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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
482,949 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
482,949 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Jun 2010
L6: Expert
> bubble2 1,277 Posts
389 Reputation
Pro
incarnate
01-14-2023 at 03:58 PM.
01-14-2023 at 03:58 PM.
I have never seen such stupidity as in this thread. Someone mentioned people not passing algebra. This isn't even algebra. Its basic addition, subtraction, and multiplication.

This is a great deal, assuming you pull your money out after the minimum period that you need to hold it with Chase.
Reply
Joined Mar 2016
L5: Journeyman
> bubble2 761 Posts
166 Reputation
trythedeal
01-14-2023 at 06:43 PM.
01-14-2023 at 06:43 PM.
I have 7k in my checking account, what is the best way to cancel it before Tuesday. Generally it takes couple days to transfer money to other bank account.
Reply
Joined Jul 2022
New User
> bubble2 2 Posts
10 Reputation
iUnite.World
01-14-2023 at 06:45 PM.
01-14-2023 at 06:45 PM.
Quote from incarnate :
I have never seen such stupidity as in this thread. Someone mentioned people not passing algebra. This isn't even algebra. Its basic addition, subtraction, and multiplication.

This is a great deal, assuming you pull your money out after the minimum period that you need to hold it with Chase.

Not a bad place to store money after you liquidate your stocks assuming there's going to be another dip on the next two quarters. You might be able to minimize more losses and whatever you're losing right now, can just be part of your tax harvest.
Reply
Joined May 2015
L5: Journeyman
> bubble2 639 Posts
1,380 Reputation
Original Poster
addictedsaver
01-14-2023 at 07:07 PM.
01-14-2023 at 07:07 PM.
Quote from iUnite.World :
How long do you need to keep the direct deposit going? I saw someone say 500 total on DD but is that over a certain time period. Now I just gotta google how to create an account to DD into chase

Also this is about 6% return over 3 months. Someone posted something about getting 900 each quarter for four quarters to make 23% ROI? That can't be true,right? Why would chase give you 900 every quarter?
You need one DD and it's 23% APY.
1
Reply
Joined Nov 2010
L9: Master
> bubble2 4,220 Posts
759 Reputation
wealthisachoice
01-14-2023 at 07:12 PM.
01-14-2023 at 07:12 PM.
Quote from ieee488 :
Where does it say no fees if you transfer from checking to savings?

The direct deposit requirement for no fees with the checking is $500.

Terms to keep the savings account free
Reply
Joined Oct 2016
L6: Expert
> bubble2 1,444 Posts
324 Reputation
LaughinGass
01-14-2023 at 07:38 PM.
01-14-2023 at 07:38 PM.
Quote from addictedsaver :
You need one DD and it's 23% APY.
It's closer to 27%, your math is not how apy is calculated.
Reply
Joined Oct 2010
L3: Novice
> bubble2 269 Posts
26 Reputation
cool_miki
01-14-2023 at 08:26 PM.
01-14-2023 at 08:26 PM.
I have my wife as an Authorized user on my checking account and credit cards from Chase. If she want to open the new Checking and Savings account, will she be considered as an existing customer and ineligible for the bonus?
Reply

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Joined Oct 2013
L4: Apprentice
> bubble2 700 Posts
134 Reputation
mike_kv
01-14-2023 at 08:46 PM.
01-14-2023 at 08:46 PM.
need to be only GC and Citizens?
1
Reply
Joined Nov 2019
New User
> bubble2 19 Posts
14 Reputation
WittyHill3579
01-14-2023 at 09:35 PM.
01-14-2023 at 09:35 PM.
I am a H1B VISA holder immigrant, While applying got error " Sorry we cant open account for you" Do I need to be Citizen or Green Card to open account ?
Reply
Joined Jul 2019
New User
> bubble2 4 Posts
11 Reputation
JagrutiJ
01-14-2023 at 09:52 PM.
01-14-2023 at 09:52 PM.
Only for Green card holders and Citizens ??
1
Reply
Joined May 2015
L5: Journeyman
> bubble2 639 Posts
1,380 Reputation
Original Poster
addictedsaver
01-14-2023 at 09:57 PM.
01-14-2023 at 09:57 PM.
Quote from LaughinGass :
It's closer to 27%, your math is not how apy is calculated.

Isn't it 23.7%? With $15k in savings and $1,500 in checking to avoid fee?
Reply
Joined Nov 2020
L3: Novice
> bubble2 437 Posts
347 Reputation
Raychoi5566
01-14-2023 at 09:58 PM.
01-14-2023 at 09:58 PM.
Quote from trythedeal :
I have 7k in my checking account, what is the best way to cancel it before Tuesday. Generally it takes couple days to transfer money to other bank account.

Use real time transfer. Next day the transfer is complete for me. It takes another business day to close the account. Monday is MLK day so you'll be cutting very close.
Reply
Joined May 2015
L5: Journeyman
> bubble2 639 Posts
1,380 Reputation
Original Poster
addictedsaver
01-14-2023 at 10:10 PM.

Our community has rated this post as helpful. If you agree, why not thank addictedsaver

01-14-2023 at 10:10 PM.
Quote from JagrutiJ :
Only for Green card holders and Citizens ??

ACCEPTABLE FORMS OF IDENTIFICATION | Chase Bank https://www.chase.com/content/dam...cation.pdf this is what i found. Without a green card maybe you need to go in branch.
2
Reply
Joined Oct 2007
L5: Journeyman
> bubble2 728 Posts
65 Reputation
Importdude
01-14-2023 at 10:38 PM.
01-14-2023 at 10:38 PM.
wtf dam it signed or $600 in december
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