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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
484,078 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
484,078 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Aug 2010
L7: Teacher
> bubble2 2,416 Posts
195 Reputation
DrGreenthumb
01-18-2023 at 11:24 AM.
01-18-2023 at 11:24 AM.
Always skeptical with these targeted offers. Not sure I want to risk moving 15k and opening two new accounts and then not get the bonus.
Reply
Joined Jul 2019
New User
> bubble2 1 Posts
10 Reputation
Stewart25
01-18-2023 at 11:30 AM.
01-18-2023 at 11:30 AM.
Quote from NYI44 :
Yes you will get a 1099 from them next year

Only facts was spoken on this day
Reply
Joined Jun 2015
L3: Novice
> bubble2 190 Posts
18 Reputation
Tg1Q
01-18-2023 at 11:37 AM.
01-18-2023 at 11:37 AM.
Any one know if closing the checking account would have any impact on credit score or just in general for the bank to have open a new account later ? Any one closed and opened new accounts
Reply
Joined Dec 2013
L3: Novice
> bubble2 129 Posts
44 Reputation
dealzzdevil
01-18-2023 at 11:38 AM.
01-18-2023 at 11:38 AM.
Excellent find OP ! Took only a minute to open both accounts from my exisiting chase card account.
$900 reward for just locking 15K for 90 days and no min balance on checking accnt.

Slick for sure !
Reply
Joined Dec 2013
L3: Novice
> bubble2 129 Posts
44 Reputation
dealzzdevil
01-18-2023 at 11:39 AM.
01-18-2023 at 11:39 AM.
Quote from DrGreenthumb :
Always skeptical with these targeted offers. Not sure I want to risk moving 15k and opening two new accounts and then not get the bonus.
Chase is a reputed bank I have availed plenty of bonuses such as these, no issues whatsoever. Just make sure you follow the requirements.
Reply
Joined Dec 2007
L5: Journeyman
> bubble2 713 Posts
125 Reputation
ChaChing23
01-18-2023 at 11:40 AM.
01-18-2023 at 11:40 AM.
Quote from DrGreenthumb :
Always skeptical with these targeted offers.
Not targeted. Public offer.
Reply
Joined Jun 2018
L3: Novice
> bubble2 189 Posts
194 Reputation
StingyCurmudgeon
01-18-2023 at 11:41 AM.
01-18-2023 at 11:41 AM.
Does opening multiple bank accounts in a short period of time affect credit report, or anything else, that I should be aware of?
Reply

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Joined Dec 2013
New User
> bubble2 3 Posts
10 Reputation
yespravin
01-18-2023 at 11:41 AM.
01-18-2023 at 11:41 AM.
Quote from Arcanlaw :
No, the $15k is only on the savings side. checking side just needs the dd of $500 total.
Is there a min limit on the DD for the checking account?
Reply
Joined Jan 2012
L3: Novice
> bubble2 177 Posts
34 Reputation
drtoucan
01-18-2023 at 11:42 AM.
01-18-2023 at 11:42 AM.
Time to cash in those i bonds I guess
Reply
Joined Dec 2010
L3: Novice
> bubble2 210 Posts
14 Reputation
Moxie_74
01-18-2023 at 11:42 AM.
01-18-2023 at 11:42 AM.
I just closed my account Monday. Am I eligible?
1
Reply
Joined Jun 2021
L3: Novice
> bubble2 162 Posts
30 Reputation
Slick_nanda
01-18-2023 at 11:47 AM.
01-18-2023 at 11:47 AM.
Quote from XuzheC :
What if I already have a chase checking and savings account?

I too have same question and it seems we don't qualify. Recently closed my savings. Thinking if we close our checking account today, and open account on April 19th last day, it might qualify 90 day rule.
Reply
Joined Aug 2017
L3: Novice
> bubble2 130 Posts
14 Reputation
krishguy
01-18-2023 at 11:47 AM.
01-18-2023 at 11:47 AM.
Quote from Moxie_74 :
I just closed my account Monday. Am I eligible?

Bonus/Account Information: Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.
Reply
Joined Sep 2012
New User
> bubble2 18 Posts
10 Reputation
mackoaj
01-18-2023 at 11:48 AM.
01-18-2023 at 11:48 AM.
Quote from StingyCurmudgeon :
Does opening multiple bank accounts in a short period of time affect credit report, or anything else, that I should be aware of?
it wont affect your credit score, since it's not credit/financing.

it can affect something called your banking score though. if it were to fall low enough, you'd just get denied for opening a new account until some time passes of you not cycling through new accounts.
Reply
Joined Nov 2008
L3: Novice
> bubble2 246 Posts
43 Reputation
djazpurua711
01-18-2023 at 11:51 AM.
01-18-2023 at 11:51 AM.
Quote from Arcanlaw :
Yep.

https://www.chase.com/personal/sa...rest-rates

What garbage... why would they draw attention to this stupidity.

That's about $115 in lost interest by parking 15k there. Dumb.
But you effectively get $600 from the deal that you don't get from Ally (assuming you are willing to open checking). You can move it back to Ally and net $485 (plus $3.75 for that 0.1% interest) in same time period. Technically you'd have to keep some amount in checkings to avoid fee until you close account and therefore will loose some more interest but it's almost negligble.

Think before you type.
1
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Joined Dec 2018
Why is the Sky Blue?
> bubble2 664 Posts
203 Reputation
Sumt0n3
01-18-2023 at 11:51 AM.
01-18-2023 at 11:51 AM.
Quote from Kublakhan :
You don't need to direct deposit $500. There's no minimum on the direct deposit as long as it is at least $1.
It said: Chase Total Checking®
For new Chase checking customers: Open a new Chase Total Checking® account1 and set up direct deposit." You sure the DD don't needs to be a total of $500 a month?
Reply
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