleverChicken951
Sep 9, 2022
421 Posts
Quote from TenderLinen384 :
Anyone get the bonus yet? How long does it take? I hit the 4K last Friday
I would wait until monthly​ statement is generated.
Sep 9, 2022
38 Posts
Joined Nov 2006
Sep 9, 2022
kitcarson
Sep 9, 2022
38 Posts
Quote from firstrival :
US Bank refused to pay my bonus, even after I showed them screenshots I had saved. Never again.
Same here. Not the most tustworthy bank with promo.

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Sep 11, 2022
475 Posts
Joined Feb 2006
Sep 11, 2022
secretninja
Sep 11, 2022
475 Posts
I should meet the minimum this week.anyone know how long we need to keep the account open? I couldn't find it in thier terms..tia

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