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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
484,078 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
484,078 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Jan 2016
L1: Learner
> bubble2 20 Posts
14 Reputation
klee4744
01-19-2023 at 06:24 AM.
01-19-2023 at 06:24 AM.
Can you still get the promotion if you already have a credit card account with them?
Reply
Joined Mar 2012
L7: Teacher
> bubble2 2,917 Posts
455 Reputation
cyclops13
01-19-2023 at 06:26 AM.
01-19-2023 at 06:26 AM.
Is there a way to check if we are eligible under the 2 year requirement? I had an account, closed it but dont recall when it was.
Reply
Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
544 Reputation
ieee488
01-19-2023 at 06:27 AM.
01-19-2023 at 06:27 AM.
Quote from klee4744 :
Can you still get the promotion if you already have a credit card account with them?
Yes. This is checking and savings.
Reply
Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
544 Reputation
ieee488
01-19-2023 at 06:27 AM.
01-19-2023 at 06:27 AM.
Quote from cyclops13 :
Is there a way to check if we are eligible under the 2 year requirement? I had an account, closed it but dont recall when it was.
credit report ?
Reply
Joined Mar 2019
L3: Novice
> bubble2 223 Posts
30 Reputation
Brooky03
01-19-2023 at 06:50 AM.
01-19-2023 at 06:50 AM.
Quote from addictedsaver :
You get $900 with checking and savings by tying up $15K for 3 months.
You will not get $600 with savings only.
You get $900 for all of it. But you get $300 without depositing $15k. The $300 is just for opening a checking account. So it's not appropriate to count the $300 when considering the value of depositing $15k. The extra $600 you end up with for opening both a checking and savings account and depositing $15k is the value that is appropriate to use when considering ROI.
Reply
Joined Aug 2014
L3: Novice
> bubble2 113 Posts
30 Reputation
Narry83
01-19-2023 at 06:58 AM.
01-19-2023 at 06:58 AM.
Quote from Waiting4Hope :
This might happen when Source and receiving bank owner info doesn't match. It happened with me once so sharing

Darn it! I should have read this. Tried to fund my account via my BoFA account and it got locked. CS says have to go to the bank with two forms of ID! This is the worst experience for a new customer!Mad
Reply
Joined Apr 2009
L6: Expert
> bubble2 1,077 Posts
564 Reputation
lazysaver
01-19-2023 at 07:01 AM.
01-19-2023 at 07:01 AM.
So is it only Experian and Chexsystems that needs to be unfrozen?
Reply

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Joined Mar 2012
L7: Teacher
> bubble2 2,917 Posts
455 Reputation
cyclops13
01-19-2023 at 07:28 AM.
01-19-2023 at 07:28 AM.
Quote from ieee488 :
credit report ?
I only get credit cards on my credit report, like credit karma. Where do you see bank accounts?
Reply
Joined Apr 2009
L6: Expert
> bubble2 1,077 Posts
564 Reputation
lazysaver
01-19-2023 at 07:29 AM.
01-19-2023 at 07:29 AM.
Quote from cyclops13 :
I only get credit cards on my credit report, like credit karma. Where do you see bank accounts?
soft inquiry, but not reported on the 3 major reports
Reply
Joined Aug 2010
L3: Novice
> bubble2 174 Posts
14 Reputation
trojax
01-19-2023 at 07:48 AM.
01-19-2023 at 07:48 AM.
Quote from Matrix80 :
I'm curious, most people just have $15K in a High Yield to get these promos? Seems like a hassle and risk to sell stock just to pay half in taxes for a $500 effective bonus.

Already have Chase so hopefully other banks have a good intro offer. The checking account bonuses are really good when it's easy money.
Stocks? Have you seen the roller coaster JPOW made us ride?
Reply
Joined Jan 2016
L1: Learner
> bubble2 20 Posts
14 Reputation
klee4744
01-19-2023 at 07:56 AM.
01-19-2023 at 07:56 AM.
Quote from CrispyDang :
I also got the error saying the coupon wasn't applied but they'll email me once it activates. Will update once I get the email.
I also got a same message under the Savings account on the confirmation page.
Hoping to get some update soon.
Reply
Joined Nov 2017
L3: Novice
> bubble2 170 Posts
70 Reputation
smarty75
01-19-2023 at 08:15 AM.
01-19-2023 at 08:15 AM.
Quote from chadmb2003 :
You won't get an email. Send a secure message in your account along with the promo code from the offer page and they'll apply it
I called them and they said it has been applied. Thanks for your suggestion as well
Reply
Joined Mar 2017
L3: Novice
> bubble2 106 Posts
14 Reputation
awowoosas
01-19-2023 at 08:30 AM.
01-19-2023 at 08:30 AM.
I applied and at the final screen I got this message.

"Your account was opened, but we're having trouble applying your offer. We'll send you an email once it's been applied."

Anyone else got the same message?
Reply
Joined Nov 2018
L2: Beginner
> bubble2 28 Posts
10 Reputation
Observer247
01-19-2023 at 08:30 AM.
01-19-2023 at 08:30 AM.
Reply

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Joined Mar 2016
L4: Apprentice
> bubble2 414 Posts
30 Reputation
Jacky16
01-19-2023 at 08:31 AM.
01-19-2023 at 08:31 AM.
"We can't open an account for you online. We'll send more information regarding our decision in a few days to the address you provided. Please schedule a meeting to talk with a Chase banker in person."
WTH?
Chase does not have a local branch near where I live. Could this be the reason?
Reply
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