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expired Posted by t4m • Dec 22, 2022
expired Posted by t4m • Dec 22, 2022

Costco Members: TurboTax 2022 + $10 Add-on Credit: Deluxe (Federal + State)

& More (PC/Mac Download)

$45

$56

19% off
Costco Wholesale
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Costco has for its Members: Intuit TurboTax 2022 Tax Software + $10 Credit Towards In-Product Add-Ons (PC/Mac Download) on sale listed below.

Thanks to Community Member t4m for finding this deal.

Note: You need to be an active Costco Member and signed in to your account to purchase at sale price, otherwise non-members may purchase but are subject to a 5% surcharge.

Available:

Editor's Notes

Written by slickdewmaster | Staff
  • About this deal:
    • Limit 2 Per Member
    • In-product add-ons include: State E-file fees, additional state or Audit Defense. Limit one per license code. Add-on purchase must be made via payment card to receive $10 credit at the time of in-product purchase.
  • About this product:
    • Emails are normally delivered within the hour to the email address you have entered.
  • About this store:
    • You can view Costco's Return Policy here.
  • Additional Note:
    • Please refer to the Forum Thread for additional discussion regarding this deal.

Original Post

Written by t4m
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Costco has for its Members: Intuit TurboTax 2022 Tax Software + $10 Credit Towards In-Product Add-Ons (PC/Mac Download) on sale listed below.

Thanks to Community Member t4m for finding this deal.

Note: You need to be an active Costco Member and signed in to your account to purchase at sale price, otherwise non-members may purchase but are subject to a 5% surcharge.

Available:

Editor's Notes

Written by slickdewmaster | Staff
  • About this deal:
    • Limit 2 Per Member
    • In-product add-ons include: State E-file fees, additional state or Audit Defense. Limit one per license code. Add-on purchase must be made via payment card to receive $10 credit at the time of in-product purchase.
  • About this product:
    • Emails are normally delivered within the hour to the email address you have entered.
  • About this store:
    • You can view Costco's Return Policy here.
  • Additional Note:
    • Please refer to the Forum Thread for additional discussion regarding this deal.

Original Post

Written by t4m

Community Voting

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+139
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Top Comments

Dealzcat
6706 Posts
1292 Reputation
With the IRS checking Ebay transaction of $600 and above some type of business software is a must. Also, wait to file until you receive your 1099-K which may come as late as March. I posted this in the Wiki. This should be posted in all Tax Software deals. Don't buy the wrong software for your tax situation.
bluekiwi
18058 Posts
3556 Reputation
Waiting for Amazon sale, would rather have the $10 amazon gc vs $10 add on credit
300Lane1
1663 Posts
687 Reputation
Got the Deluxe Fed/State last year through Amazon for $29.98 and it came with a $10 Amazon GC.

339 Comments

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Dec 22, 2022
6,706 Posts
Joined Jan 2010
Dec 22, 2022
Dealzcat
Dec 22, 2022
6,706 Posts

Our community has rated this post as helpful. If you agree, why not thank Dealzcat

Quote from exm :
Did some research on this also. Depending on your situation deluxe should be okay, just do some research about what forms to use.

I would really encourage you to buy the business software so you can run multiple scenarios to lower your taxes. For example

If you don't have receipts or documentation of the original purchase cost, then you can use the alternate method to determine the cost basis for those items. You can use the fair market value at the time they were acquired. This can be your best guess of the actual cost, or you can search online and try to find what the selling price would have been. I would try to estimate a reasonable discount, because most people buy things when they're on sale. If you are audited, you will only have to show that you used a reasonable fair market value as the cost basis, so keep records of the research you do to determine the fair market value.



For items that were inherited, the fair market value is always used as the cost basis, because the current owner did not purchase the items.



This is covered in IRS Publication 551: Basis of Assets

https://www.irs.gov/forms-pubs/ab...cation-551

https://www.irs.gov/pub/irs-pdf/p551.pdf



If you are not operating as a business, then you can report the income and expenses as Capital Sales. If your expenses (including the cost basis, eBay fees, shipping and handling costs) are more than the income, then there won't be any tax liability for these items. Depending on the type of items and how long you owned them, you might be able to use up to $3,000 of Capital Losses to offset other income.



Topic No. 409 Capital Gains and Losses: https://www.irs.gov/taxtopics/tc409



If you are buying anything for resale, then you need to be operating as a business and filing Schedule C. Doing this will get you the best possible tax treatment for your income and expenses, so it may be worth your while to do this even if you are not buying anything for resale.



You really don't want to file as a hobby seller, because the tax treatment in this case is brutal. You have to report all the income, but you can't deduct any expenses.
2
Dec 22, 2022
86 Posts
Joined Jul 2005
Dec 22, 2022
LIONINSTREET
Dec 22, 2022
86 Posts
Also note -

1- The 1099 reporting applies to the platform who you received the money from, not necessarily the platform who you advertised something thru.

2- Very high chance you have to have provided your social or EIN to the sender of the money for a 1099 to be issued.
Last edited by LIONINSTREET December 21, 2022 at 09:29 PM.
Dec 22, 2022
822 Posts
Joined Nov 2004
Dec 22, 2022
bigtex999
Dec 22, 2022
822 Posts
Quote from frerk :
So if you don't need state then the $10 I'm product credit is pretty worthless?
Correct... Not a deal for Texans (or others with no state tax)
Wait for the Amazon deal.
1
Expert
This user is an Expert in Tech & Electronics
Dec 22, 2022
18,058 Posts
Joined Sep 2011
Dec 22, 2022
bluekiwi
Expert
This user is an Expert in Tech & Electronics
Dec 22, 2022
18,058 Posts
Quote from frerk :
So if you don't need state then the $10 I'm product credit is pretty worthless?
Unless you want to use the $10 credit for say audit defense (which is useless) or anything else TT offers.
Dec 22, 2022
2,216 Posts
Joined Oct 2005
Dec 22, 2022
MisterBill
Dec 22, 2022
2,216 Posts
Quote from Dealzcat :
Probably, not worth the risk of having to buy the software twice if you received over $600. You need to calculate estimated taxes due and penalties(because no one has paid the estimated tax) if any etc. as well as Medicare taxes.

I miss the days where you could buy the software, use it, and then sell it on Ebay
1) You can always return TT and get a refund from them. Or you can upgrade from within the program, although it may not be as cheap as buying the better version to begin with.

2) Not that I ever did it, but why can't you resell it anymore? The codes are good for up to 5 installs.
Dec 22, 2022
6,706 Posts
Joined Jan 2010
Dec 22, 2022
Dealzcat
Dec 22, 2022
6,706 Posts
Quote from LIONINSTREET :
Also note -

1- The 1099 reporting applies to the platform who you received the money from, not necessarily the platform who you advertised something thru.

2- Very high chance you have to have provided your social or EIN to the sender of the money for a 1099 to be issued.
Really bad year for "Magical Thinking" Buy the correct software and do the job right
Last edited by Dealzcat December 21, 2022 at 10:34 PM.
Dec 22, 2022
180 Posts
Joined Mar 2012
Dec 22, 2022
LuciferLost
Dec 22, 2022
180 Posts
Quote from Dealzcat :
With the IRS checking Ebay transaction of $600 and above some type of business software is a must. Also, wait to file until you receive your 1099-K which may come as late as March. I posted this in the Wiki. This should be posted in all Tax Software deals. Don't buy the wrong software for your tax situation.
Not sure where this amendment stands, but this may not be the case: https://www.cnbc.com/2022/12/20/h...m-600.html

I guess we'll know for sure on Friday if the omnibus gets done.

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Dec 22, 2022
6,706 Posts
Joined Jan 2010
Dec 22, 2022
Dealzcat
Dec 22, 2022
6,706 Posts
Quote from MisterBill :
1) You can always return TT and get a refund from them. Or you can upgrade from within the program, although it may not be as cheap as buying the better version to begin with.

2) Not that I ever did it, but why can't you resell it anymore? The codes are good for up to 5 installs.
Thank you for posting. That should also be put in the Wiki. My thoughts as well, buy both from Costco during the sale and just hold them until you know which one you need. Then return the other using Costco generous return Policy.

Others reading this thread, don't worry, just get what you always have. We are only talking about the changes to transactions being reported over $600 (I believe the previous limit on ebay was 200 transactions/ $20,000)
Dec 22, 2022
6,706 Posts
Joined Jan 2010
Dec 22, 2022
Dealzcat
Dec 22, 2022
6,706 Posts
Quote from LuciferLost :
Not sure where this amendment stands, but this may not be the case: https://www.cnbc.com/2022/12/20/h...m-600.html

I guess we'll know for sure on Friday if the omnibus gets done.
A 50 percent cut (20,000 to 10,000), more gradual, would make more sense. The paperwork on selling junk from your Garage is brutal if you really have to do it. I just ended up throwing things in the trash or giving them away. You will be amazed what you can unload on Ebay. (20,000 was where it should be and 200 transactions)
Dec 22, 2022
2,216 Posts
Joined Oct 2005
Dec 22, 2022
MisterBill
Dec 22, 2022
2,216 Posts
Quote from LuciferLost :
Not sure where this amendment stands, but this may not be the case: https://www.cnbc.com/2022/12/20/h...m-600.html [cnbc.com]

I guess we'll know for sure on Friday if the omnibus gets done.
The most shocking part of that article is that Manchin is actually doing something useful.

I'm going to be well over the $600 to PP for the year, but I have switched to cashing out urlhasbeenblocked directly to my bank account instead of using PP as an intermediary. I'll be fine with $10k.
2
Dec 22, 2022
682 Posts
Joined Oct 2020
Dec 22, 2022
jcnix
Dec 22, 2022
682 Posts
Quote from Dealzcat :
I would really encourage you to buy the business software so you can run multiple scenarios to lower your taxes. For example

If you don't have receipts or documentation of the original purchase cost, then you can use the alternate method to determine the cost basis for those items. You can use the fair market value at the time they were acquired. This can be your best guess of the actual cost, or you can search online and try to find what the selling price would have been. I would try to estimate a reasonable discount, because most people buy things when they're on sale. If you are audited, you will only have to show that you used a reasonable fair market value as the cost basis, so keep records of the research you do to determine the fair market value.



For items that were inherited, the fair market value is always used as the cost basis, because the current owner did not purchase the items.



This is covered in IRS Publication 551: Basis of Assets

https://www.irs.gov/forms-pubs/ab...cation-551

https://www.irs.gov/pub/irs-pdf/p551.pdf



If you are not operating as a business, then you can report the income and expenses as Capital Sales. If your expenses (including the cost basis, eBay fees, shipping and handling costs) are more than the income, then there won't be any tax liability for these items. Depending on the type of items and how long you owned them, you might be able to use up to $3,000 of Capital Losses to offset other income.



Topic No. 409 Capital Gains and Losses: https://www.irs.gov/taxtopics/tc409



If you are buying anything for resale, then you need to be operating as a business and filing Schedule C. Doing this will get you the best possible tax treatment for your income and expenses, so it may be worth your while to do this even if you are not buying anything for resale.



You really don't want to file as a hobby seller, because the tax treatment in this case is brutal. You have to report all the income, but you can't deduct any expenses.
All good advice, but I don't think it will be a problem to use the Hobby method. If you're a hobby seller, selling used items you no longer need, it's essentially the same as a garage sale. You should be able to deduct the purchase cost from the 1099k income and offset it down to zero fairly easily.
Dec 22, 2022
6,706 Posts
Joined Jan 2010
Dec 22, 2022
Dealzcat
Dec 22, 2022
6,706 Posts
Quote from jcnix :
All good advice, but I don't think it will be a problem to use the Hobby method. If you're a hobby seller, selling used items you no longer need, it's essentially the same as a garage sale. You should be able to deduct the purchase cost from the 1099k income and offset it down to zero fairly easily.
Who the heck knows. When I started Slickdeals I picked up from the pros to use Ebay (never considered it before that) There was a clear safe harbor. The goal post has moved and now I need to bone up on Tax law. I am also never going to sell more than $600 Gross sales. Wish me luck

I just don't want people buying the wrong software and paying twice.

(Thank you and repped for the Tax tip, I am going to need it)

(Really hate to be the guy that sold $601)

(At $601 you need to file a self employment tax and income tax return even if zero, correct? Otherwise the IRS would assume $601 in unreported self-employment income)
Last edited by Dealzcat December 21, 2022 at 10:57 PM.
Dec 22, 2022
1,652 Posts
Joined Aug 2007
Dec 22, 2022
munkle
Dec 22, 2022
1,652 Posts
This reporting $600+ of sales is garbage, I sold some old laptops and computer parts for about $700 on eBay. They made me give them my SSN before they would pay me out. The parts all originally cost me way more than that. I don't even know what I'm supposed to report, it wasn't a money maker. Am I supposed to buy the business version of turbo tax now?
1
Dec 22, 2022
2,686 Posts
Joined Dec 2017
Dec 22, 2022
PoorFatKid
Dec 22, 2022
2,686 Posts
Quote from LIONINSTREET :
Also note -

1- The 1099 reporting applies to the platform who you received the money from, not necessarily the platform who you advertised something thru.

2- Very high chance you have to have provided your social or EIN to the sender of the money for a 1099 to be issued.
I went $14 over the $600 and eBay is holding back $18 because they don't have my SSN. I told them to pound sand and keep the $18. Will they still send a 1099? I assume they can't becasue they do not have my SSN.
1

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Dec 22, 2022
285 Posts
Joined Apr 2018
Dec 22, 2022
cctaylor88
Dec 22, 2022
285 Posts
What an f'ing joke and cash grab. First time I had to give ebay my SSN to get MY money. After they took their MASSIVE cut. So now what... I can't even get MY free money loan back from the government until summer time since this thread is saying I need to wait until MARCH to hopefully get a "1099?" is that correct? This is way over the line. How do they have 3+ months to get you a single piece of paper? That leaves us with what... a single month to then file our taxes? Shouldn't we get a massive extension on our filing deadline when we don't even have the required tax documents?

Tl;dr if I "made" over $600 on ebay and need this 1099 WHAT VERSION of TT do I need and why? Will it walk me through simply? I've always used FreeTaxUSA will it not work now?
1

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