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expiredValue-not-cheap posted Sep 9, 2022 3:29 PM

NASA Federal Credit Union Members: High Yield Certificates: 15-Mo 3.75% APY, 9-Mo

3.55% APY

& More ($10k minimum deposit)
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Deal Details
NASA Federal Credit Union is offering for their Members: High Yield Certificates of Deposit as listed below with minimum $10,000 deposit.

Thanks to Community Member Value-not-cheap for posting this deal.

Note: You must be a NASA Federal Credit Union member to participate in this deal. Click here for membership info and here for membership application. See Deal Editor's Notes for additional terms & conditions.

Available:
  • 9-Month Certificate 3.55% APY
  • 15-Month Certificate 3.75% APY
  • 49-Month Certificate 3.85% APY
Deal Instructions:
  1. Login to eBranch and click the eBranch Certificate Banner on the right-hand side.
  2. Select "New Certificate Account," then choose your 9-, 15-, or 49-month Certificate.
  3. Select the Account you'd like to transfer funds from along with the amount.
    • The minimum deposit for high-yield certificates is $10,000 and funds must be available in an eligible NASA Federal deposit account at time of opening.
    • There are multiple ways to deposit funds including ACH, Wire Transfers, or Mailing a Check.

Editor's Notes

Written by StrawMan86 | Staff
  • About this deal:
    • All APYs current as of September 1, 2022. Comparison rates are sourced from FDIC.gov.
    • A minimum $10,000 in new funds required and must be brought from an external source. Early withdrawal penalties apply and may reduce earnings. Credit Union reserves the right to limit deposits into this special Certificate.
    • This limited-time offer is subject to change at any time without notice.
    • Special 9-month Certificate renews automatically to a standard 6-month term at the rate in effect at the time of renewal unless instructed otherwise.
    • Special 15-month Certificate renews automatically to a standard 12-month term at the rate in effect at the time of renewal unless instructed otherwise.
    • Special 49-month Certificate renews automatically to a standard 48-month term at the rate in effect at the time of renewal unless instructed otherwise.
  • About this Credit Union:
    • NASA Federal Credit Union is federally insured by the NCUA. More info here.
  • Please refer to the forum thread for additional details & discussion. -StrawMan86

Original Post

Written by Value-not-cheap
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
NASA Federal Credit Union is offering for their Members: High Yield Certificates of Deposit as listed below with minimum $10,000 deposit.

Thanks to Community Member Value-not-cheap for posting this deal.

Note: You must be a NASA Federal Credit Union member to participate in this deal. Click here for membership info and here for membership application. See Deal Editor's Notes for additional terms & conditions.

Available:
  • 9-Month Certificate 3.55% APY
  • 15-Month Certificate 3.75% APY
  • 49-Month Certificate 3.85% APY
Deal Instructions:
  1. Login to eBranch and click the eBranch Certificate Banner on the right-hand side.
  2. Select "New Certificate Account," then choose your 9-, 15-, or 49-month Certificate.
  3. Select the Account you'd like to transfer funds from along with the amount.
    • The minimum deposit for high-yield certificates is $10,000 and funds must be available in an eligible NASA Federal deposit account at time of opening.
    • There are multiple ways to deposit funds including ACH, Wire Transfers, or Mailing a Check.

Editor's Notes

Written by StrawMan86 | Staff
  • About this deal:
    • All APYs current as of September 1, 2022. Comparison rates are sourced from FDIC.gov.
    • A minimum $10,000 in new funds required and must be brought from an external source. Early withdrawal penalties apply and may reduce earnings. Credit Union reserves the right to limit deposits into this special Certificate.
    • This limited-time offer is subject to change at any time without notice.
    • Special 9-month Certificate renews automatically to a standard 6-month term at the rate in effect at the time of renewal unless instructed otherwise.
    • Special 15-month Certificate renews automatically to a standard 12-month term at the rate in effect at the time of renewal unless instructed otherwise.
    • Special 49-month Certificate renews automatically to a standard 48-month term at the rate in effect at the time of renewal unless instructed otherwise.
  • About this Credit Union:
    • NASA Federal Credit Union is federally insured by the NCUA. More info here.
  • Please refer to the forum thread for additional details & discussion. -StrawMan86

Original Post

Written by Value-not-cheap

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330 Comments

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Sep 9, 2022 4:07 PM
1.1K Comments
Joined Jun 2012
MassamanSep 9, 2022 4:07 PM
1.1K Comments

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Not bad for short term.


Who is Eligible?

Not a NASA Employee? See if you're eligible! You can join NASA Federal in many ways:

If you are an employee or retiree of NASA Headquarters, any NASA Center or Facility, or National Academy of Sciences (NAS)

If you are an employee or member of the 900 NASA Federal Credit Union partner companies or associations

If you are a relative or household member of a current NASA Federal Credit Union Member

If none of the above apply to you – we will provide a complimentary one-year affiliated membership to the National Space Society (NSS) which entitles you to full NASA Federal membership benefits
12
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Sep 9, 2022 4:19 PM
454 Comments
Joined Jun 2006
miladoggieSep 9, 2022 4:19 PM
454 Comments

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Sun East [suneast.org]Fed Credit Union also has very promotion @ 4% on 9-month CD. Anyone can join Sun East by making a $10 donation to the Sun East Charitable Foundation.
5
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Sep 9, 2022 4:49 PM
1.5K Comments
Joined May 2018
vaiof1Sep 9, 2022 4:49 PM
1.5K Comments

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Don't these require a hard inquiry?
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Sep 9, 2022 4:59 PM
644 Comments
Joined Jul 2011
jrdubSep 9, 2022 4:59 PM
644 Comments

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Quote from miladoggie :
Sun East [suneast.org]Fed Credit Union also has very promotion @ 4% on 9-month CD. Anyone can join Sun East by making a $10 donation to the Sun East Charitable Foundation.
They also offer 4.00% for a 6-month CD as well.
5
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Original Poster
Sep 9, 2022 5:07 PM
275 Comments
Joined Nov 2017
Value-not-cheap
Original Poster
Sep 9, 2022 5:07 PM
275 Comments
Quote from vaiof1 :
Don't these require a hard inquiry?
Yes, they do a hard pull. I will update the post to add that important info
Original Poster
Sep 9, 2022 5:11 PM
275 Comments
Joined Nov 2017
Value-not-cheap
Original Poster
Sep 9, 2022 5:11 PM
275 Comments

Our community has rated this post as helpful. If you agree, why not thank Value-not-cheap

Quote from Massaman :
Not bad for short term.


Who is Eligible?

Not a NASA Employee? See if you're eligible! You can join NASA Federal in many ways:

If you are an employee or retiree of NASA Headquarters, any NASA Center or Facility, or National Academy of Sciences (NAS)

If you are an employee or member of the 900 NASA Federal Credit Union partner companies or associations

If you are a relative or household member of a current NASA Federal Credit Union Member

If none of the above apply to you – we will provide a complimentary one-year affiliated membership to the National Space Society (NSS) which entitles you to full NASA Federal membership benefits
I chose not to specify the criteria because the last sentence/clause renders preceding criteria irrelevant.
2
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Sep 9, 2022 5:32 PM
267 Comments
Joined Jul 2005
THruxsterSep 9, 2022 5:32 PM
267 Comments
Quote from jrdub :
They also offer 4.00% for a 6-month CD as well.
Thanks I applied but sounds like they are denying out of pa people.

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Sep 9, 2022 5:42 PM
2.6K Comments
Joined Apr 2008
cheapodealSep 9, 2022 5:42 PM
2.6K Comments
Quote from vaiof1 :
Don't these require a hard inquiry?
Just wondering why hard pull on credit is bad if in case I don't plan to have any other loan/mortgage/creditcard in near future.
8
Sep 9, 2022 5:46 PM
1.5K Comments
Joined May 2018
vaiof1Sep 9, 2022 5:46 PM
1.5K Comments
Quote from cheapodeal :
Just wondering why hard pull on credit is bad if in case I don't plan to have any other loan/mortgage/creditcard in near future.
It really depends on your specific situation, but it's an important requirement omitted from the post. Most CDs don't require it, so if an extra 0.50% is worth a HP to you then go for it.
Sep 9, 2022 5:47 PM
3.2K Comments
Joined Feb 2004
mnsweepsSep 9, 2022 5:47 PM
3.2K Comments
been with NASA for many years now and love it...high interest rate plus excellent cust service though I am based in CA where they don't have a branch
1
Sep 9, 2022 6:03 PM
746 Comments
Joined Jun 2017
thedowg2Sep 9, 2022 6:03 PM
746 Comments

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1 year T-Bill is 3.62%
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Sep 9, 2022 6:08 PM
469 Comments
Joined Jun 2019
CleverChicken951Sep 9, 2022 6:08 PM
469 Comments
Quote from cheapodeal :
Just wondering why hard pull on credit is bad if in case I don't plan to have any other loan/mortgage/creditcard in near future.
One reason: hard pull stays on credit history for two years​.
If you were to have many such, it will effectively lower the score, gives an impression you were looking for credit.
Last edited by CleverChicken951 September 11, 2022 at 11:28 AM.
Sep 9, 2022 9:25 PM
433 Comments
Joined Feb 2005
surgeSep 9, 2022 9:25 PM
433 Comments
Having never had a CD before, what's the reason for a hard credit pull? I mean you're putting up all the money up front right? So not sure why is there a hard pull?
Sep 9, 2022 9:25 PM
433 Comments
Joined Feb 2005
surgeSep 9, 2022 9:25 PM
433 Comments
Quote from CleverChicken951 :
One reason: hard pull stays on credit history for a year.
If you were to have many such, it will effectively lower the score, gives an impression you were looking for credit.
Actually most hard pulls are on your credit report for 2 years, but the impact does lower over time.

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Sep 9, 2022 10:19 PM
663 Comments
Joined Aug 2008
zbs60Sep 9, 2022 10:19 PM
663 Comments
Is this account FDIC insured?
3

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