Joined Oct 2011
L4: Apprentice
Forum Thread
Coming soon — the U.S. Bank Shopper Cash Rewards™ Visa Signature® Card!
October 12, 2022 at
06:06 PM
in
Finance
(3)
Thread Details
3% cashback from Costco and Sam's Club
6% cashback from 2 retailers of your choice
https://www.usbank.com/credit-car...-card.html
Ace Hardware®
Amazon.com™
Anthropologie™
Apple®
Bed, Bath, & Beyond®
Best Buy®
Chewy.com®
Crate & Barrel™
Disney®
Home Depot®
Ikea®
Kohl's®
Lowe's®
Lululemon™
Macy's™
Menards®
Nordstrom™
Pottery Barn®
QVC®
Restoration Hardware™
Target®
Walmart®
Wayfair.com
Williams Sonoma®
6% cashback from 2 retailers of your choice
https://www.usbank.com/credit-car...-card.html
Ace Hardware®
Amazon.com™
Anthropologie™
Apple®
Bed, Bath, & Beyond®
Best Buy®
Chewy.com®
Crate & Barrel™
Disney®
Home Depot®
Ikea®
Kohl's®
Lowe's®
Lululemon™
Macy's™
Menards®
Nordstrom™
Pottery Barn®
QVC®
Restoration Hardware™
Target®
Walmart®
Wayfair.com
Williams Sonoma®
About the OP
2 Comments
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The above said you might want to put the *** that there's "up to $1500 in purchases per quarter:
You will earn 6% Cash back on your first $1,500 in combined net purchases at your two chosen 6% retailers. You will earn 3% Cash back on your first $1,500 in net purchases in your chosen 3% category. There are no limits on your 1.5% Cash Rewards earnings. During any calendar quarter in which you spend more than $1,500 combined at your two 6% retailers, you will earn 1.5% Cash Rewards for any additional spend at those retailers during that quarter. During any calendar quarter in which you spend more than $1,500 in your one 3% category, you will earn 1.5% Cash Rewards for any additional spend in that category during that quarter. Transactions qualify for 6% or 3% Cash Rewards based on how merchants classify the transaction.
Why is this important? The Costco card, e.g. has ZERO limit on cash back even though it's only 2%. The max cash back you're getting with this card @ Costco per year is $180 ($6k spend). To match that with the Costco branded card you'd need to spend $9k in total purchases, excluding other purchases (e.g. Costco Travel is 3% not 2%).
I can see a possible niche for this if you don't do a ton of shopping @ Costco or Sam's, but don't want too many cards, etc.