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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
482,933 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Editor's Notes & Price Research

Written by
  • About this deal:
    • Offer ends 4/19/2023.
    • Please refer to the offer page for full terms & conditions and account information, including ways to waive monthly service fees.
    • Click here for offer FAQs.
    • Please refer to the forum thread for additional details & discussion.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
482,933 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined May 2013
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> bubble2 1,669 Posts
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dap0425
01-13-2023 at 12:28 PM.
01-13-2023 at 12:28 PM.
Good deal. Worth the time and effort.
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Joined Feb 2021
L3: Novice
> bubble2 150 Posts
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Dudavis88
01-13-2023 at 12:46 PM.

Our community has rated this post as helpful. If you agree, why not thank Dudavis88

01-13-2023 at 12:46 PM.
What is the interest rate on the savings?
Edit: found it 0.01%APY
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Last edited by Dudavis88 January 13, 2023 at 01:22 PM.

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Joined May 2005
L10: Grand Master
> bubble2 11,575 Posts
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smartdeals
01-13-2023 at 12:48 PM.
01-13-2023 at 12:48 PM.
need to report as income to IRS?
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Joined Jun 2019
New User
> bubble2 16 Posts
10 Reputation
NYI44
01-13-2023 at 12:52 PM.
01-13-2023 at 12:52 PM.
Quote from smartdeals :
need to report as income to IRS?
Yes you will get a 1099 from them next year
2
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Joined Dec 2005
LX: The One
> bubble2 3,597 Posts
895 Reputation
Arcanlaw
01-13-2023 at 12:53 PM.
01-13-2023 at 12:53 PM.
Quote from Dudavis88 :
What is the interest rate on the savings?
Edit: found it 0.01% APY. Absolutely terrible. Getting 3.3% at Ally.
Yep.

https://www.chase.com/personal/sa...rest-rates

What garbage... why would they draw attention to this stupidity.

That's about $115 in lost interest by parking 15k there. Dumb.
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Joined Dec 2005
LX: The One
> bubble2 3,597 Posts
895 Reputation
Arcanlaw
01-13-2023 at 12:56 PM.
01-13-2023 at 12:56 PM.
Quote from dcguy703 :
so effectively need $30k to get the $900 bonus right?
No, the $15k is only on the savings side. checking side just needs the dd of $500 total.
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Joined Jan 2009
BRRR...BRRRR....
> bubble2 3,348 Posts
1,187 Reputation
mango316
01-13-2023 at 12:57 PM.
01-13-2023 at 12:57 PM.
Decent deal for that amount of capital!
3
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Joined Dec 2010
L6: Expert
> bubble2 1,262 Posts
284 Reputation
ITZY_Yeji
01-13-2023 at 12:57 PM.
01-13-2023 at 12:57 PM.
Quote from Arcanlaw :
Yep.

https://www.chase.com/personal/sa...rest-rates

What garbage... why would they draw attention to this stupidity.

That's about $115 in lost interest by parking 15k there. Dumb.
$500 lost interest in a year. Bank of America is also garbage. Not giving money to these 0% interest scam banks.
1
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Last edited by ITZY_Yeji January 13, 2023 at 01:00 PM.
Joined May 2015
L5: Journeyman
> bubble2 639 Posts
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Original Poster
addictedsaver
01-13-2023 at 12:58 PM.

Our community has rated this post as helpful. If you agree, why not thank addictedsaver

01-13-2023 at 12:58 PM.
Quote from Arcanlaw :
Yep.

https://www.chase.com/personal/sa...rest-rates [chase.com]

What garbage... why would they draw attention to this stupidity.

That's about $115 in lost interest by parking 15k there. Dumb.
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.
6
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Joined Jan 2011
L2: Beginner
> bubble2 293 Posts
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deal15220
01-13-2023 at 12:59 PM.
01-13-2023 at 12:59 PM.
bummer.. I did their $300 offer few months back
Reply
Joined May 2015
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> bubble2 639 Posts
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Original Poster
addictedsaver
01-13-2023 at 01:04 PM.

Our community has rated this post as helpful. If you agree, why not thank addictedsaver

01-13-2023 at 01:04 PM.
Quote from ITZY_Yeji :
$500 lost interest in a year. Bank of America is also garbage. Not giving money to these 0% interest scam banks.
or... you can transfer $15K to Chase for 3 months, and then transfer back. You make $900 plus any interest you're getting at your current bank after that.
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