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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
484,330 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
484,330 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Dec 2007
L2: Beginner
> bubble2 57 Posts
10 Reputation
yanhua
01-19-2023 at 11:32 AM.
01-19-2023 at 11:32 AM.
Quote from DekuDonDada :
yes I got the same error. wondering if it was because I already have a checking account? I'm trying to get the savings account bonus but its unclear if I'm eligible if I received a checking account bonus last year,
Getting the same message but I don't have either checking or saving with Chase, only credit cards. Does that mean we aren't getting the offer?
Reply
Joined Jul 2005
L6: Expert
> bubble2 1,543 Posts
231 Reputation
h2deal
01-19-2023 at 11:34 AM.
01-19-2023 at 11:34 AM.
Quote from tomrit :
I just opened a ac yesterday and got the old offer for $600 only. Is it possible to ask for matching this new offer for $900?
Same situation. I sent them a secure message and they said they can apply a different offer as long as it's been 21 days or less since I opened the account.
Reply
Joined Jan 2018
L2: Beginner
> bubble2 69 Posts
12 Reputation
Confused_Ape741
01-19-2023 at 11:39 AM.
01-19-2023 at 11:39 AM.
does anyone have DP on DD? don't mind putting my paycheck in there but if a transfer (i.e. fidelity to checking) counts, i'd just rather do that
Reply
Joined Dec 2013
L4: Apprentice
> bubble2 316 Posts
50 Reputation
tomrit
01-19-2023 at 11:50 AM.
01-19-2023 at 11:50 AM.
Quote from h2deal :
Same situation. I sent them a secure message and they said they can apply a different offer as long as it's been 21 days or less since I opened the account.

Appreciate yr reply very much
Reply
Joined Jan 2017
L1: Learner
> bubble2 23 Posts
10 Reputation
lledyl
01-19-2023 at 12:31 PM.
01-19-2023 at 12:31 PM.
Printed coupon and headed to bank. 6% for 15k in 90 days. Good deal.
Reply
Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
544 Reputation
ieee488
01-19-2023 at 12:56 PM.
01-19-2023 at 12:56 PM.
Quote from lledyl :
Printed coupon and headed to bank. 6% for 15k in 90 days. Good deal.
Yep. That is what I had to do even though I already have three Chase credit cards.
I would have preferred being able to do everything online, but you have to do what you have to do. It was about 15 minutes inside the branch itself.
Reply
Joined Aug 2011
L2: Beginner
> bubble2 39 Posts
14 Reputation
wanderr
01-19-2023 at 02:38 PM.
01-19-2023 at 02:38 PM.
Anyone else encountered "Your account was opened, but we're having trouble applying your offer. We'll send you an email once it's been applied." while signing up? Not sure if I should proceed with DD & adding $15k or wait until they fix it?
Reply

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Joined Oct 2011
L5: Journeyman
> bubble2 570 Posts
55 Reputation
rshakelford
01-19-2023 at 02:49 PM.
01-19-2023 at 02:49 PM.
Great, Monday banks were closed so first thing Tuesday morning I called to close my account, was told and promised it would be closed next business day, all good until today when I logged into my account to still see it there. Apparently the account is currently pending closing status, guess I'm out of luck when it comes to taking advantage of this now

From today to April 19 is exactly 90 days
Reply
Joined Nov 2011
L3: Novice
> bubble2 143 Posts
22 Reputation
CoolAndy2000
01-19-2023 at 02:55 PM.
01-19-2023 at 02:55 PM.
Quote from rshakelford :
Great, Monday banks were closed so first thing Tuesday morning I called to close my account, was told and promised it would be closed next business day, all good until today when I logged into my account to still see it there. Apparently the account is currently pending closing status, guess I'm out of luck when it comes to taking advantage of this now

From today to April 19 is exactly 90 days
It could be that there was any pending DD on your current account. That causes the closure to halt and will not close until you call.
Reply
Joined Jul 2018
L4: Apprentice
> bubble2 1,042 Posts
2,203 Reputation
Pro
Rocket_US
01-19-2023 at 03:14 PM.
01-19-2023 at 03:14 PM.
Quote from dap0425 :
Good deal. Worth the time and effort.
One question - I have only checking account that i have opened on 3rd january with 300$ bonus code. Can i now open a savings account now and avail the remaining 600$ benefit?
Reply
Joined Jul 2018
L4: Apprentice
> bubble2 1,042 Posts
2,203 Reputation
Pro
Rocket_US
01-19-2023 at 03:21 PM.
01-19-2023 at 03:21 PM.
Quote from affordabletech :
If I am an existing chase customer with a checkings account, would I qualify for this offer?
Did you get the answer yet?
Reply
Joined May 2020
L2: Beginner
> bubble2 87 Posts
10 Reputation
kazuya_Mishima
01-19-2023 at 03:32 PM.
01-19-2023 at 03:32 PM.
Quote from Stanleylara :
On the account opening page I got an error saying :

Your account was opened but we're having trouble applying your offer. We will send you an email once it's been applied.


Did anyone get something like this ?
That means they duped you into becoming a customer for 6 months and decided not to give you the bonus money they offered. lol
3
Reply
Joined Jan 2018
New User
> bubble2 6 Posts
14 Reputation
JackN4973
01-19-2023 at 03:48 PM.
01-19-2023 at 03:48 PM.
it says there is $5 withdrwal fees from account.. so does that apply to all and any kind of withdrwals like online transfer/ATM?
Reply
Joined Nov 2011
L3: Novice
> bubble2 143 Posts
22 Reputation
CoolAndy2000
01-19-2023 at 03:54 PM.
01-19-2023 at 03:54 PM.
Quote from Rocket_US :
Did you get the answer yet?
May not be eligible unless you close and reopen after 90 days
Reply

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Joined Jul 2005
L6: Expert
> bubble2 1,543 Posts
231 Reputation
h2deal
01-19-2023 at 03:55 PM.
01-19-2023 at 03:55 PM.
Just a correction to something someone wrote about the terms: You will receive the bonus as long as your previous account was closed more than 90 days ago AND you have no received a bank account bonus in the last 2 years.

Full Legalese:
Quote :
Bonus/Account Information: Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use. To receive the checking bonus: 1) Open a new Chase Total Checking account, which is subject to approval; AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days. To receive the savings bonus: 1) Open a new Chase SavingsSM account, which is subject to approval; 2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment; AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days. To receive the extra bonus: You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days. To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. The Annual Percentage Yield (APY) for Chase SavingsSM, effective as of 12/29/2022, is 0.01% for all balances in all states. Interest rates are variable and subject to change. Additionally, fees may reduce earnings on the account. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
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