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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
482,989 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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+343
482,989 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined May 2015
L5: Journeyman
> bubble2 639 Posts
1,380 Reputation
Original Poster
addictedsaver
01-13-2023 at 02:10 PM.
01-13-2023 at 02:10 PM.
Quote from tenderidol :
Do I need to unfreeze her reports for a soft pull? Thanks!
Yes you need to unfreeze even for soft pull Frown
Reply
Joined May 2015
L5: Journeyman
> bubble2 639 Posts
1,380 Reputation
Original Poster
addictedsaver
01-13-2023 at 02:12 PM.

Our community has rated this post as helpful. If you agree, why not thank addictedsaver

01-13-2023 at 02:12 PM.
Quote from wealthisachoice :
Was this invitation through an email to you? I've read where Chase is sending invite only emails for this offer. If you received a code for this offer it's for YOU only and not everyone.

A few of us did this offer previously. Same time same address but different code to receive the offer.

Keep in mind there are savings accounts that are paying over 4% and Navy Federal is at 5% for a 15 month CD

For those in Tx, LA, Mississippi Origin has a 6% on checking up to 40K there are requirements.
It's a public link. Enter your email and you get a promo code that you can use until 4/19.

This gives you 23-24% APY for 3 months if you deposit exactly $15K
2
Reply
Joined Aug 2017
L6: Expert
> bubble2 1,141 Posts
183 Reputation
ifelseyesno
01-13-2023 at 02:14 PM.
01-13-2023 at 02:14 PM.
"Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government"

is there any other way for direct deposit for a house wife?
Reply
Last edited by ifelseyesno January 13, 2023 at 02:18 PM.
Joined May 2015
L5: Journeyman
> bubble2 639 Posts
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Original Poster
addictedsaver
01-13-2023 at 02:17 PM.
01-13-2023 at 02:17 PM.
Quote from ifelseyesno :
"Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government"

is there any other way for direct deposit for someone with no job?
yes, just google "what counts as direct deposit for bank bonuses". a few sites have information about ACHs working
1
Reply
Joined Mar 2007
Bite Me
> bubble2 1,836 Posts
472 Reputation
anubis57
01-13-2023 at 02:17 PM.
01-13-2023 at 02:17 PM.
Quote from ifelseyesno :
"Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government"

is there any other way for direct deposit for someone with no job?

I'm pretty sure unemployment payments can be paid via Direct Deposit.
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Joined Feb 2006
L10: Grand Master
> bubble2 19,681 Posts
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tenderidol
01-13-2023 at 02:19 PM.
01-13-2023 at 02:19 PM.
Quote from addictedsaver :
Yes you need to unfreeze even for soft pull Frown
Thanks!

Do we know which one Chase uses? Experian?
Reply

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Joined May 2015
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> bubble2 639 Posts
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Original Poster
addictedsaver
01-13-2023 at 02:23 PM.
01-13-2023 at 02:23 PM.
Quote from Arcanlaw :
Yeah sorry, I didn't think I'd need to simplify this so much since it seems like common sense.

Yes, you get $900. But you're giving up $115+ by doing nothing - you're not trading one for the other, you are jumping through hoops for $785. Still a decent profit, just be aware of their crap "savings account" since most would assume it pays *some* amount of interest.
There's no way to simplify losing $780 over 10 minutes of work.
Reply
Joined May 2015
L5: Journeyman
> bubble2 639 Posts
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Original Poster
addictedsaver
01-13-2023 at 02:23 PM.
01-13-2023 at 02:23 PM.
Quote from tenderidol :
Thanks!

Do we know which one Chase uses? Experian?
I think so, but I'm not sure. It also my vary by state?
Reply
Joined Feb 2006
L10: Grand Master
> bubble2 19,681 Posts
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tenderidol
01-13-2023 at 02:25 PM.
01-13-2023 at 02:25 PM.
Quote from Arcanlaw :
Yeah sorry, I didn't think I'd need to simplify this so much since it seems like common sense.

Yes, you get $900. But you're giving up $115+ by doing nothing - you're not trading one for the other, you are jumping through hoops for $785. Still a decent profit, just be aware of their crap "savings account" since most would assume it pays *some* amount of interest.
Just stop.
1
1
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Joined Dec 2005
LX: The One
> bubble2 3,597 Posts
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Arcanlaw
01-13-2023 at 02:36 PM.
01-13-2023 at 02:36 PM.
Quote from Kublakhan :
You don't need to direct deposit $500. There's no minimum on the direct deposit as long as it is at least $1.
True - I was referring to the $12 monthly fee that's waived if your dd totaled more than $500 but now I see as long as you have over $5k across both accounts you'd be good.
1
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Joined Feb 2006
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> bubble2 19,681 Posts
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tenderidol
01-13-2023 at 02:42 PM.
01-13-2023 at 02:42 PM.
Quote from Arcanlaw :
Did you need me to write out the math for you?
I'm more than capable of doing the math. You're just assuming that we'll be keeping $15K in that near 0% APR savings account for the entire year. Whichever way you slice it, this is a nice return... even without your "simplified" explanation.
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> bubble2 37 Posts
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shooooooooter
01-13-2023 at 03:29 PM.

Our community has rated this post as helpful. If you agree, why not thank shooooooooter

01-13-2023 at 03:29 PM.
Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
13
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