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Up to $1000 Bonus for new Capital One 360 saving account

+87 Deal Score
173,246 Views
Open a capital one savings account by 12/24 and fund the account in 15 days and have a party. You have to hold the fund for 90 days. APY 2.35% as we speak.
I guess this is similar to Ally bank doing 1% bonus deal, but Capital one has physical banks in North East and customer service is better than Ally Bank
Up to $1000 bonus based on your deposit amount.


https://www.capitalone.com/bank/fall22/
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Deal
Score
+87
173,246 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Jun 2006
L10: Grand Master
> bubble2 26,496 Posts
3,393 Reputation
namlook
10-24-2022 at 03:40 PM.
10-24-2022 at 03:40 PM.
Reply
Joined Nov 2008
L10: Grand Master
> bubble2 8,102 Posts
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dtmamg
10-24-2022 at 03:51 PM.
10-24-2022 at 03:51 PM.
Quote from Nachiketkc :
Can you please share link to that?
It's in ally web site the code is getpaid
Reply
Joined Jan 2007
L6: Expert
> bubble2 1,156 Posts
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wellcum
10-24-2022 at 05:29 PM.
10-24-2022 at 05:29 PM.
Quote from Zero_Skills :
"If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary or secondary account holder with Capital One on or after January 1, 2019, you will be ineligible for the bonus."

You are welcome Big Grin
Quote from mr.guy.tal :
If I had Capital One savings 2 years ago, will I still qualify for this bonus?
My heart skips a beat ... turned out my last account at capital one was like 2008. Now I just have to remind myself close unused accounts.
Reply
Joined Aug 2011
L3: Novice
> bubble2 158 Posts
78 Reputation
atomix
10-24-2022 at 06:10 PM.
10-24-2022 at 06:10 PM.
Quote from beephy :
This is a pretty incredible short-term investment to preserve your capital with the inflation that we are seeing.

I know of a guaranteed rate of return of over 8% with one of the safest investment vehicles. Everyone that reads this look up "I bonds" through the treasurydirect.gov website (government) and recent videos on YouTube. It's based off of the CPI inflation number. Caveat is you have to hold the funds for 12 months before you can withdraw and the government is only allowing $10,000 per person invested. But anyone with a social security number including your kids can invest 10K. Also learn about the gift box loophole.

Just YouTube "I bonds". I just found out about them a few days ago. Just make sure you invest before the end of the month so you lock in the 9.62% interest rate on the bond. You will get that for 6 months and then I believe 6.4% for the following because they have already announced the inflation number. It's a government bond You can purchase in like 5 or 10 minutes on the government website. Kind of like treasuries.

This is not spam. Just trying to help everyone protect themselves from the devaluing dollar. Although banks seem safe, anything can happen with a commercial bank. We just have never lived through it. Almost with Lehman Brothers and Bear Stearns in the last global financial collapse. This is a government-backed bond with a incredibly high interest rate. The only guaranteed investment right now. Just make sure it's only the cash that you were intending to park and not use for 12 months.

Batten down the hatches. Eventually when this all plays out, it is going to be a wild one. Sorry to sound grim. I study this stuff.
You study this stuff and you just learned about I-Bonds?
Reply
Joined Nov 2010
L2: Beginner
> bubble2 111 Posts
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davashin
10-24-2022 at 08:28 PM.
10-24-2022 at 08:28 PM.
I suppose it's safe to say all of these bonuses are subject to applicable income tax.?
Reply
Joined Oct 2006
L5: Journeyman
> bubble2 686 Posts
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geekebay
10-24-2022 at 09:27 PM.
10-24-2022 at 09:27 PM.
Quote from dtmamg :
Ie, if you deposit $100k, you get $1k = 1% plus the usual bank sav interest.
now its clear , thanks
Reply
Joined Nov 2008
L10: Grand Master
> bubble2 8,102 Posts
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dtmamg
10-24-2022 at 09:40 PM.
10-24-2022 at 09:40 PM.
Quote from davashin :
I suppose it's safe to say all of these bonuses are subject to applicable income tax.?
but of course, but money is money
Reply

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Joined Jan 2007
L6: Expert
> bubble2 1,156 Posts
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wellcum
10-25-2022 at 06:27 AM.
10-25-2022 at 06:27 AM.
Quote from geekebay :
now its clear , thanks
Quote from dtmamg :
Ie, if you deposit $100k, you get $1k = 1% plus the usual bank sav interest.
Don't think it's straight 1%, more like fixed tiered bonus. If you deposit $99,999.99, you got $500
Reply
Joined Jul 2016
REP ME!
> bubble2 653 Posts
81 Reputation
0nth3sp3ctrum
10-25-2022 at 06:41 AM.
10-25-2022 at 06:41 AM.
Are you eligible if they have a 360 checking account?
Reply
Last edited by mimmoon16 October 27, 2022 at 09:49 PM.
Joined Mar 2015
L3: Novice
> bubble2 106 Posts
14 Reputation
Texicant
10-25-2022 at 08:58 AM.
10-25-2022 at 08:58 AM.
Quote from SlickDoodle :
For some reason you did not mention discover 2.35 Annual apy $450 bonus for 35K ?

Where was this?
Reply
Joined Jan 2008
L7: Teacher
> bubble2 2,049 Posts
506 Reputation
rarmortn
10-25-2022 at 10:43 AM.
10-25-2022 at 10:43 AM.
I don't see the offer landing page anywhere linked from Capital one site. Is it a possibility this is intended for specific audience only? Can they deny the bonus because it wasn't extended to me personally?
Reply
Joined Nov 2008
L10: Grand Master
> bubble2 8,102 Posts
607 Reputation
dtmamg
10-25-2022 at 10:43 AM.
10-25-2022 at 10:43 AM.
Quote from wellcum :
Don't think it's straight 1%, more like fixed tiered bonus. If you deposit $99,999.99, you got $500
With Ally , yes, not with Capital one
Reply
Joined Apr 2019
L2: Beginner
> bubble2 69 Posts
10 Reputation
ShrewdTeam361
10-25-2022 at 12:18 PM.
10-25-2022 at 12:18 PM.
Any fees to transfer from capital savings account back to original account ?
Reply
Joined Mar 2007
L7: Teacher
> bubble2 2,531 Posts
549 Reputation
bgammill
10-25-2022 at 01:23 PM.
10-25-2022 at 01:23 PM.
OK, I have red this whole thread. I have recently purchased $20K I bonds on treasurydirect.gov.

It seems to me there are a few important questions about bank cd's!

1. APY

2, Early termination penalty.

3. MAX Limits on "FREE" transfers:
A. Daily
B. Weekly
C. Monthly

4. Wire Transfer Fees for transfers above the MAX Limits.

5. Do they have Joint Accounts available?

I have found that the so called websites that specialize in quoting this information are largely a bunch of useless obfuscation. They earn their money by NOT QUOTING the information I need to decide the truth about the above questions, Example: bankrate.com nerdwallet.com etc.,etc.,

When you get a short list to compare, you have to call each bank to get the information about early termination penalties, and the transfer limits per day etc. Or spend a ridiculous amount of time searching their websites to answer these simple queries.

Does anyone know of an alternative to get to the truth about the offers made by our sorry assed banks in this country? I for one would be willing to pay $$ for this information!
Reply
Last edited by bgammill October 25, 2022 at 01:25 PM.

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Joined Jan 2022
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> bubble2 38 Posts
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SlickDoodle
10-25-2022 at 06:31 PM.
10-25-2022 at 06:31 PM.
Quote from Texicant :
Where was this?
on discover.com open a online savings account and before submitting the application apply coupon code BONUS1022E for $450 Bonus within 30 days of depositing 35K. After that you are free to transfer that money elsewhere if you prefer. T&C apply,
Reply
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