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Up to $1000 Bonus for new Capital One 360 saving account
Open a capital one savings account by 12/24 and fund the account in 15 days and have a party. You have to hold the fund for 90 days. APY 2.35% as we speak.
I guess this is similar to Ally bank doing 1% bonus deal, but Capital one has physical banks in North East and customer service is better than Ally Bank
Up to $1000 bonus based on your deposit amount.
https://www.capitalone.
I guess this is similar to Ally bank doing 1% bonus deal, but Capital one has physical banks in North East and customer service is better than Ally Bank
Up to $1000 bonus based on your deposit amount.
https://www.capitalone.
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definitely not going down until well after inflation shows it can start trending down. and that might need to be at least Feb - march. As well as if/when recession hits.
My reply is... (profanity) Go (profanity).
Inflation is hitting us hard and fast. Putting our dollars in these vehicles is like putting our grown vegetables outside to rot or be eaten by insects. Giving your assets to the eaters will not increase your portfolio.
If you can use your assets to improve your productivity, that is the best investment. The next best is to buy now the things you will use later. It is not a good investment, but is is a safe one. Then think about things your neighbors will need and you can trade with them. This is not great, but better than nothing.
1000 on 100000 in 90 days isn't a bad deal at all. After that you can reinvest it. In your case that might be water tanks and rations.
Am I the only crazy person on this thread? Ha
That's how I read it
Heck, I do not have the sav, only chk, they still denied me nvm, plenty of banks out there
nm- saw further down 360 money market makes it ineligible for this bonus. oh well.
Since we are getting that 1% in 90 days.. not 1-year.
Please excuse my paper napkin math
Planning to move my SOFI balance once the that promotion matures at end of November.
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See how much you'll earn with your bonus.
DEPOSIT EARN
$10,000+ $100
$50,000+ $500
$100,000+ $1,000
I live on SD, does OP think I have 100k? 🤣
Am I the only crazy person on this thread? Ha
You're better off buying 6M US treasuries at 4.423% and get a better return. Who in the world falls for this stuff? Smart move on the bank to arbitrage returns. Brilliant.
$10,000 3-Month T-Bill @ 4.11% YTM, simple interest/zero coupon = $10,127.51
$10,000 Capital One @ 2.35% APY + $100 for 90 days, compounded daily, + $100 bonus = $10,158.92
$10,000 6-Month T-Bill @ 4.35% YTM, simple interest/zero coupon = $10,204.08
$10,000 Capital One @ 2.35% APY for 180 days, compounded daily, + $100 bonus = $10,218.19
For those who don't have or don't want a brokerage account, this offer comes out ahead on both 3- and 6-month timelines.
Would I go through the effort? No, but I also wouldn't call someone brainless for taking the path which ultimately lands them the greater return.
This is to park your emergency fund. I prefer to keep 12 months of emergency funds in liquid cash and HYSA is the safest option. The rule of emergency fund is : what matters here is the return of the principal not the return on the principal.
I am not a financial adviser or any professional to give any financial advise. This is my personal opinion only . This is not a financial advise of any kind.
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