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Ink Business Cash® Credit Card: $900 Bonus Cash Back After you Spend $6,000 in the First 3 Months Expired

+74 Deal Score
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Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Cash® Credit Card. No annual fee.

Thanks to Deal Editor iconian for posting this deal.

Card Details: Slickdeals may be compensated by Chase.

Original Post

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Edited March 20, 2023 at 07:44 AM by
Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Cash® Credit Card. No annual fee.

Card Details:
  • OFFER ENDING SOON: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC

Slickdeals may be compensated by Chase.
Created 10-28-2022 at 10:58 AM by iconian | Staff
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Deal
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165,711 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

391 Comments

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Yes, apply as a sole proprietor with your social security number instead of an EIN and your business name the exact same as your own legal name. Zero employees. Business income can be listed as little as $1,000 (resale, babysitting whatever it is you do)

Most Ink card require a recon call or get a pop-up saying you will hear about a decision later. About 90% of people get that. Also, most get a low limit ($3-4K)

Remember the $900 comes back as points, not cash (but can be converted to cash).
Got this card mid October for the regular $750/7500 promotion. Called in today to see if I could get the $900/6000 promotion and they did it no problem, just have to have reached the 6000 threshold when calling. In case anyone is in the same situation as I was 👍🏻
No, they most certainly don't, and no, it's not income

I've got 7 figures of Chase UR points and 0 1099s.

It's not income.

The IRS agrees it's not income.

If you have to spend anything to get it, it's a REBATE, not income. Not taxable, No 1099.



Here's a bunch of sources all telling you you're wrong

https://www.cnbc.com/select/are-c...%2Dtaxable.




https://www.cnet.com/personal-fin...s-taxable/





https://calibrecpa.com/tax-regula...k-rewards/





I could list 20 more- they'd all say the same.



The only time you get a 1099 from Chase (or any bank) for CREDIT CARD BONUSES is if it's a non spending bonus


Like a referral.

And ONLY if those add up to more than $600 in a year.

NOT for signup bonuses which require spend. Which, again, are not taxable and no 1099 is issued


Also taxable would be things like offering you $ or points for opening a checking or savings account--- because you don't need to SPEND anything. So if that added up to more than $600 you'd get a 1099.


But credit card spend required signups? Not income. No 1099.

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Joined Oct 2022
L3: Novice
> bubble2 236 Posts
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NavyJoke6138
11-16-2022 at 10:44 AM.
11-16-2022 at 10:44 AM.
Quote from DANIELP8588 :
Property tax!
I like that!!!!​

I think this is the first time ever someone was happy to be reminded about property tax...
7
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Joined Jan 2012
L2: Beginner
> bubble2 68 Posts
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MagusUnltd
11-16-2022 at 11:01 AM.
11-16-2022 at 11:01 AM.
Man this is a great deal. I couldn't see anything on the offer that says you can't redeem if redeemed before. I checked the Program Agreement PDF too. Can someone please chime in if they have knowledge. I've redeemed a bonus offer from this card back in 2019.
Reply
Joined Mar 2012
New User
> bubble2 1 Posts
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be_slick
11-16-2022 at 01:17 PM.
11-16-2022 at 01:17 PM.
Quote :
Man this is a great deal. I couldn't see anything on the offer that says you can't redeem if redeemed before. I checked the Program Agreement PDF too. Can someone please chime in if they have knowledge. I've redeemed a bonus offer from this card back in 2019.
@MagusUnltd When you go to sign up it says you are limited to one offer for ink in the last 24 months
Reply
Joined May 2020
L2: Beginner
> bubble2 63 Posts
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SensibleBuffalo396
11-16-2022 at 02:11 PM.
11-16-2022 at 02:11 PM.
I am not a business owner.How to get such a card for myself?
3
Reply
Joined May 2020
L2: Beginner
> bubble2 63 Posts
10 Reputation
SensibleBuffalo396
11-16-2022 at 03:18 PM.
11-16-2022 at 03:18 PM.
Quote from DANIELP8588 :
Property tax!
I like that!!!!​
my county charges an extra 2.5% for credit-card/debit-card property tax payment. :-(
Reply
Joined Mar 2017
L3: Novice
> bubble2 118 Posts
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MichaelHR
11-16-2022 at 04:28 PM.
11-16-2022 at 04:28 PM.
Quote from SensibleBuffalo396 :
my county charges an extra 2.5% for credit-card/debit-card property tax payment. :-(
Could paying federal tax via Pay1040 at 1.87% be a better approach?
Reply
Joined Jul 2014
L9: Master
> bubble2 5,606 Posts
472 Reputation
FHRITP
11-16-2022 at 04:34 PM.
11-16-2022 at 04:34 PM.
Quote from SensibleBuffalo396 :
my county charges an extra 2.5% for credit-card/debit-card property tax payment. :-(

Yeah I never heard of paying property taxes with a credit card unless some stupid fees. People just make sh*t up.
1
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Joined Mar 2008
L6: Expert
> bubble2 1,282 Posts
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gtsh0pp3r
11-16-2022 at 10:09 PM.
11-16-2022 at 10:09 PM.
Quote from FreeBaGeL :
Do business apps count for the Chase 24/5 rule?

This card does not count toward 5/24, but you have to be at 4/24 or lower to get approved
Reply
Joined Aug 2011
L5: Journeyman
> bubble2 512 Posts
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nounta1016
11-16-2022 at 10:30 PM.
11-16-2022 at 10:30 PM.
Quote from FHRITP :
Yeah I never heard of paying property taxes with a credit card unless some stupid fees. People just make sh*t up.
You can use a citi double cash back card or some other cards that offer more to get back your credit card processing fee back.
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,290 Posts
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Knightshade
11-17-2022 at 04:10 PM.
11-17-2022 at 04:10 PM.
Quote from SensibleBuffalo396 :
I am not a business owner.How to get such a card for myself?

Ever sold something on Ebay? Oh look, you have a business!

Heck, ever PLAN to sell something on ebay? Oh look, you have a business that just hasn't earned any income yet but you can certainly PLAN to....

Apply as sole proprietor, using your SSN as the tax ID.
Reply
Joined May 2020
L2: Beginner
> bubble2 63 Posts
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SensibleBuffalo396
11-17-2022 at 05:47 PM.
11-17-2022 at 05:47 PM.
Quote from Knightshade :
Ever sold something on Ebay? Oh look, you have a business!

Heck, ever PLAN to sell something on ebay? Oh look, you have a business that just hasn't earned any income yet but you can certainly PLAN to....

Apply as sole proprietor, using your SSN as the tax ID.
thank)s. But I guess they will simply decline the application if I input 0 or $100 annual revenue Smilie
Reply
Joined Aug 2009
L3: Novice
> bubble2 213 Posts
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JumboRedGrunt
11-17-2022 at 07:45 PM.
11-17-2022 at 07:45 PM.
Quote from STRFSH :
Yes, apply as a sole proprietor with your social security number instead of an EIN and your business name the exact same as your own legal name. Zero employees. Business income can be listed as little as $1,000 (resale, babysitting whatever it is you do)

Most Ink card require a recon call or get a pop-up saying you will hear about a decision later. About 90% of people get that. Also, most get a low limit ($3-4K)

Remember the $900 comes back as points, not cash (but can be converted to cash).

I just applied online and got the message saying 7-10 days. Should I call the recon line during or wait? Thanks!
Reply
Joined Feb 2009
L1: Learner
> bubble2 70 Posts
69 Reputation
branson
11-17-2022 at 08:54 PM.
11-17-2022 at 08:54 PM.
Quote from MichaelHR :
Could paying federal tax via Pay1040 at 1.87% be a better approach?

That's what I'm planning on doing.

Applied and got approved for $5k.
Going to call them tomorrow and have them transfer the credit allotment from one of my other Chase cards to this one.
Reply
Joined Nov 2007
L10: Grand Master
> bubble2 8,892 Posts
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rustum
11-17-2022 at 08:59 PM.
11-17-2022 at 08:59 PM.
deleted.
Reply
Last edited by rustum November 17, 2022 at 09:41 PM.

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Joined Oct 2018
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ChoosyBeggar
11-18-2022 at 06:22 AM.
11-18-2022 at 06:22 AM.
Grabbed this card a few years ago. Used it solely to get the cash back for my internet and cell phone bills, until Verizon offered a better discount using auto pay (direct withdrawal from my bank account). Now, I rarely use it except for infrequent purchases from Staples.
Side note: Chase will not allow you to merge business and personal credit card accounts onto a single website login. You'll need to have separate logins if you have both personal and business credit cards.
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