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Bilt Mastercard®: Earn Points on Rent Payments Without the Transaction Fee (up to 100k points in a calendar year). Terms apply. Expired

+190 Deal Score
1,020,242 Views
Update: This popular deal is still available.

Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Thanks to staff member EfficientGame645 for sharing this deal.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select Apply Now to learn more about the product features, terms, and conditions


See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards

Original Post

Written by
Edited October 29, 2025 at 09:18 AM by
Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard]. There is no annual fee.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select Apply Now to learn more about the product features, terms, and conditions


See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards
Created 10-27-2022 at 02:52 PM by EfficientGame645
in Credit Cards (2) Bilt - Bank Advertiser
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+190
1,020,242 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

982 Comments

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Featured Comments

Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs. No points for mortgage payments
Used it and they sent my rent payment in late. Poor customer service

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Joined Oct 2014
L3: Novice
> bubble2 111 Posts
30 Reputation
powerbymoney
05-15-2024 at 07:20 PM.
05-15-2024 at 07:20 PM.
Quote from fbueller View quoted comment :
Totally. The 1k a year in travel I'm getting for a category I'd normally get zero for (with no annual fee) makes this card trash. I should probably give away all my Bitcoin I got at $100, total trash!

Stop being a troll, please.

The card is trash. Use your rent payments to reach the minimum spend on a new SUB every quarter.

Use your headspace for bigger ideas. Stop worrying about spending 5x/mo on the Bilt card and think about getting 80K points per quarter.
2
Reply
Joined Jan 2011
L6: Expert
> bubble2 1,074 Posts
157 Reputation
teucer
05-16-2024 at 07:23 AM.
05-16-2024 at 07:23 AM.
Quote from Hrrish7 View quoted comment :
Why do you want to pay a car loan which could be 5-7% interest with a credit card that may charge 20%. (Cc could offer free interest for 12 months std)
Probably to attempt to double dip on the points
Reply
Joined Jan 2011
L6: Expert
> bubble2 1,074 Posts
157 Reputation
teucer
05-16-2024 at 07:24 AM.
05-16-2024 at 07:24 AM.
Quote from powerbymoney View quoted comment :
The card is trash. Use your rent payments to reach the minimum spend on a new SUB every quarter.

Use your headspace for bigger ideas. Stop worrying about spending 5x/mo on the Bilt card and think about getting 80K points per quarter.
Show me other cards that allow you to pay rent with them.

You'll hit the 5/24 pretty quick even if you did with the 3% transaction fee. And then you can't get SUB for other regular/big purchases
Reply
Last edited by teucer May 16, 2024 at 07:31 AM.
Joined Dec 2004
L10: Grand Master
> bubble2 13,061 Posts
1,412 Reputation
kensteele
05-16-2024 at 07:28 AM.
05-16-2024 at 07:28 AM.
Quote from teucer View quoted comment :
Show me other cards that allow you to pay rent with them.
I'm not sure what he is saying exactly but it sounds like he is suggesting you don't need to pay your rent on a credit card that allows it, instead use an ordinary credit card to charge your rent payment (along with the fees) to get a better deal as long as that credit card has perks?
Reply
Joined Jan 2011
L6: Expert
> bubble2 1,074 Posts
157 Reputation
teucer
05-16-2024 at 07:34 AM.
05-16-2024 at 07:34 AM.
Quote from kensteele View quoted comment :
I'm not sure what he is saying exactly but it sounds like he is suggesting you don't need to pay your rent on a credit card that allows it, instead use an ordinary credit card to charge your rent payment (along with the fees) to get a better deal as long as that credit card has perks?
Are there services that will allow you to charge your card for normal rent payments? All the places I've rented at require a physical check or debit/ACH transfer. I edited my comment as well to suggest that you'll hit the 5/24 limit in 1.25 years, and i you're normal spend would have hit the SUB anyway then there isn't a reason to do this.
Reply
Joined Dec 2004
L10: Grand Master
> bubble2 13,061 Posts
1,412 Reputation
kensteele
05-16-2024 at 08:17 AM.
05-16-2024 at 08:17 AM.
Quote from teucer View quoted comment :
Are there services that will allow you to charge your card for normal rent payments? All the places I've rented at require a physical check or debit/ACH transfer. I edited my comment as well to suggest that you'll hit the 5/24 limit in 1.25 years, and i you're normal spend would have hit the SUB anyway then there isn't a reason to do this.
apparently so, i think in 2024 there are many landlords that will take credit cards for a fee especially the ones that have an online portal.
Reply
Joined Jul 2009
L7: Teacher
> bubble2 2,885 Posts
521 Reputation
keung
05-16-2024 at 10:55 AM.
05-16-2024 at 10:55 AM.
Quote from powerbymoney View quoted comment :
The card is trash. Use your rent payments to reach the minimum spend on a new SUB every quarter.

Use your headspace for bigger ideas. Stop worrying about spending 5x/mo on the Bilt card and think about getting 80K points per quarter.
I guess your small headspace can't fit the idea that some people can get 80K point/miles per quarter AND use BILT for rent too!
Reply

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Joined Mar 2005
L5: Journeyman
> bubble2 545 Posts
161 Reputation
lavangbay
05-16-2024 at 11:47 AM.
05-16-2024 at 11:47 AM.
I have a home mobile rental unit, that i have to pay space rent (they accept check only or through their own online payment portal which take ACH) for. Is it possible for me to pay that space rent using Bilt to get point? If so, does anyone know how?

Thanks
Reply
Joined Jul 2006
L10: Grand Master
> bubble2 8,698 Posts
4,320 Reputation
fbueller
05-16-2024 at 11:22 PM.
05-16-2024 at 11:22 PM.
Quote from powerbymoney View quoted comment :
The card is trash. Use your rent payments to reach the minimum spend on a new SUB every quarter.

Use your headspace for bigger ideas. Stop worrying about spending 5x/mo on the Bilt card and think about getting 80K points per quarter.
Again, troll, I've been churning longer than you (I guarantee it). For a one time 5/24 hit I get years of nearly 100k points without hitting 5/24 or a credit ding again. That's worth a one time spot in my churn.

And I envy you that you can only hit your sub off minimum spend. My electric bill alone got me to 12k for my last Ink spend. I'd rather not take a fee hit to make the spend when I can do it naturally anyways.

And just pay your taxes with a card or advance your utility bills, SUB covered without penalty. Newb.
Reply
Joined Jul 2017
New User
> bubble2 3 Posts
10 Reputation
mminias817
05-19-2024 at 10:35 PM.
05-19-2024 at 10:35 PM.
Can this be used for an HOA fee?
1
Reply
Joined Jul 2016
L1: Learner
> bubble2 20 Posts
10 Reputation
jamr1985
05-20-2024 at 01:59 AM.
05-20-2024 at 01:59 AM.
Quote from erol View quoted comment :
Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.

They issue a bank account and a routing number for ach transfer. Can't think of any landlord who wouldn't take a personal check for rent payment.
Reply
Joined Jul 2016
L1: Learner
> bubble2 20 Posts
10 Reputation
jamr1985
05-20-2024 at 02:04 AM.
05-20-2024 at 02:04 AM.
Quote from MomoLove View quoted comment :
Used it and they sent my rent payment in late. Poor customer service

You probably initiated a transaction the same day your rent was due. If they had to send a physical check, don't you think the check would have arrived three days later?
Reply
Joined Mar 2024
New User
> bubble2 5 Posts
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CoolVest1366
05-20-2024 at 05:10 AM.
05-20-2024 at 05:10 AM.
Quote from Ryson11 View quoted comment :
What is really the $$$ of rent to point ratio to redeem in Amazon $$ for example?
redeem in Amazon is .75 ratio, which isn't that good. look for something else that is at least 1:1 or higher.

Reply
Joined Jul 2009
L7: Teacher
> bubble2 2,885 Posts
521 Reputation
keung
05-21-2024 at 12:36 PM.
05-21-2024 at 12:36 PM.
Quote from mminias817 View quoted comment :
Can this be used for an HOA fee?
Yes is my answer
Reply

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Joined Sep 2017
L3: Novice
> bubble2 117 Posts
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VjXBSparta
05-21-2024 at 01:15 PM.
05-21-2024 at 01:15 PM.
Quote from lavangbay View quoted comment :
I have a home mobile rental unit, that i have to pay space rent (they accept check only or through their own online payment portal which take ACH) for. Is it possible for me to pay that space rent using Bilt to get point? If so, does anyone know how?

Thanks
Yes you can. Same as the normal rent payment. If you have questions, reach out via DM.
Reply
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