Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Frontpage Advertiser Disclosure

Bilt Mastercard®: Earn Points on Rent Payments Without the Transaction Fee (up to 100k points in a calendar year). Terms apply.

+191 Deal Score
971,892 Views
Update: This popular deal is still available.

Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Thanks to staff member EfficientGame645 for sharing this deal.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions


See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards

Original Post

Written by
Edited October 7, 2024 at 09:35 AM by
Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions



See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards
Add Comment
Created 10-27-2022 at 02:52 PM by EfficientGame645
in Credit Cards (2) Bilt - Bank Advertiser
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+191
971,892 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

976 Comments

Your comment cannot be blank.

Featured Comments

Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs. No points for mortgage payments
Used it and they sent my rent payment in late. Poor customer service

Sign up for a Slickdeals account to remove this ad.

Joined Nov 2010
L5: Journeyman
> bubble2 783 Posts
260 Reputation
Spurts06_june
05-30-2023 at 05:59 AM.
05-30-2023 at 05:59 AM.
Quote from Vinviral :
Not true. You receive an email for 5X as soon as you activate card. I used referral from friend and got 5X last month.
Hmmm, well it is TRUE: https://ibb.co/b2mPpDc
Reply
Joined Aug 2020
L2: Beginner
> bubble2 96 Posts
Vinviral
05-30-2023 at 06:00 AM.
05-30-2023 at 06:00 AM.
Quote from iderekk :
Do anyone know how fast ACH is with Bilt? How far in advance will I need to submit to make rent on time? By doing this, would my rent just be charged on my Bilt account and then I pay it off monthly like a regular credit card?

ACH is as fast as any other bank and scheduling is the same as any other bank too. You have an option to pay via BILT Protect which deducts payment from connected Bank account t and doesn't post transactions to your credit card so your credit limit won't be used.
Reply
Joined Dec 2010
L1: Learner
> bubble2 7 Posts
10 Reputation
prman
05-30-2023 at 07:54 AM.
05-30-2023 at 07:54 AM.
Quote from erol :
Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
Not true. their FAQ states "If you rent outside of the Bilt Rewards Alliance, you can pay rent directly through your property's online payment portal without fees by using a Bilt Rent Account. For this payment method, we'll generate a unique routing and account number for you to use in your resident portal. Whenever your unique routing and account numbers are used to pay rent, we'll charge your Bilt Mastercard for the same amount. That way, you earn points on rent without paying the processing fees normally associated with using a credit card in an online payment portal! You can also use BiltProtect to immediately pay off any rent charges on your Bilt Mastercard Statement, keeping more of your credit line available for everything else."
Reply
Joined Mar 2011
L5: Journeyman
> bubble2 671 Posts
130 Reputation
meetyburger
05-30-2023 at 09:19 AM.
05-30-2023 at 09:19 AM.
Quote from HonestSink770 :
Anyone using this to send a physical check to the landlord? How reliable is this method? Do the checks ever get misplaced. Anyone missed rent because of Bilt? Thanks.
I asked my landlord to check the first 2 months to make sure they got it. Bilt will send you an email when the check is processed and sent. They will then send another email when the check is cashed. They also send you reminders if the check is not cashed. You can then check with you landlord to confirm if they got the check or not, etc.

I saw that they are offering a Fedex option now which should ensure better delivery, but you have to pay for it. I have not tried this option yet.
Reply
Joined Dec 2004
L10: Grand Master
> bubble2 12,510 Posts
1,365 Reputation
kensteele
05-30-2023 at 09:33 AM.
05-30-2023 at 09:33 AM.
funny how so many people decide to take the hard way to make this work for them. literally nothing has changed for me from the time before i got bilt to after i put bilt in place to pay rent. part of the reason why most people don't bother with the program is it's too much work. it doesn't have to be.
Reply
Joined Dec 2006
L5: Journeyman
> bubble2 837 Posts
147 Reputation
t.i.
05-30-2023 at 09:42 AM.
05-30-2023 at 09:42 AM.
Can you make mortgage payments with this?
1
Reply
Joined May 2023
New User
> bubble2 5 Posts
10 Reputation
Kuntuky-fryd-black
05-30-2023 at 10:03 AM.
05-30-2023 at 10:03 AM.
Quote from erol :
Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.

Not true. 2 alternatives, that is 1) check can be mailed out, 2) credit card will set up alternative debit account for you that is link to your CC. This will give your account# and routing#. However this debit alt account can only be used for rent.

I currently use option 2.
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Jul 2019
New User
> bubble2 4 Posts
10 Reputation
VioletRailway4931
05-30-2023 at 01:13 PM.
05-30-2023 at 01:13 PM.
Quote from erol :
Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.

I use it for my rent and my rental company is not a covered company, it generates bank routing number and bank account number that link back to your card. So if your rental company accepts ACH payment, you are good
Reply
Joined Apr 2013
L5: Journeyman
> bubble2 926 Posts
485 Reputation
Talysdaddy
05-30-2023 at 01:38 PM.
05-30-2023 at 01:38 PM.
Quote from CBale :
Buy i dont want to use for 6 transactions… can we order something and cancel that. Will it be counted?

You have an oddly narrow way of understanding how the world works. Nothings free, when things are presented to you as being free, the reality is they're recouping those costs elsewhere, somehow that doesn't directly affect you.
Reply
Joined Oct 2017
L7: Teacher
> bubble2 2,808 Posts
859 Reputation
02nz
05-30-2023 at 03:48 PM.
05-30-2023 at 03:48 PM.
I've had good experiences with the card. Early on I had a printed rent check that never showed up, but getting that canceled and credited was pretty straightforward, and it's quite possible that it's USPS's fault rather than Bilt's. I switched to using the ACH info and payments have been flawless since. (My building is not part of the Bilt Alliance.)

Worth mentioning that they've run some promotions on "Rent Day" (in addition to extra points on purchases other than rent), where one Bilt point could be transferred to Hawaiian Airlines mile at 1:2 ratio instead of 1:1, and a similar deal recently with Air France / KLM. That's quite a generous transfer ratio, fingers crossed they run similar promos in the future with American and United. One unique feature of Bilt is that AFAIK they are the only bank points program that can transfer to AAdvantage; not even Citi (which issues AAdvantage cards) offers the ability to convert their Thank You points into AAdvantage miles.
Reply
Joined Nov 2014
L3: Novice
> bubble2 139 Posts
56 Reputation
Nordberge
05-30-2023 at 04:19 PM.
05-30-2023 at 04:19 PM.
Quote from Tarantado :
Can this be used to pay for mortgages?

Its a renters card. So no.
Reply
Joined Aug 2006
L7: Teacher
> bubble2 2,257 Posts
239 Reputation
highlanderfil
05-30-2023 at 08:25 PM.
05-30-2023 at 08:25 PM.
Quote from HonestSink770 :
Anyone using this to send a physical check to the landlord? How reliable is this method? Do the checks ever get misplaced. Anyone missed rent because of Bilt? Thanks.

I do. Typically I give it a 7-10 day lead time.
Reply
Joined Dec 2022
L3: Novice
> bubble2 269 Posts
14 Reputation
HonestSink770
05-30-2023 at 08:26 PM.
05-30-2023 at 08:26 PM.
Quote from highlanderfil :
I do. Typically I give it a 7-10 day lead time.
Thank you for the reply. Has the service been reliable? Have the checks ever been missed? Thx.
Reply
Joined Aug 2006
L7: Teacher
> bubble2 2,257 Posts
239 Reputation
highlanderfil
05-30-2023 at 08:27 PM.
05-30-2023 at 08:27 PM.
Quote from Garwald :
Sorry, I'm new and having trouble confirming. So if I pay rent via venmo to my landlord, I can earn points using this?

Of course not.
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Dec 2022
L3: Novice
> bubble2 269 Posts
14 Reputation
HonestSink770
05-30-2023 at 08:28 PM.
05-30-2023 at 08:28 PM.
Quote from meetyburger :
I asked my landlord to check the first 2 months to make sure they got it. Bilt will send you an email when the check is processed and sent. They will then send another email when the check is cashed. They also send you reminders if the check is not cashed. You can then check with you landlord to confirm if they got the check or not, etc.

I saw that they are offering a Fedex option now which should ensure better delivery, but you have to pay for it. I have not tried this option yet.
Thank you for the experience. Appreciate it.
Is there a way to check if the landlord is part of BILT alliance? How do you know what are the members of then Bilt Alliance? Thx.
Reply
Page 33 of 66
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.