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Bilt Mastercard®: Earn Points on Rent Payments Without the Transaction Fee (up to 100k points in a calendar year). Terms apply.

+191 Deal Score
971,892 Views
Update: This popular deal is still available.

Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Thanks to staff member EfficientGame645 for sharing this deal.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions


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Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards

Original Post

Written by
Edited October 7, 2024 at 09:35 AM by
Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions



See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards
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Created 10-27-2022 at 02:52 PM by EfficientGame645
in Credit Cards (2) Bilt - Bank Advertiser
If you take advantage of an offer on our site, Slickdeals may receive a commission.
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs. No points for mortgage payments
Used it and they sent my rent payment in late. Poor customer service

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Joined Aug 2019
Clutch
> bubble2 492 Posts
818 Reputation
Pro
CnC_Citizen
12-25-2022 at 02:03 PM.
12-25-2022 at 02:03 PM.
I signed up. Pretty easy. Even offers an option to link your checking account directly so that rent comes directly from your bank account and you still collect points.
Reply
Joined May 2012
L2: Beginner
> bubble2 25 Posts
10 Reputation
greatb
12-25-2022 at 02:37 PM.
12-25-2022 at 02:37 PM.
What is the credit score required to apply for this card? Is a college student good enough to apply? Thank you!

Quote from EfficientGame645 :
Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Card Details:
{marketingBullets}

What is the credit score required to apply for this card? Is a college student good enough to apply? Thank you!
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Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards
Reply
Joined Jan 2006
L2: Beginner
> bubble2 75 Posts
85 Reputation
FockerSRNA
12-25-2022 at 03:05 PM.
12-25-2022 at 03:05 PM.
Quote from Dr. J :
My point is, there has to be a catch, otherwise I could declare myself my own landlord and shuffle $$ through Bilt just to scrape rewards. Seems like they would have thought of that scenario.

Didn't someone here say the 50k max points you can accumulate on one year is equivalent to $500? That's the catch, $500 a year is nowhere near worth that amount of effort
3
Reply
Joined May 2010
L6: Expert
> bubble2 1,249 Posts
38 Reputation
Moneymitch
12-25-2022 at 03:41 PM.
12-25-2022 at 03:41 PM.
Which bureau do they pull for apping?
Reply
Joined Nov 2005
L7: Teacher
> bubble2 2,487 Posts
1,005 Reputation
charger
12-25-2022 at 03:52 PM.
12-25-2022 at 03:52 PM.
Open a Discover checking account. You get 1% cash back on all debit transactions.
1
Reply
Joined Aug 2008
L5: Journeyman
> bubble2 1,360 Posts
550 Reputation
Krish009
12-25-2022 at 05:17 PM.
12-25-2022 at 05:17 PM.
Quote from charger :
Open a Discover checking account. You get 1% cash back on all debit transactions.

Does it treat ACH as debit transaction if using account/routing number for rent payment and earn cashback?
Reply
Joined Nov 2005
L7: Teacher
> bubble2 2,487 Posts
1,005 Reputation
charger
12-25-2022 at 05:25 PM.
12-25-2022 at 05:25 PM.
Quote from Krish009 :
Does it treat ACH as debit transaction if using account/routing number for rent payment and earn cashback?

I had to check and didn't realize my rent payments were sent as ACH transfers. I asked discover and will reply with what I find out, I don't think they would qualify since ACH transfers and debit transactions are different.
Reply

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Joined May 2005
L7: Teacher
> bubble2 3,724 Posts
331 Reputation
nba2k18
12-25-2022 at 07:23 PM.
12-25-2022 at 07:23 PM.
Does mortgage payment apply?

Give me loopholes !!
2
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Joined Sep 2011
Price Compare, Always
> bubble2 17,980 Posts
3,528 Reputation
Expert
This user is an Expert in Tech & Electronics
bluekiwi
12-25-2022 at 07:41 PM.
12-25-2022 at 07:41 PM.
Quote from nba2k18 :
Does mortgage payment apply?

Give me loopholes !!
https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs.
No points for mortgage payments though I would like to know if there is loophole also
Reply
Joined Sep 2014
L5: Journeyman
> bubble2 640 Posts
107 Reputation
acbharath14
12-25-2022 at 08:23 PM.
12-25-2022 at 08:23 PM.
Quote from egkr :
can i ask you please - how much points do you get for example $1000 rent ?
how much are those points worth , in terms of dollar value?
1 point per dollar on rent payment and 2x on dining. Points are worth 1.25 for travel redemption
Reply
Joined Sep 2014
L5: Journeyman
> bubble2 640 Posts
107 Reputation
acbharath14
12-25-2022 at 08:25 PM.
12-25-2022 at 08:25 PM.
Quote from Moneymitch :
Which bureau do they pull for apping?
Transunion
Reply
Joined Sep 2014
L5: Journeyman
> bubble2 640 Posts
107 Reputation
acbharath14
12-25-2022 at 08:31 PM.
12-25-2022 at 08:31 PM.
Quote from hanswr :
There is a catch. You have to make at least 5 transactions that post to your account each statement period to earn points. I applied and was approved, just to find out this later. I thought it was just for the first statement, but no. If your plan was to get this card just to pay rent monthly, that will not get you any reward points by itself.
Its not true. I have been using the card since last august and there are certain months where I paid just rent and no other transaction and the points got posted fine. However, lets say if i made 3 transactions apart from rent then the points pertaining to those 3 transactions wont get posted unless I make a minimum of 5 transactions in a month. So, the clause of 5 minimum transaction for points on rent is either not strictly enforced or incorrectly described.
1
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Joined Apr 2014
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> bubble2 501 Posts
186 Reputation
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SAIGA-Genesis
12-26-2022 at 01:45 PM.
12-26-2022 at 01:45 PM.
Mine came in on Christmas Eve. It's a well-BILT card; it's metallic and thicker than my Chase Sapphire Reserve. I wasn't expecting that. Already have the ACH account linked to my PayPal so that I can make my rent payments through it--you're able to do that the day you're approved. That said, you do have to add the account manually to PayPal with the account and routing numbers, it seems, so they have to do the two mini deposits to verify. BILT emails (and texts) you the amounts of each deposit so that you can complete it.
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