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Bilt Mastercard®: Earn Points on Rent Payments Without the Transaction Fee (up to 100k points in a calendar year). Terms apply.

+191 Deal Score
971,892 Views
Update: This popular deal is still available.

Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Thanks to staff member EfficientGame645 for sharing this deal.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions


See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards

Original Post

Written by
Edited October 7, 2024 at 09:35 AM by
Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions



See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards
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Created 10-27-2022 at 02:52 PM by EfficientGame645
in Credit Cards (2) Bilt - Bank Advertiser
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+191
971,892 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

976 Comments

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Featured Comments

Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs. No points for mortgage payments
Used it and they sent my rent payment in late. Poor customer service

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Joined Dec 2004
L10: Grand Master
> bubble2 12,510 Posts
1,365 Reputation
kensteele
01-14-2023 at 08:27 AM.
01-14-2023 at 08:27 AM.
so apparently bilt has raised their shields. yesterday, my amazon purchase got blocked. i used a few points and i charged about $2 to the card just so i can take care of the 5 transactions. the charge got declined. for the next couple of weeks, im sure they are pretty sensitive to these small charges that appear to be fraud so beware. hopefully the rent payment does not get blocked so everyone needs to be on the lookout so you can act fast. landlords don't like any screwups and they charge fees when you dont pay up and bilt, even though they are mainly in the rent business, they won't be able to give you the timely help you need. for me, i have made hundreds if not thousands of successful rent payments and if bilt causes me to miss one, i'm done; probably true for most of us. they need to get their act together before end of the month. Mad
Reply
Joined Aug 2015
L4: Apprentice
> bubble2 426 Posts
18 Reputation
NiceSlickBlack
01-14-2023 at 08:49 AM.
01-14-2023 at 08:49 AM.
Seems like a headache to save $10 a month
Reply
Joined May 2015
L3: Novice
> bubble2 116 Posts
18 Reputation
aDistraction
01-14-2023 at 03:11 PM.
01-14-2023 at 03:11 PM.
I applied for the credit card on Jan 8th and approved instantly. I haven't used the CC yet but I see a couple of transactions from Amazon.com.br. I didn't make any transactions so what are these charges?
Reply
Joined Sep 2011
L5: Journeyman
> bubble2 736 Posts
195 Reputation
Al2x
01-14-2023 at 06:09 PM.
01-14-2023 at 06:09 PM.
Quote from aDistraction :
I applied for the credit card on Jan 8th and approved instantly. I haven't used the CC yet but I see a couple of transactions from Amazon.com.br. I didn't make any transactions so what are these charges?
had the exact same thing happen to me this morning too. weird! two charges, $.98 and $.99 on amazon.com.br. wonder if some brazilian hacker got a pastebin dump of all bilt card numbers or something.
Reply
Joined Jul 2006
L5: Journeyman
> bubble2 606 Posts
79 Reputation
chewable1
01-14-2023 at 06:11 PM.
01-14-2023 at 06:11 PM.
Same here. Seems like a hacker to me. I wonder if wells fargo will come clean and just tell us the truth....but ill keep dreaming
Reply
Joined Sep 2011
L5: Journeyman
> bubble2 736 Posts
195 Reputation
Al2x
01-14-2023 at 06:32 PM.
01-14-2023 at 06:32 PM.
went back a few pages and clearly others are affected too, here's the official word from the company that they posted on reddit
https://www.reddit.com/r/biltrewa...&context=3
Reply
Joined Apr 2020
L10: Grand Master
> bubble2 8,565 Posts
523 Reputation
SlickCrowd6832
01-15-2023 at 04:14 PM.
01-15-2023 at 04:14 PM.
Quote from NiceSlickBlack :
Seems like a headache to save $10 a month
That's just it. I don't find the benifit high enough to get this credit card BUT.....

lets say your rent is $1k per month and you will pay rent for 10 years.... that is 120K in rent paid and that is $1,200.00 benifit. Not to shabby.
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Joined Jul 2013
L4: Apprentice
> bubble2 303 Posts
343 Reputation
muskmelon
01-16-2023 at 11:17 AM.
01-16-2023 at 11:17 AM.
So the customer care told me that if the card is blocked then any ACH rent payments will also be declined. This is really ridiculous as one may incur penalties if rent is delayed/declined. I am now regretting opening this card. It's too much headache and a lot of risk for getting some rewards.
Reply
Joined Aug 2008
L2: Beginner
> bubble2 126 Posts
193 Reputation
arrrjay
01-16-2023 at 01:02 PM.
01-16-2023 at 01:02 PM.
Welp! Same problem. Before even receiving and activating the physical card, a 12 cent fraudulent charge was made in the UK.
Reply
Joined Dec 2004
L10: Grand Master
> bubble2 12,510 Posts
1,365 Reputation
kensteele
01-16-2023 at 07:55 PM.
01-16-2023 at 07:55 PM.
i have a feeling this is do or die over the next few months for bilt. depends on how they handle it. we can deal with the tiny fraud charges and sending out new cards but we cannot deal with bounced rent checks. if people are like me, we all understand there are errors and mistakes, but you only get one pass to screw up. im sure 90% of bilt cardholders are in it for the rent aspect and if they are like me, we're gone if this doesn't work out. bilt, are you listening?
Reply
Joined Aug 2004
L4: Apprentice
> bubble2 328 Posts
18 Reputation
bmx
01-17-2023 at 10:00 AM.
01-17-2023 at 10:00 AM.
I got 5* points on my cell phone and dining the last few days. Is that one-time thing or permanent?
Reply
Joined Aug 2008
L5: Journeyman
> bubble2 1,360 Posts
550 Reputation
Krish009
01-17-2023 at 10:05 AM.
01-17-2023 at 10:05 AM.
Quote from bmx :
I got 5* points on my cell phone and dining the last few days. Is that one-time thing or permanent?

Check your email. I remember getting a email saying any txn for 5 days give 5x points when I activated my card.


Your Bilt Mastercard has been delivered!
As a thank you for being a Bilt Member, we're excited to offer you 5X points on all of your eligible purchases (excluding rent) for the next 5 days starting..
Reply
Joined Dec 2016
L3: Novice
> bubble2 101 Posts
38 Reputation
ninijacob
01-17-2023 at 01:17 PM.
01-17-2023 at 01:17 PM.
FYI they have terrible fraud issues and consistently leak credit card numbers.
Reply
Joined Sep 2014
Beans
> bubble2 198 Posts
85 Reputation
wedgietime
01-17-2023 at 08:17 PM.
01-17-2023 at 08:17 PM.
Points on rent sounds cool, but many people have trouble with that feature. For me the MAJOR perk of this is the travel and phone insurance. It covers collision, loss, and theft of rental vehicles as a PRIMARY insurer. Meaning you save like 50 bucks a day on your rental and DO NOT need to put a claim on your insurance in case of an accident. It is the ONLY card I have found without a yearly fee to offer primary insurance. It offers protection (up to 800 dollars each phone) for two phones a year if you pay your phone plan with it. The travel benefits are nice too, but not as nice as some of the premium (yearly fee) cards from other providers.

Other than that this card has some yucky interest rates. I would ONLY use this card as a TOOL for travel, cell phone insurance, rent payments.
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Joined Jan 2016
New User
> bubble2 34 Posts
10 Reputation
piara
01-17-2023 at 09:39 PM.
01-17-2023 at 09:39 PM.
Quote from punjCar :
Did you get the points for mortgage payment?
Yes it's show now
1
Reply
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