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Bilt Mastercard®: Earn Points on Rent Payments Without the Transaction Fee (up to 100k points in a calendar year). Terms apply.

+191 Deal Score
971,892 Views
Update: This popular deal is still available.

Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Thanks to staff member EfficientGame645 for sharing this deal.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions


See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards

Original Post

Written by
Edited October 7, 2024 at 09:35 AM by
Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions



See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards
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Created 10-27-2022 at 02:52 PM by EfficientGame645
in Credit Cards (2) Bilt - Bank Advertiser
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
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+191
971,892 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs. No points for mortgage payments
Used it and they sent my rent payment in late. Poor customer service

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Joined Oct 2011
L3: Novice
> bubble2 167 Posts
61 Reputation
BurnedIn
10-28-2022 at 06:31 AM.
10-28-2022 at 06:31 AM.
I have this card you can get 120 days United Airlines premier status! They will be doing extra bonuses on the 1st.
1
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Joined Mar 2005
Crazy Hip Guy
> bubble2 1,524 Posts
532 Reputation
jrlcopy
10-28-2022 at 06:53 AM.
10-28-2022 at 06:53 AM.
Quote from Dr. J :
Seems like it. I can't find anywhere that they go into what "rent" or "rental property" are. It does say you can't pay more than one rental property per month though.

I wouldn't think a company would open themselves up to such abuse, there has to be a catch. I wonder if they report the transactions - e.g. if you send yourself $20k/yr in "rent", are you liable to report that as income?
I think if anything, they'd probably rather have it be recatagorized as a cash advance on the credit card, i.e. higher interest rates.

But yeah, I love it, my rent is high since I live in a major city, so I come pretty close to that 50k max points each year, for basically doing nothing different and having one more open credit line on my account.

Overall my only gripe is how long it takes for my rent to actually appear on the credit card side:
On the 1st, I'll pay my rent via the online bill portal RentCafe, I'm happy, landlord is happy.
But it won't actually get posted on Bilt until the 6th or 7th.
They day it gets posted I then pay the Bilt CC bill, so 0 interest gets charged to me.
1
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Joined Mar 2016
L7: Teacher
> bubble2 2,053 Posts
185 Reputation
CBale
11-09-2022 at 08:14 AM.
11-09-2022 at 08:14 AM.
Why they are forcing to use credit card 5 times in each statement period for keeping that months points!!!
10
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Joined Oct 2017
L2: Beginner
> bubble2 91 Posts
22 Reputation
dalegribble22
11-13-2022 at 11:20 AM.

Our community has rated this post as helpful. If you agree, why not thank dalegribble22

11-13-2022 at 11:20 AM.
Quote from CBale :
Why they are forcing to use credit card 5 times in each statement period for keeping that months points!!!

They are using the transaction fees to offset some of their losses on the rent transactions.
2
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Joined Sep 2018
L6: Expert
> bubble2 1,561 Posts
66 Reputation
Ryson11
12-10-2022 at 12:03 PM.
12-10-2022 at 12:03 PM.
Quote from dagarwal3 :
I have Bilt. I love it as I get points that I can transfer to partners when I pay rent.

What is really the $$$ of rent to point ratio to redeem in Amazon $$ for example?
Reply
Joined Mar 2005
Crazy Hip Guy
> bubble2 1,524 Posts
532 Reputation
jrlcopy
12-10-2022 at 12:05 PM.

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12-10-2022 at 12:05 PM.
Quote from Ryson11 :
What is really the $$$ of rent to point ratio to redeem in Amazon $$ for example?
7143 Bilt Points = $50 Amazon GC.

I have this card, I love it, I also have a CSR card, it uses the same expedia portal, but at 1.25 vs my CSR which is 1.50.

You can game this card really well to just amass a ton of points and for those of us that pay $$$ in rent, it's basically a free $700 each year. They do a 'rent day' each month on the 1st where there's a 4x and 6x multiplier on most transactions for points.

I don't carry a balance, so I'm def a bad customer for them.
2
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Last edited by jrlcopy December 10, 2022 at 12:07 PM.

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Joined Feb 2019
L3: Novice
> bubble2 135 Posts
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EagerTable734
12-13-2022 at 07:10 PM.
12-13-2022 at 07:10 PM.
Quote from erol :
Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
you can pay any rent with it. Some are part of inner circle that is easier to pay. They give you a bank account that you can use for ACH to any rent payment
1
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Joined Dec 2015
L1: Learner
> bubble2 18 Posts
10 Reputation
richa86
12-13-2022 at 07:14 PM.
12-13-2022 at 07:14 PM.
I have this card. Already got so many points paying rent. I will transfer it to Hyatt worth 2 cents each..
Reply
Joined Sep 2015
L3: Novice
> bubble2 167 Posts
44 Reputation
jaderxiii
12-13-2022 at 07:14 PM.
12-13-2022 at 07:14 PM.
Quote from erol :
Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
they basically give you an account number and routing number for you to be able to pay any rent payment. Partner Rental Companies are just easier to pay.
2
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Joined Dec 2011
L3: Novice
> bubble2 191 Posts
33 Reputation
alancontestor
12-13-2022 at 07:16 PM.
12-13-2022 at 07:16 PM.
Is the rent charged as a regular credit expense or is it considered as cash advance?
Reply
Joined Oct 2019
L2: Beginner
> bubble2 75 Posts
14 Reputation
MK14
12-14-2022 at 02:48 AM.
12-14-2022 at 02:48 AM.
What kind of details are required to send a check to a landlord? Wondering if us paying rent with that signs them up for some kind of trouble/spam?
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Joined Jul 2018
New User
> bubble2 12 Posts
10 Reputation
AlaB4594
12-14-2022 at 06:45 AM.
12-14-2022 at 06:45 AM.
Quote from erol :
Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.

I think they do checks too
Reply
Joined Aug 2016
L2: Beginner
> bubble2 79 Posts
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Itsboss
12-14-2022 at 07:31 AM.
12-14-2022 at 07:31 AM.
Please suggest any point earning cards for paying mortgages?
1
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Joined Nov 2020
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ThriftyWealth1578
12-14-2022 at 10:18 PM.
12-14-2022 at 10:18 PM.
Quote from alancontestor :
Is the rent charged as a regular credit expense or is it considered as cash advance?

You have both options, either use the credit limit you have to pay your rent or use the bilt protect feature which gets the money from your bank to pay the rent without impacting your card limit
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