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frontpage Posted by Value-not-cheap • Sep 9, 2022
frontpage Posted by Value-not-cheap • Sep 9, 2022

NASA Federal Credit Union Members: High Yield Certificates: 15-Mo 3.75% APY, 9-Mo

& More ($10k minimum deposit)

3.55% APY

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Deal Details
NASA Federal Credit Union is offering for their Members: High Yield Certificates of Deposit as listed below with minimum $10,000 deposit.

Thanks to Community Member Value-not-cheap for posting this deal.

Note: You must be a NASA Federal Credit Union member to participate in this deal. Click here for membership info and here for membership application. See Deal Editor's Notes for additional terms & conditions.

Available:
  • 9-Month Certificate 3.55% APY
  • 15-Month Certificate 3.75% APY
  • 49-Month Certificate 3.85% APY
Deal Instructions:
  1. Login to eBranch and click the eBranch Certificate Banner on the right-hand side.
  2. Select "New Certificate Account," then choose your 9-, 15-, or 49-month Certificate.
  3. Select the Account you'd like to transfer funds from along with the amount.
    • The minimum deposit for high-yield certificates is $10,000 and funds must be available in an eligible NASA Federal deposit account at time of opening.
    • There are multiple ways to deposit funds including ACH, Wire Transfers, or Mailing a Check.

Editor's Notes

Written by StrawMan86 | Staff
  • About this deal:
    • All APYs current as of September 1, 2022. Comparison rates are sourced from FDIC.gov.
    • A minimum $10,000 in new funds required and must be brought from an external source. Early withdrawal penalties apply and may reduce earnings. Credit Union reserves the right to limit deposits into this special Certificate.
    • This limited-time offer is subject to change at any time without notice.
    • Special 9-month Certificate renews automatically to a standard 6-month term at the rate in effect at the time of renewal unless instructed otherwise.
    • Special 15-month Certificate renews automatically to a standard 12-month term at the rate in effect at the time of renewal unless instructed otherwise.
    • Special 49-month Certificate renews automatically to a standard 48-month term at the rate in effect at the time of renewal unless instructed otherwise.
  • About this Credit Union:
    • NASA Federal Credit Union is federally insured by the NCUA. More info here.
  • Please refer to the forum thread for additional details & discussion. -StrawMan86

Original Post

Written by Value-not-cheap
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
NASA Federal Credit Union is offering for their Members: High Yield Certificates of Deposit as listed below with minimum $10,000 deposit.

Thanks to Community Member Value-not-cheap for posting this deal.

Note: You must be a NASA Federal Credit Union member to participate in this deal. Click here for membership info and here for membership application. See Deal Editor's Notes for additional terms & conditions.

Available:
  • 9-Month Certificate 3.55% APY
  • 15-Month Certificate 3.75% APY
  • 49-Month Certificate 3.85% APY
Deal Instructions:
  1. Login to eBranch and click the eBranch Certificate Banner on the right-hand side.
  2. Select "New Certificate Account," then choose your 9-, 15-, or 49-month Certificate.
  3. Select the Account you'd like to transfer funds from along with the amount.
    • The minimum deposit for high-yield certificates is $10,000 and funds must be available in an eligible NASA Federal deposit account at time of opening.
    • There are multiple ways to deposit funds including ACH, Wire Transfers, or Mailing a Check.

Editor's Notes

Written by StrawMan86 | Staff
  • About this deal:
    • All APYs current as of September 1, 2022. Comparison rates are sourced from FDIC.gov.
    • A minimum $10,000 in new funds required and must be brought from an external source. Early withdrawal penalties apply and may reduce earnings. Credit Union reserves the right to limit deposits into this special Certificate.
    • This limited-time offer is subject to change at any time without notice.
    • Special 9-month Certificate renews automatically to a standard 6-month term at the rate in effect at the time of renewal unless instructed otherwise.
    • Special 15-month Certificate renews automatically to a standard 12-month term at the rate in effect at the time of renewal unless instructed otherwise.
    • Special 49-month Certificate renews automatically to a standard 48-month term at the rate in effect at the time of renewal unless instructed otherwise.
  • About this Credit Union:
    • NASA Federal Credit Union is federally insured by the NCUA. More info here.
  • Please refer to the forum thread for additional details & discussion. -StrawMan86

Original Post

Written by Value-not-cheap

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Top Comments

Massaman
1014 Posts
254 Reputation
Not bad for short term.


Who is Eligible?

Not a NASA Employee? See if you're eligible! You can join NASA Federal in many ways:

If you are an employee or retiree of NASA Headquarters, any NASA Center or Facility, or National Academy of Sciences (NAS)

If you are an employee or member of the 900 NASA Federal Credit Union partner companies or associations

If you are a relative or household member of a current NASA Federal Credit Union Member

If none of the above apply to you – we will provide a complimentary one-year affiliated membership to the National Space Society (NSS) which entitles you to full NASA Federal membership benefits
miladoggie
454 Posts
128 Reputation
Sun East [suneast.org]Fed Credit Union also has very promotion @ 4% on 9-month CD. Anyone can join Sun East by making a $10 donation to the Sun East Charitable Foundation.
jrdub
644 Posts
142 Reputation
They also offer 4.00% for a 6-month CD as well.

330 Comments

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Pro
Sep 9, 2022
1,014 Posts
Joined Jun 2012
Sep 9, 2022
Massaman
Pro
Sep 9, 2022
1,014 Posts

Our community has rated this post as helpful. If you agree, why not thank Massaman

Not bad for short term.


Who is Eligible?

Not a NASA Employee? See if you're eligible! You can join NASA Federal in many ways:

If you are an employee or retiree of NASA Headquarters, any NASA Center or Facility, or National Academy of Sciences (NAS)

If you are an employee or member of the 900 NASA Federal Credit Union partner companies or associations

If you are a relative or household member of a current NASA Federal Credit Union Member

If none of the above apply to you – we will provide a complimentary one-year affiliated membership to the National Space Society (NSS) which entitles you to full NASA Federal membership benefits
12
2
2
Sep 9, 2022
454 Posts
Joined Jun 2006
Sep 9, 2022
miladoggie
Sep 9, 2022
454 Posts

Our community has rated this post as helpful. If you agree, why not thank miladoggie

Sun East [suneast.org]Fed Credit Union also has very promotion @ 4% on 9-month CD. Anyone can join Sun East by making a $10 donation to the Sun East Charitable Foundation.
5
1
Sep 9, 2022
1,365 Posts
Joined May 2018
Sep 9, 2022
vaiof1
Sep 9, 2022
1,365 Posts

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Don't these require a hard inquiry?
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1
Sep 9, 2022
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jrdub
Sep 9, 2022
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Quote from miladoggie :
Sun East [suneast.org]Fed Credit Union also has very promotion @ 4% on 9-month CD. Anyone can join Sun East by making a $10 donation to the Sun East Charitable Foundation.
They also offer 4.00% for a 6-month CD as well.
5
1
Original Poster
Sep 9, 2022
252 Posts
Joined Nov 2017
Sep 9, 2022
Value-not-cheap
Original Poster
Sep 9, 2022
252 Posts
Quote from vaiof1 :
Don't these require a hard inquiry?
Yes, they do a hard pull. I will update the post to add that important info
Original Poster
Sep 9, 2022
252 Posts
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Value-not-cheap
Original Poster
Sep 9, 2022
252 Posts

Our community has rated this post as helpful. If you agree, why not thank Value-not-cheap

Quote from Massaman :
Not bad for short term.


Who is Eligible?

Not a NASA Employee? See if you're eligible! You can join NASA Federal in many ways:

If you are an employee or retiree of NASA Headquarters, any NASA Center or Facility, or National Academy of Sciences (NAS)

If you are an employee or member of the 900 NASA Federal Credit Union partner companies or associations

If you are a relative or household member of a current NASA Federal Credit Union Member

If none of the above apply to you – we will provide a complimentary one-year affiliated membership to the National Space Society (NSS) which entitles you to full NASA Federal membership benefits
I chose not to specify the criteria because the last sentence/clause renders preceding criteria irrelevant.
2
2
1
Sep 9, 2022
241 Posts
Joined Jul 2005
Sep 9, 2022
THruxster
Sep 9, 2022
241 Posts
Quote from jrdub :
They also offer 4.00% for a 6-month CD as well.
Thanks I applied but sounds like they are denying out of pa people.

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Sep 9, 2022
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Sep 9, 2022
cheapodeal
Sep 9, 2022
2,478 Posts
Quote from vaiof1 :
Don't these require a hard inquiry?
Just wondering why hard pull on credit is bad if in case I don't plan to have any other loan/mortgage/creditcard in near future.
8
Sep 9, 2022
1,365 Posts
Joined May 2018
Sep 9, 2022
vaiof1
Sep 9, 2022
1,365 Posts
Quote from cheapodeal :
Just wondering why hard pull on credit is bad if in case I don't plan to have any other loan/mortgage/creditcard in near future.
It really depends on your specific situation, but it's an important requirement omitted from the post. Most CDs don't require it, so if an extra 0.50% is worth a HP to you then go for it.
Sep 9, 2022
3,204 Posts
Joined Feb 2004
Sep 9, 2022
mnsweeps
Sep 9, 2022
3,204 Posts
been with NASA for many years now and love it...high interest rate plus excellent cust service though I am based in CA where they don't have a branch
1
Sep 9, 2022
649 Posts
Joined Jun 2017
Sep 9, 2022
thedowg2
Sep 9, 2022
649 Posts

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1 year T-Bill is 3.62%
1
3
Sep 9, 2022
421 Posts
Joined Jun 2019
Sep 9, 2022
CleverChicken951
Sep 9, 2022
421 Posts
Quote from cheapodeal :
Just wondering why hard pull on credit is bad if in case I don't plan to have any other loan/mortgage/creditcard in near future.
One reason: hard pull stays on credit history for two years​.
If you were to have many such, it will effectively lower the score, gives an impression you were looking for credit.
Last edited by CleverChicken951 September 11, 2022 at 11:28 AM.
Sep 9, 2022
428 Posts
Joined Feb 2005
Sep 9, 2022
surge
Sep 9, 2022
428 Posts
Having never had a CD before, what's the reason for a hard credit pull? I mean you're putting up all the money up front right? So not sure why is there a hard pull?
Sep 9, 2022
428 Posts
Joined Feb 2005
Sep 9, 2022
surge
Sep 9, 2022
428 Posts
Quote from CleverChicken951 :
One reason: hard pull stays on credit history for a year.
If you were to have many such, it will effectively lower the score, gives an impression you were looking for credit.
Actually most hard pulls are on your credit report for 2 years, but the impact does lower over time.

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Sep 9, 2022
636 Posts
Joined Aug 2008
Sep 9, 2022
zbs60
Sep 9, 2022
636 Posts
Is this account FDIC insured?
3

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