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Walmart and Amazon gift card 5% off using Discover Rewards

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Usually Amazon and Walmart are not there for redemptions which makes essentially both these high valued giftcards with 5% discount

https://card.discover.com/cardmembersvcs/rewards
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Walmart and Amazon gift card 5% off using Discover Rewards
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Created 12-04-2022 at 07:39 AM by sinsanamano
in Gift Cards (3) Discover.com
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Joined Jun 2009
L8: Grand Teacher
> bubble2 3,975 Posts
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LeviathanUltima
12-04-2022 at 07:46 AM.
12-04-2022 at 07:46 AM.
With inflation, it is probably better not to bother with 5% IMO. If you can use these right away, then sure. But if you even have to wait a month, I rather not deal with the hassle and keep the cash.
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Joined Jan 2008
L8: Grand Teacher
> bubble2 3,433 Posts
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sphere2040
12-04-2022 at 07:56 AM.
12-04-2022 at 07:56 AM.
Quote from LeviathanUltima :
With inflation, it is probably better not to bother with 5% IMO. If you can use these right away, then sure. But if you even have to wait a month, I rather not deal with the hassle and keep the cash.
Couldnt agree with you more. The FED surely f*cked up big time. They lost the narrative and we are headed for more inflation and more interest rate hikes. A vicious cycle. The whole economy is going into a tail spin. I do not, for a minute, believe the recent black friday/cyber monday sales figures. With malls/shopping centers so empty, they is no way in hell the sales were record breaking.
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Joined Apr 2015
L5: Journeyman
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tx5995
12-04-2022 at 02:44 PM.
12-04-2022 at 02:44 PM.
Quote from sphere2040 :
Couldnt agree with you more. The FED surely f*cked up big time. They lost the narrative and we are headed for more inflation and more interest rate hikes. A vicious cycle. The whole economy is going into a tail spin. I do not, for a minute, believe the recent black friday/cyber monday sales figures. With malls/shopping centers so empty, they is no way in hell the sales were record breaking.
They didn't say in what way. Number of items sold? Revenue? Net profit? Number of shoppers?

So yeah, I think they did some news brief to help people think we're all good.

"This was a record-breaking holiday shopping weekend for Amazon. Customers shopped millions of deals this weekend and we have many more amazing deals to come,"
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Joined Nov 2016
New User
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timb1908
12-04-2022 at 02:46 PM.
12-04-2022 at 02:46 PM.
Quote from sphere2040 :
Couldnt agree with you more. The FED surely f*cked up big time. They lost the narrative and we are headed for more inflation and more interest rate hikes. A vicious cycle. The whole economy is going into a tail spin. I do not, for a minute, believe the recent black friday/cyber monday sales figures. With malls/shopping centers so empty, they is no way in hell the sales were record breaking.

The price on products increase by 30% to 60% in one year. If sales do not show increase of 30% or more then it is a down year.
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Joined Sep 2006
L5: Journeyman
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ArgoNavis
12-05-2022 at 07:23 AM.
12-05-2022 at 07:23 AM.
This only makes sense if you've maxed out your $1500 at Amazon.
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Joined Dec 2007
L6: Expert
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cr-vtec
12-05-2022 at 08:14 AM.
12-05-2022 at 08:14 AM.
Quote from ArgoNavis :
This only makes sense if you've maxed out your $1500 at Amazon.
I was excited about this deal, then upset (I cashed out my rewards for another deal), then realized it doesn't make sense because I get 5% back on my Amazon Prime card anyway.

And yeah, inflation is killing a lot of deals.
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Joined Sep 2006
L7: Teacher
> bubble2 2,875 Posts
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cnvrtble98
12-05-2022 at 09:14 AM.
12-05-2022 at 09:14 AM.
My prime visa gives me 5% cashback. Besides that, try filing an extended warranty claim on a GC purchase...
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Joined Dec 2004
L10: Grand Master
> bubble2 12,508 Posts
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kensteele
12-05-2022 at 09:19 AM.
12-05-2022 at 09:19 AM.
also, i think this is a bit old. maybe traditional channels are starting to offer walmart and amazon when ordinarily not available. there was a time where 0% discount was normal and you were lucky if you got an amex offer or a cashapp boost. now, even the cb portals all have 5% adders if you accept a walmart gc in lieu of cash. as walmart likes to say, 5% off is the new edlp.
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Joined Apr 2017
L5: Journeyman
> bubble2 973 Posts
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publicpersona
12-05-2022 at 11:20 AM.
12-05-2022 at 11:20 AM.
There's no reason to do this if you have an Amazon store card or Amazon VISA card. And it makes no sense to do this if you are going to spend the gift card amount before 12/31 (because your Discover is already giving you 5% back).

The only scenario I can see where this provides value is if you want to use DIscover points to "bank" a 5% discount because 1) you don't have the Amazon cards, and 2) you aren't going to use it until next year.
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Joined Dec 2004
L10: Grand Master
> bubble2 12,508 Posts
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kensteele
12-05-2022 at 11:27 AM.
12-05-2022 at 11:27 AM.
Quote from publicpersona :
There's no reason to do this if you have an Amazon store card or Amazon VISA card. And it makes no sense to do this if you are going to spend the gift card amount before 12/31 (because your Discover is already giving you 5% back).

The only scenario I can see where this provides value is if you want to use DIscover points to "bank" a 5% discount because 1) you don't have the Amazon cards, and 2) you aren't going to use it until next year.
your discover card is already giving you 5% back but only up to 1500/75. after that, you have to find another way to get 5% if you don't have amazon cc. i look at the discover rewards list and i'm fine but i see for many who cannot use anything they offer and don't want the statement credit. all they are left with is something decent (amazon) which basically anyone can use.
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Joined Dec 2019
L2: Beginner
> bubble2 39 Posts
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WiseHamster203
12-05-2022 at 12:28 PM.
12-05-2022 at 12:28 PM.
We need to start taxing corporations before it's too late. This is a bipartisan issue. Any company who automates a job should pay an "automation tax" that then goes towards UBI. This is nothing new in the manufacturing sector, but tech industry needs to wake up, xenophobic-based laws in place today to keep "Americans" employed are a smokescreen to the real issue at hand; job-loss due to automation.
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Joined Apr 2019
L3: Novice
> bubble2 114 Posts
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UpbeatCrayon4617
12-05-2022 at 02:23 PM.
12-05-2022 at 02:23 PM.
Quote from sphere2040 :
Couldnt agree with you more. The FED surely f*cked up big time. They lost the narrative and we are headed for more inflation and more interest rate hikes. A vicious cycle. The whole economy is going into a tail spin. I do not, for a minute, believe the recent black friday/cyber monday sales figures. With malls/shopping centers so empty, they is no way in hell the sales were record breaking.
I don't think they did anything wrong. I think we are just experiencing an economic recession as a result of a multi year global pandemic and that the Feds policies prevented another great depression. Did you think there was somehow not going to be a recession after closing the world for a year?
1
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Joined Feb 2010
is PRO
> bubble2 18,953 Posts
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Binar
12-05-2022 at 02:30 PM.
12-05-2022 at 02:30 PM.
Quote from UpbeatCrayon4617 :
I don't think they did anything wrong. I think we are just experiencing an economic recession as a result of a multi year global pandemic and that the Feds policies prevented another great depression. Did you think there was somehow not going to be a recession after closing the world for a year?
to be honest we are better off than Europe. Could be because we print our own money and the Ukranian war helped our economy. Europe is buying natural gas from us at 400% increase from what we pay domestically .
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Joined Sep 2006
L5: Journeyman
> bubble2 774 Posts
197 Reputation
ArgoNavis
12-05-2022 at 02:40 PM.
12-05-2022 at 02:40 PM.
Quote from cr-vtec :
I was excited about this deal, then upset (I cashed out my rewards for another deal), then realized it doesn't make sense because I get 5% back on my Amazon Prime card anyway.

And yeah, inflation is killing a lot of deals.
Of course, if you have Prime VISA, this is not that much of a deal.

But for people who (1) don't have Prime VISA (with an annual fee of $150) and (2) have Discover, and (3) have maxed out their $1500 at Amazon, this is a good deal.
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