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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
483,850 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
483,850 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Jul 2017
L2: Beginner
> bubble2 58 Posts
10 Reputation
gqonmars
01-15-2023 at 08:17 AM.
01-15-2023 at 08:17 AM.
I am afraid half way in to the steps and only get one account set up. Too many possibilities for deal break for me.
2
Reply
Joined May 2015
L5: Journeyman
> bubble2 641 Posts
1,380 Reputation
Original Poster
addictedsaver
01-15-2023 at 08:19 AM.
01-15-2023 at 08:19 AM.
Quote from MaroonGalley292 :
Really?? Assuming I just have to give their support line a call?
https://dannydealguru.com/chase-c...ment-23981

https://www.reddit.com/r/churning...3/j485qnt/

Yes, just call or send a message.
Reply
Joined May 2013
L4: Apprentice
> bubble2 306 Posts
159 Reputation
itsramesh
01-15-2023 at 08:32 AM.
01-15-2023 at 08:32 AM.
Thank you for this.
It looks like I received this 900 offer in my email 3 days back but I didnt notice. Thanks to SD, I signed up.
Opened the accounts in 5 mins online easy peasy.
Reply

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Joined May 2015
L5: Journeyman
> bubble2 641 Posts
1,380 Reputation
Original Poster
addictedsaver
01-15-2023 at 08:35 AM.
01-15-2023 at 08:35 AM.
Quote from sultan :
Can I open an account under my pre teen son's name?
https://www.chase.com/personal/ba...nk-account
Reply
Joined Jul 2011
L5: Journeyman
> bubble2 588 Posts
72 Reputation
aquint5554
01-15-2023 at 08:40 AM.
01-15-2023 at 08:40 AM.
Not a bad deal for a few months commitment. I personally wouldn't keep the checking account after fulfillment. As someone that has Schwab , their checking is much checking/savings out there
1
Reply
Joined Oct 2017
Pro
> bubble2 1,240 Posts
463 Reputation
Pro
DealDaddyy
01-15-2023 at 08:44 AM.
01-15-2023 at 08:44 AM.
Offer ends in April. Looks like I have time to wait to see if I can gather $15k by then. Come on big bonus.
Reply

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Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
544 Reputation
ieee488
01-15-2023 at 09:02 AM.
01-15-2023 at 09:02 AM.
Quote from wealthisachoice :
Terms to keep the savings account free
Do you have a link for that?

I don't recall seeing it when I was researching the savings portion of the offer.
1
Reply
Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
544 Reputation
ieee488
01-15-2023 at 09:05 AM.
01-15-2023 at 09:05 AM.
Quote from malmskd :
Not too much work for 23% (before tax) return. step by step: Keep your old checking account with your bill pay set up, open new chase checking, change your direct deposit allocation so only $500 goes to Chase and the rest to your "bill pay" checking account. When the $500 is deposited into Chase, Zelle $499 to your "bill pay" checking and the money will be there in 1 minute, and no monthly Chase fees. After 6 months, close the Chase accounts and repeat in 2 years! Trust me you'll find a good use for that $900!

So, set up two (2) Zelle accounts?
One for the old checking account and one for the Chase checking account?

I already have Zelle connected to checking #1.
Reply
Last edited by ieee488 January 15, 2023 at 09:09 AM.
Joined May 2015
L5: Journeyman
> bubble2 641 Posts
1,380 Reputation
Original Poster
addictedsaver
01-15-2023 at 09:13 AM.
01-15-2023 at 09:13 AM.
Quote from ieee488 :
Do you have a link for that?

I don't recall seeing it when I was researching the savings portion of the offer.
Click "How you can waive fees"
https://personal.chase.com/personal/savingsB#
1
Reply
Joined Jan 2007
Apprentice Village Idiot
> bubble2 1,008 Posts
114 Reputation
Alpha__Omega
01-15-2023 at 09:13 AM.
01-15-2023 at 09:13 AM.
Quote from ITZY_Yeji :
$500 lost interest in a year. Bank of America is also garbage. Not giving money to these 0% interest scam banks.
WHAT?
$15,000 x 4% interest = $600 a YEAR.
But needs to be there for 3 months, so, $150 in (lost) interest.
Perhaps brush up on either reading or math skills.
Reply
Joined Dec 2015
L3: Novice
> bubble2 274 Posts
82 Reputation
chustle925
01-15-2023 at 09:16 AM.
01-15-2023 at 09:16 AM.
Quote from JSchuck :
You guys are all missing the details. It is not just 15k to get the $900. It is 30k. So cut all of your return calculations in half.

Quoting OP:
To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.

Are you serious right now?
2
Reply
Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
544 Reputation
ieee488
01-15-2023 at 09:17 AM.
01-15-2023 at 09:17 AM.
Quote from addictedsaver :
Click "How you can waive fees"
https://personal.chase.com/personal/savingsB#
Great to know.

The biggest hurdle is getting the $15K upfront. :-(
Reply
Joined Dec 2018
Why is the Sky Blue?
> bubble2 664 Posts
203 Reputation
Sumt0n3
01-15-2023 at 09:18 AM.
01-15-2023 at 09:18 AM.
Quote from addictedsaver :
They don't check credit scores for checking/savings accounts.
When I had my very first job many moons ago. I took my first pay check and went to Golden 1 to open a checking and savings account. They decline me. They check some kind of credit on their end unless that banker just profile me .
Reply

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Joined May 2019
New User
> bubble2 8 Posts
10 Reputation
Mr-Frugal
01-15-2023 at 09:23 AM.
01-15-2023 at 09:23 AM.
Is there an age minimum to open these accounts?
Reply
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