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expiredastersathya posted Dec 04, 2022 08:37 PM
expiredastersathya posted Dec 04, 2022 08:37 PM

PayPal Cashback Mastercard® - Earn Unlimited 3% cash back when you check out with PayPal* Plus, get 2% cash back on all other eligible purchases

PayPal.com
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https://www.paypal.com/credit-app...lsrc=aw.ds

Earn 3% cash back when you check out with PayPal*
Plus, get 2% cash back on all other eligible purchases
No limit to the cash you can earn, no annual fee**
Plus, there's no impact to your credit bureau score if you're not approved.‡‡‡

‡‡‡Applications are subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply. An approved PayPal Cashback Mastercard application will result in a hard credit inquiry, which may impact your credit bureau score.
*Purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. See Rewards Program Terms for details and restrictions.
**See Terms & Rates for New Accounts.
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.
The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
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Deal Details
Community Notes
About the Poster
https://www.paypal.com/credit-app...lsrc=aw.ds

Earn 3% cash back when you check out with PayPal*
Plus, get 2% cash back on all other eligible purchases
No limit to the cash you can earn, no annual fee**
Plus, there's no impact to your credit bureau score if you're not approved.‡‡‡

‡‡‡Applications are subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply. An approved PayPal Cashback Mastercard application will result in a hard credit inquiry, which may impact your credit bureau score.
*Purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. See Rewards Program Terms for details and restrictions.
**See Terms & Rates for New Accounts.
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.
The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

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56 Comments

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Dec 04, 2022 08:55 PM
4,853 Posts
Joined Jan 2005
SonofZeusDec 04, 2022 08:55 PM
4,853 Posts

Our community has rated this post as helpful. If you agree, why not thank SonofZeus

++no min balance to cashout rewards++
2
Dec 04, 2022 11:35 PM
451 Posts
Joined Nov 2008
toofast4yourazzDec 04, 2022 11:35 PM
451 Posts
"2% cash back on all other eligible purchases" — what are considered "eligible purchases"?

Nvm, found it: Automatically earn Cash Rewards on each Eligible Purchase:

Earn 3% on Eligible Purchases you make using your Card Account through your PayPal account (online or in-store), or when you use your Card Account to send money to other PayPal users through your PayPal account.
Earn 2% on Eligible Purchases made everywhere else that Mastercard is accepted.
Earn 2% on any Eligible Purchases made by any authorized user(s). In the event an authorized user is, in the future, able to add their Card to their PayPal account, then Eligible Purchases made by such authorized user through their PayPal account or when sending money to other PayPal users through their PayPal account will earn 3% Cash Rewards and Eligible Purchases made everywhere else that Mastercard is accepted will continue to earn 2% Cash Rewards.
An adjustment may reduce Cash Rewards in an amount up to the amount of any Cash Rewards originally earned on the Eligible Purchase.
Dec 04, 2022 11:56 PM
978 Posts
Joined Feb 2013
LucyRubyLakelandDec 04, 2022 11:56 PM
978 Posts
That's nothing new as far as I know
Dec 04, 2022 11:56 PM
142 Posts
Joined Jun 2019
DavidsAwesomeDec 04, 2022 11:56 PM
142 Posts
I have this card and I love it. Curious to see other peoples opinions though. Only downside I've ran into is that Costco only accepts visa in-store.
1
Dec 04, 2022 11:58 PM
284 Posts
Joined Aug 2022
TheOgreDec 04, 2022 11:58 PM
284 Posts
I have this card specifically for the 2% and 3% savings. It's been great, just used the 3% when purchasing our new mini-splits for the house and got a sizable discount.
Dec 05, 2022 12:06 AM
1,007 Posts
Joined Nov 2012
MozVoltaDec 05, 2022 12:06 AM
1,007 Posts
If I'm not mistaken a couple of weeks back it had a "spend $500 get $200" welcome bonus, which doesn't look to be there anymore. Wonder if I should wait for the offer to come back...
Dec 05, 2022 12:33 AM
852 Posts
Joined Feb 2017
3JABODec 05, 2022 12:33 AM
852 Posts

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Lol nah. Don't need them shutting down my card for having a different opinion.
2
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Dec 05, 2022 12:54 AM
2,474 Posts
Joined Apr 2005
dealjumprDec 05, 2022 12:54 AM
2,474 Posts
Can't sign up if no bonus
Dec 05, 2022 12:56 AM
27 Posts
Joined Oct 2014
brassrat88Dec 05, 2022 12:56 AM
27 Posts
The Chase Flex card is currently offering 5% cash back when checking out with PayPal. I would max out spending on that card first before switching to the PayPal Cashback MC.
1
Dec 05, 2022 12:58 AM
1,897 Posts
Joined Jan 2010
JunkbotDec 05, 2022 12:58 AM
1,897 Posts
Paypal trying to get its customers back...
1
Dec 05, 2022 01:39 AM
6,407 Posts
Joined May 2009
jkloisdafoiwdafDec 05, 2022 01:39 AM
6,407 Posts

Our community has rated this post as helpful. If you agree, why not thank jkloisdafoiwdaf

Customer service on this card is so bad, don't expect anything from them. Good luck opening a charge back with this card...
2
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1
Dec 05, 2022 01:53 AM
2,729 Posts
Joined Apr 2007
barcodeDec 05, 2022 01:53 AM
2,729 Posts
Seems to be better than Citi double cash back. 3% will come in handy during the quarters where certain categories aren't available anymore for the 5%. Any thoughts?
Dec 05, 2022 02:16 AM
198 Posts
Joined Apr 2017
Desmond19Dec 05, 2022 02:16 AM
198 Posts
I am getting this error "Sorry, we can't offer you this card right now.

But you can still use your PayPal account to shop, pay, and more."
Dec 05, 2022 02:18 AM
2,747 Posts
Joined Sep 2011
CrazyheavenDec 05, 2022 02:18 AM
2,747 Posts
Quote from jkloisdafoiwdaf :
Customer service on this card is so bad, don't expect anything from them. Good luck opening a charge back with this card...
It use to be much better. I wonder what happened.

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Dec 05, 2022 02:22 AM
247 Posts
Joined Feb 2012
woozdealsDec 05, 2022 02:22 AM
247 Posts
Quote from jkloisdafoiwdaf :
Customer service on this card is so bad, don't expect anything from them. Good luck opening a charge back with this card...
i had no problem doing that. Closed and replaced and dismissed bogus charge.

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