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Bilt Mastercard®: Earn Points on Rent Payments Without the Transaction Fee (up to 100k points in a calendar year). Terms apply. Expired

+190 Deal Score
1,020,017 Views
Update: This popular deal is still available.

Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Thanks to staff member EfficientGame645 for sharing this deal.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select Apply Now to learn more about the product features, terms, and conditions


See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards

Original Post

Written by
Edited October 29, 2025 at 09:18 AM by
Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard]. There is no annual fee.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select Apply Now to learn more about the product features, terms, and conditions


See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards
Created 10-27-2022 at 02:52 PM by EfficientGame645
in Credit Cards (2) Bilt - Bank Advertiser
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
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+190
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

982 Comments

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Featured Comments

Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs. No points for mortgage payments
Used it and they sent my rent payment in late. Poor customer service

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Joined Mar 2006
L7: Teacher
> bubble2 2,424 Posts
139 Reputation
illtww
12-10-2023 at 05:45 AM.
12-10-2023 at 05:45 AM.
Quote from azianboi94 View quoted comment :
after seeing a lot of people saying that it doesn't work for mortgages as also stated in their fine print, i want to offer my data point that i've used it to pay for my mortgage thru UnitedWholesaleMortgage and the payment has gone through and the points have been reflected in my account. YMMV!
you used what method to pay unitemorgtage?
2
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Joined Nov 2014
L3: Novice
> bubble2 124 Posts
13 Reputation
azianboi94
12-10-2023 at 07:10 PM.
12-10-2023 at 07:10 PM.
Quote from illtww View quoted comment :
you used what method to pay unitemorgtage?
I used the BILT account & routing number in my mortgage portal and enabled the biltprotect debit (linking my bank account so it takes the amount directly from my bank but still allowing me to earn the points)
1
Reply
Joined Dec 2004
L10: Grand Master
> bubble2 13,061 Posts
1,412 Reputation
kensteele
12-10-2023 at 07:33 PM.
12-10-2023 at 07:33 PM.
Quote from azianboi94 View quoted comment :
after seeing a lot of people saying that it doesn't work for mortgages as also stated in their fine print, i want to offer my data point that i've used it to pay for my mortgage thru UnitedWholesaleMortgage and the payment has gone through and the points have been reflected in my account. YMMV!
fwd'ing this message to wells fargo/bilt for confirmation and possible review.....j/k Please
Reply
Joined Sep 2009
L6: Expert
> bubble2 1,377 Posts
d0min0
01-01-2024 at 11:54 AM.
01-01-2024 at 11:54 AM.
if you pay rent with the ACH paypal method, will the landlord get a 1099 or a big tax bill at the end of the year? my landlord won't take it if that happens
Reply
Joined Mar 2018
L3: Novice
> bubble2 185 Posts
22 Reputation
headleygrange
01-01-2024 at 04:47 PM.
01-01-2024 at 04:47 PM.
Although the card is securely locked in a safe and I only use it for rent payments (using routing and account number), my card number was fraudulently used for a twitch subscription. I immediately called and got a new card. First time in 20 years, my card got stolen.
Reply
Joined Nov 2022
New User
> bubble2 5 Posts
10 Reputation
Violinist7
01-02-2024 at 09:10 AM.
Reply
Joined Dec 2007
L5: Journeyman
> bubble2 548 Posts
129 Reputation
splg38
01-04-2024 at 06:54 PM.
01-04-2024 at 06:54 PM.
Been using for a couple years with not much issue. They are SLOW with paper checks. I set the date to send my rent on the 15th of the month and that comes in time.
Reply

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Joined Aug 2017
New User
> bubble2 10 Posts
10 Reputation
darthvader007
01-04-2024 at 06:57 PM.
01-04-2024 at 06:57 PM.
Quote from headleygrange View quoted comment :
Although the card is securely locked in a safe and I only use it for rent payments (using routing and account number), my card number was fraudulently used for a twitch subscription. I immediately called and got a new card. First time in 20 years, my card got stolen.

Exact same thing happened to me. 7$ on twitch multiple charges. Had to call customer care to get it sorted. This happened 3 times in past one year.
Reply
Joined Sep 2016
New User
> bubble2 193 Posts
50 Reputation
vincent233
01-04-2024 at 07:11 PM.
01-04-2024 at 07:11 PM.
This card has been in the market for years. Did Slickdeals take money to put this thread on the front page promo?
Reply
Joined Mar 2018
L2: Beginner
> bubble2 94 Posts
10 Reputation
Dealhunter1257
01-05-2024 at 07:37 AM.
01-05-2024 at 07:37 AM.
Quote from jrlcopy View quoted comment :
Not true at all.
You get a routing number and an account number and can either mail a check to your rental company, or provide the rounting/account number like a check to your online bill pay system.

I got a bilt card in April, so feel free to ask me any questions, def worth it for all the free points, and I got a bunch of referrals, so got a bonus 50k points too.

I just won't carry a balance on it.

Can you pay for rent via apartments.com with it? Do they waive the CC transaction fee?
Reply
Joined Aug 2019
L2: Beginner
> bubble2 89 Posts
46 Reputation
Mushibi
01-05-2024 at 07:47 AM.
01-05-2024 at 07:47 AM.
Quote from headleygrange View quoted comment :
Although the card is securely locked in a safe and I only use it for rent payments (using routing and account number), my card number was fraudulently used for a twitch subscription. I immediately called and got a new card. First time in 20 years, my card got stolen.

If you have kids, sounds like they know the combo to your safe.
1
Reply
Joined Mar 2005
Crazy Hip Guy
> bubble2 1,651 Posts
564 Reputation
jrlcopy
01-05-2024 at 08:21 AM.
01-05-2024 at 08:21 AM.
Quote from Dealhunter1257 View quoted comment :
Can you pay for rent via apartments.com with it? Do they waive the CC transaction fee?
You can pay rent anywhere that you can enter an ACH/Routing number, i.e. the numbers at the bottom of a check.

It waives a CC transaction fee, because Bilt gives you an ACH account number and routing number, so your apartment building sees a CHECK, not a CC.
Reply
Joined Sep 2018
New User
> bubble2 6 Posts
10 Reputation
DealsVeerudu
01-05-2024 at 11:24 AM.
01-05-2024 at 11:24 AM.
Would it waive the usual 3% transaction fee for using credit card for rent payments ?
Reply
Joined Dec 2010
L2: Beginner
> bubble2 39 Posts
10 Reputation
KManhattan
01-05-2024 at 11:27 AM.
01-05-2024 at 11:27 AM.
Quote from erol View quoted comment :
Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.

As long as you pay rent through a bank account, bilt should work, as it's a credit card with a bank account number, limited to one rent transaction a month
Reply

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Joined Jun 2011
L3: Novice
> bubble2 107 Posts
26 Reputation
walamaking
01-05-2024 at 12:36 PM.
01-05-2024 at 12:36 PM.
Can this be used to pay HOA fees?
Reply
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