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Bilt Mastercard®: Earn Points on Rent Payments Without the Transaction Fee (up to 100k points in a calendar year). Terms apply. Expired

+190 Deal Score
1,020,017 Views
Update: This popular deal is still available.

Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Thanks to staff member EfficientGame645 for sharing this deal.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select Apply Now to learn more about the product features, terms, and conditions


See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards

Original Post

Written by
Edited October 29, 2025 at 09:18 AM by
Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard]. There is no annual fee.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select Apply Now to learn more about the product features, terms, and conditions


See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards
Created 10-27-2022 at 02:52 PM by EfficientGame645
in Credit Cards (2) Bilt - Bank Advertiser
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+190
1,020,017 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

982 Comments

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Featured Comments

Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs. No points for mortgage payments
Used it and they sent my rent payment in late. Poor customer service

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Joined Dec 2014
L3: Novice
> bubble2 1,859 Posts
178 Reputation
BrianH5624
05-21-2024 at 10:59 PM.
05-21-2024 at 10:59 PM.
If it works with click pay would it work with HoA fees?
Reply
Joined Dec 2014
L3: Novice
> bubble2 1,859 Posts
178 Reputation
BrianH5624
05-21-2024 at 11:02 PM.
05-21-2024 at 11:02 PM.
Quote from keung View quoted comment :
Yes is my answer
I was asking that as I saw click pay
Reply
Joined Jul 2009
L7: Teacher
> bubble2 2,885 Posts
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keung
05-22-2024 at 07:31 AM.
05-22-2024 at 07:31 AM.
Quote from BrianH5624 View quoted comment :
I was asking that as I saw click pay
MY HOA used do click pay then it went to BOTA now a day it is concierge plus.. all 3 works for me .. personally I think as long as the payment platform accept ACH will work.
Reply
Joined Aug 2014
L1: Learner
> bubble2 16 Posts
10 Reputation
SlyFox8888
05-29-2024 at 08:19 AM.
05-29-2024 at 08:19 AM.
I pay my landlord rent each month via Zelle. Can I use this card instead?
Reply
Joined Nov 2007
L1: Learner
> bubble2 1 Posts
10 Reputation
dgrabber
05-30-2024 at 09:43 PM.
05-30-2024 at 09:43 PM.
Quote from AlexandertheGreat88 View quoted comment :
I pay my landlord rent each month via Zelle. Can I use this card instead?

Yes, you can
Reply
Joined Dec 2021
New User
> bubble2 12 Posts
10 Reputation
mpire99
05-31-2024 at 06:44 AM.

Our community has rated this post as helpful. If you agree, why not thank mpire99

05-31-2024 at 06:44 AM.
Quote from MomoLove View quoted comment :
Used it and they sent my rent payment in late. Poor customer service

When it comes to things like this, always schedule your rent check over a week in advance. They even recommend it in their app.

Been using them fine for a long time
1
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Joined Nov 2015
New User
> bubble2 18 Posts
14 Reputation
solarcom78
05-31-2024 at 06:27 PM.
05-31-2024 at 06:27 PM.
Quote from erol View quoted comment :
Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.

You can request it to send check to landlord or management, I've been using this way.

Also, you need to have minimum 4x transaction in order to earn the reward on rent.
1
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Joined Apr 2010
L1: Learner
> bubble2 89 Posts
58 Reputation
ndillon
06-01-2024 at 10:16 AM.
06-01-2024 at 10:16 AM.
Quote from erol View quoted comment :
Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.

Built lets you use the card as a Checking Account. My rental company is not affiliated with, but I use it without any additional penalty or charge.
1
Reply
Joined Dec 2007
L5: Journeyman
> bubble2 548 Posts
129 Reputation
splg38
06-01-2024 at 04:13 PM.
06-01-2024 at 04:13 PM.
Great card but they market it like we're all millionaires when most of us can barely pay our rent. It's weird and I wonder about how long this will last until they can sell the whole concept somehow. I don't believe Bilt has ever turned a profit
3
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Joined May 2019
L2: Beginner
> bubble2 70 Posts
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UpbeatGame8388
06-05-2024 at 04:18 AM.
06-05-2024 at 04:18 AM.
Did they remove the requirement of using the card minimum 5 times to earn points. I have not been doing that for the past 2 months and still getting the points for rent payment
Reply
Joined Aug 2023
New User
> bubble2 6 Posts
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neutrinos
06-06-2024 at 07:52 AM.
06-06-2024 at 07:52 AM.
Well then!
Reply
Joined Dec 2004
L10: Grand Master
> bubble2 13,061 Posts
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kensteele
06-06-2024 at 08:04 AM.
06-06-2024 at 08:04 AM.
Quote from UpbeatGame8388 View quoted comment :
Did they remove the requirement of using the card minimum 5 times to earn points. I have not been doing that for the past 2 months and still getting the points for rent payment
The 5 transaction tracker is still active in the Wallet tab in teh Bilt app but I have heard they are pretty lenient on it.
Reply
Last edited by kensteele June 6, 2024 at 08:08 AM.
Joined May 2013
L2: Beginner
> bubble2 68 Posts
14 Reputation
KenR9706
06-08-2024 at 06:48 PM.
06-08-2024 at 06:48 PM.
Can you use to make condo payments?
Reply
Joined Sep 2011
Price Compare, Always
> bubble2 20,569 Posts
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This user is an Expert in Tech & Electronics
bluekiwi
06-08-2024 at 10:37 PM.
06-08-2024 at 10:37 PM.
Quote from KenR9706 View quoted comment :
Can you use to make condo payments?
People have reported getting the points from mortgage payments. I plan on using it for the mortgage, the wife got it to pay the mortgage on our rental property. Just use the account and routing #'s that they list on your account
1
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Joined Jul 2023
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> bubble2 6 Posts
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SlickBuffalo233
06-14-2024 at 11:15 PM.
06-14-2024 at 11:15 PM.
Before you even consider this card, do a quick Google search of "Bilt credit card reviews". Here, I'll help you:
https://www.google.com/search?q=B...e&ie=UTF-8
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