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addictedsaver 522K Views
Jan 13, 2023 8:00 PM

Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get

$900 Bonus

(w/ $15K+ Minimum Initial Deposit) & Moreat Chase Consumer Bank
Open an Account
Good Deal?
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Deal Details
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Editor's Notes

Written by persian_mafia | Staff
  • About this deal:
    • Offer ends 4/19/2023.
    • Please refer to the offer page for full terms & conditions and account information, including ways to waive monthly service fees.
    • Click here for offer FAQs.
    • Please refer to the forum thread for additional details & discussion.

Original Post

Written by addictedsaver
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Editor's Notes

Written by persian_mafia | Staff
  • About this deal:
    • Offer ends 4/19/2023.
    • Please refer to the offer page for full terms & conditions and account information, including ways to waive monthly service fees.
    • Click here for offer FAQs.
    • Please refer to the forum thread for additional details & discussion.

Original Post

Written by addictedsaver

Community Voting

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Top Comments

shooooooooter
38Comments
18Reputation
Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
Go to Comment
johndoe35
2.4KComments
287Reputation
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
Go to Comment
addictedsaver
662Comments
1.4KReputation
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.
Go to Comment

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1.2K Comments

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Jan 14, 2023 3:47 PM
20.1K Comments
Joined Feb 2006
tenderidolJan 14, 2023 3:47 PM
20.1K Comments
Quote from mpdclarke View quoted comment :
You will pay $220 or so in taxes on that interest, plus you would lose $125 in interest on that money.

You should still net over $500, but it is a bit less appealing. Not a bad deal, though. Especially if you plan to keep the new checking account.
This should be analyzed within the context of "I have $15K to park somewhere for 90 days". That way, you can compare the net gain (after taxes, lost savings, etc, etc) between this and an alternative. As the OP mentioned above, you pay taxes on all interest.
Jan 14, 2023 3:49 PM
20.1K Comments
Joined Feb 2006
tenderidolJan 14, 2023 3:49 PM
20.1K Comments

Our community has rated this post as helpful. If you agree, why not thank

Quote from mysore99 View quoted comment :
If you are eligible and can do it (have cash and direct deposit), this is a great deal.

I am amazed that so many senior members post without thinking how new comers are misled into thinking this is not a good deal.
Crazy, right?
1
Jan 14, 2023 3:58 PM
1.2K Comments
Joined Aug 2017
ifelseyesnoJan 14, 2023 3:58 PM
1.2K Comments

Our community has rated this post as helpful. If you agree, why not thank

Quote from yxs8016 View quoted comment :
Damn, did it when the total bonus was $600. That sucks. I hope they'd match this new bonus for me, which is unlikely...
Yes, they match their own promos within 21 days
2
Jan 14, 2023 4:14 PM
9.4K Comments
Joined Nov 2008
LanmannaJan 14, 2023 4:14 PM
9.4K Comments
Quote from Arcanlaw View quoted comment :
Yep.

https://www.chase.com/personal/sa...rest-rates

What garbage... why would they draw attention to this stupidity.

That's about $115 in lost interest by parking 15k there. Dumb.
You're still making 785 bucks.
1
Jan 14, 2023 4:16 PM
4.3K Comments
Joined Nov 2010
wealthisachoiceJan 14, 2023 4:16 PM
4.3K Comments
Is anyone able to get to the website for the $900 bonus? I can't find the page--gives an error. If you can--can you give me a link?
Jan 14, 2023 4:16 PM
20.1K Comments
Joined Feb 2006
tenderidolJan 14, 2023 4:16 PM
20.1K Comments
Quote from Arcanlaw View quoted comment :
Yep.

https://www.chase.com/personal/sa...rest-rates

What garbage... why would they draw attention to this stupidity.

That's about $115 in lost interest by parking 15k there. Dumb.
Quote from Lanmanna View quoted comment :
You're still making 785 bucks.
You and I -and everyone with a shred of common sense- are "dumb" apparently .
2
Jan 14, 2023 4:17 PM
1.2K Comments
Joined May 2019
Max_CreditCardsJan 14, 2023 4:17 PM
1.2K Comments
For only the $300 checking bonus it doesn't state anything about keeping the account open for 90 days before receiving the bonus, is that accurate? So i can simply open the account, set up direct deposit, and within 15 days after my first dd hits i will recieve the bonus? Essentially getting the bonus within a few weeks of opening?

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Jan 14, 2023 4:18 PM
9.4K Comments
Joined Nov 2008
LanmannaJan 14, 2023 4:18 PM
9.4K Comments
Quote from mpdclarke View quoted comment :
You will pay $220 or so in taxes on that interest, plus you would lose $125 in interest on that money.

You should still net over $500, but it is a bit less appealing. Not a bad deal, though. Especially if you plan to keep the new checking account.
No matter where you put it, you're still paying taxes on your money if it's accruing interest. Only way it's not is if you have it all in a checking account or under your mattress, but then you're losing money to inflation.
Jan 14, 2023 4:18 PM
20.1K Comments
Joined Feb 2006
tenderidolJan 14, 2023 4:18 PM
20.1K Comments
Quote from wealthisachoice View quoted comment :
Is anyone able to get to the website for the $900 bonus? I can't find the page--gives an error. If you can--can you give me a link?
It opens fine in Chrome incognito mode here.
Jan 14, 2023 4:20 PM
9.4K Comments
Joined Nov 2008
LanmannaJan 14, 2023 4:20 PM
9.4K Comments
Quote from tenderidol View quoted comment :
You and I -and everyone with a shred of common sense- are "dumb" apparently .
Some people can't seem to grasp the idea that this bonus is basically functioning as a savings account. No idea why someone would choose $115 over $900. Lol
Jan 14, 2023 4:20 PM
4.3K Comments
Joined Nov 2010
wealthisachoiceJan 14, 2023 4:20 PM
4.3K Comments
If people would do the math--it's simple--this is a great deal if you have the 15K to sit there for 90 days and you can do a DD. You have to keep your $$$ working for you. Yes you can work for $$$ but stupid not to have your $$$ working for you at the same time. Thanks OP for posting this. Just hoping to get a link to it so I can open up 1 or 2 or 3 accounts Smilie. Several of us did it the last time they had the $900 bonus and that was about 2 years ago.
1
Jan 14, 2023 4:22 PM
9.4K Comments
Joined Nov 2008
LanmannaJan 14, 2023 4:22 PM
9.4K Comments
Quote from Arcanlaw View quoted comment :
Yeah sorry, I didn't think I'd need to simplify this so much since it seems like common sense.

Yes, you get $900. But you're giving up $115+ by doing nothing - you're not trading one for the other, you are jumping through hoops for $785. Still a decent profit, just be aware of their crap "savings account" since most would assume it pays *some* amount of interest.
The hoops are opening an account and funding the checking/savings accounts. Oh wow! That's like 30 minutes worth of work tops. So much work for free money!
1
1
Jan 14, 2023 4:25 PM
20.1K Comments
Joined Feb 2006
tenderidolJan 14, 2023 4:25 PM
20.1K Comments
Quote from Lanmanna View quoted comment :
The hoops are opening an account and funding the checking/savings accounts. Oh wow! That's like 30 minutes worth of work tops. So much work for free money!
That reply is such a pathetic attempt at trying to sound "smart"... "need to simplify this so much since it seems like common sense". Thank you your holiness! LMAO
Last edited by tenderidol January 14, 2023 at 09:29 AM.
1
2
Jan 14, 2023 4:46 PM
106 Comments
Joined Jul 2009
master3donJan 14, 2023 4:46 PM
106 Comments
Did the $600 a few years back, made me go into a branch to close the account. Annoying but $900 is $900
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Jan 14, 2023 4:48 PM
20.1K Comments
Joined Feb 2006
tenderidolJan 14, 2023 4:48 PM
20.1K Comments
Quote from master3don View quoted comment :
Did the $600 a few years back, made me go into a branch to close the account. Annoying but $900 is $900
Interesting. I did the $600 a few years back and didn't have any issues closing the accounts via chat (or it might have been through secure messaging).

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