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Bilt Mastercard®: Earn Points on Rent Payments Without the Transaction Fee (up to 100k points in a calendar year). Terms apply.

+190 Deal Score
971,660 Views
Update: This popular deal is still available.

Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Thanks to staff member EfficientGame645 for sharing this deal.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions


See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards

Original Post

Written by
Edited October 7, 2024 at 09:35 AM by
Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions



See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards
Add Comment
Created 10-27-2022 at 02:52 PM by EfficientGame645
in Credit Cards (2) Bilt - Bank Advertiser
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+190
971,660 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

976 Comments

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Featured Comments

Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs. No points for mortgage payments
Used it and they sent my rent payment in late. Poor customer service

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Joined Dec 2008
L6: Expert
> bubble2 1,262 Posts
300 Reputation
Xplic1T
07-19-2023 at 01:27 AM.
07-19-2023 at 01:27 AM.
Was thinking about grabbing this for my rent payments but all the hacking stories and the fact that it's tied to WF sketch me out.
Reply
Joined Jul 2006
L10: Grand Master
> bubble2 8,346 Posts
4,296 Reputation
fbueller
07-19-2023 at 01:36 AM.
07-19-2023 at 01:36 AM.
Quote from 1453191819231991 :
Do you apply for it like a regular credit card?
Are you asking if you apply for a credit card like you would apply for a credit card? Uh, yes.
Reply
Joined Jul 2006
L10: Grand Master
> bubble2 8,346 Posts
4,296 Reputation
fbueller
07-19-2023 at 01:36 AM.
07-19-2023 at 01:36 AM.
Quote from Xplic1T :
Was thinking about grabbing this for my rent payments but all the hacking stories and the fact that it's tied to WF sketch me out.
I've never been hacked. It's probably a vocal, but realistic, minority. I believe them, but nothing here.
Reply
Joined Jul 2013
L4: Apprentice
> bubble2 303 Posts
343 Reputation
muskmelon
07-19-2023 at 05:10 AM.
07-19-2023 at 05:10 AM.
Quote from odavid :
Gotta say I got this card in November 2022. Paid ach rent with it. The card got hacked unauthorized Uber charges in December. Reissued. Hacked again Feb. left it un activated since then but ACH is still on for rent. No hacks since then but only paying ach rent at this point. I do not trust Wells Fargo or BILT for this card.
Are you getting your points even when you are not using it 5 times a month?
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,317 Posts
4,334 Reputation
Knightshade
07-19-2023 at 07:28 AM.
07-19-2023 at 07:28 AM.
The bilt hacking isn't against individuals-

Quote from Bilt early this year :
Hey all – quick update from Bilt. We have been made aware of a global fraud ring that has been launching what are called BIN attacks. In short, they use compromised merchants to randomly test millions of potential card numbers to see which ones work, focusing in on one card range at a time.

So a bunch of people "got hacked" by this months ago, because it was a bulk attack over a period of time.


But as with all credit cards there's 0 liability so never really sure why people get so concerned about it... it's a PITA for like 10 minutes to report it and get a new card sent.... happens to me a few times a year since I've got dozens of cards open, and I've never seen it as a reason to stop using a card or anything.
Reply
Joined May 2020
L1: Learner
> bubble2 2,287 Posts
1,407 Reputation
Pro
IncompletePerfect
07-19-2023 at 10:04 AM.
07-19-2023 at 10:04 AM.
"Pay rent, and receive points."

Late stage capitalism at it's finest.
Reply
Joined Mar 2007
It's almost like having a
> bubble2 1,949 Posts
375 Reputation
contaction
07-19-2023 at 04:43 PM.
07-19-2023 at 04:43 PM.
Quote from jrlcopy :
Not true at all.
You get a routing number and an account number and can either mail a check to your rental company, or provide the rounting/account number like a check to your online bill pay system.

I got a bilt card in April, so feel free to ask me any questions, def worth it for all the free points, and I got a bunch of referrals, so got a bonus 50k points too.

I just won't carry a balance on it.

Can you highlight the world benefits? Does it offer free cell phone protection like my speedway world Mastercard does?
Reply

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Joined Dec 2016
New User
> bubble2 19 Posts
10 Reputation
BGS5
07-20-2023 at 06:58 AM.
07-20-2023 at 06:58 AM.
Quote from muskmelon :
Are you getting your points even when you are not using it 5 times a month?
I believe NO. I made only 4 transactions once and I think I did not get points for that month rental payment.
Reply
Joined Dec 2007
L5: Journeyman
> bubble2 502 Posts
125 Reputation
splg38
07-23-2023 at 05:40 PM.
07-23-2023 at 05:40 PM.
I got this a few weeks ago. My landlord only says that their address is available for electronic payment and that's how I paid through Chase Bill Pay. It doesn't seem like Bilt really understands this and is sending paper checks.

Anyway so far so good.
Reply
Joined Dec 2007
L5: Journeyman
> bubble2 502 Posts
125 Reputation
splg38
07-23-2023 at 05:52 PM.
07-23-2023 at 05:52 PM.
Quote from takuarc :
Used for 3 months now. Check takes forever to arrive. So make sure to schedule it waaaay up front. Otherwise just been racking up points, haven't used any.
I set my check to be sent on 20th of month for deadline of the 5th. Is that enough time?
Reply
Joined Aug 2007
L3: Novice
> bubble2 120 Posts
31 Reputation
kopy_kat
07-25-2023 at 01:48 PM.
07-25-2023 at 01:48 PM.
I should've search but I didn't.

Had anyone used this CC to pay for T-Mobile via routing and account number in order to keep the auto pay discount?
Reply
Joined Feb 2017
L3: Novice
> bubble2 118 Posts
48 Reputation
Vegeta21
07-25-2023 at 03:14 PM.
07-25-2023 at 03:14 PM.
My rent portal is "ClickPay" does anyone who if this card will work?
Reply
Joined Mar 2010
L2: Beginner
> bubble2 69 Posts
14 Reputation
tougefreak
07-26-2023 at 12:07 AM.
07-26-2023 at 12:07 AM.
Mastercard's thief protection sucks. I got my package stolen I filed a police report and have a video of the thief but they won't honor the claim stating that it was due to misdelivery or lack of care. Ever since then, I won't ever use Mastercard again.
Reply
Joined Apr 2008
L4: Apprentice
> bubble2 310 Posts
50 Reputation
ohboy10451
07-30-2023 at 08:16 AM.
07-30-2023 at 08:16 AM.
Quote from Vegeta21 :
My rent portal is "ClickPay" does anyone who if this card will work?

Yes it would
Reply

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Joined Jun 2014
L3: Novice
> bubble2 129 Posts
40 Reputation
TexasWonder
08-03-2023 at 12:22 PM.
08-03-2023 at 12:22 PM.
Cash back on rent, I've been waiting for someone like this. It worked with my apartment's payment portal just fine so no complaints just yet. Rent is my biggest expense so even just 1% back in the form of points matters to me.
Reply
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