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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
484,036 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
484,036 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Aug 2004
L5: Journeyman
> bubble2 842 Posts
34 Reputation
dealkk
01-21-2023 at 08:30 AM.
01-21-2023 at 08:30 AM.
Quote from dcguy703 :
i have a Chase business login only since i have Ink Business Credit card along with Freedom cards. Anyone successfully able to open these personal checking and savings accts with business login?
I have same problem. I select new customer but after fill out information, it say i have account (which is chase business credit card) and force me to sign in. Once i sign in, it say i don't have personal account. it go into a loop.
Reply
Joined Jan 2010
L3: Novice
> bubble2 238 Posts
40 Reputation
IN41INXS
01-21-2023 at 08:36 AM.
01-21-2023 at 08:36 AM.
Does Chase send you checks to use with your checking account or do I have to order/pay for them?
Reply
Joined Aug 2009
L6: Expert
> bubble2 1,639 Posts
164 Reputation
dcguy703
01-21-2023 at 08:45 AM.
01-21-2023 at 08:45 AM.
Quote from dealkk :
I have same problem. I select new customer but after fill out information, it say i have account (which is chase business credit card) and force me to sign in. Once i sign in, it say i don't have personal account. it go into a loop.
Ditto. I don't know what to do at this point. let me know if you get a solution.
Reply
Joined Mar 2005
L10: Grand Master
> bubble2 7,717 Posts
1,065 Reputation
Pro
flangomango
01-21-2023 at 08:54 AM.
01-21-2023 at 08:54 AM.
Quote from Tike71 :
You only need to maintain 15k for 90 days, then withdraw to the bare minimum so you don't incur monthly fees. Keep the account open for 6 months.

Thank you, what is the bare minimum?
Reply
Joined May 2005
L6: Expert
> bubble2 1,908 Posts
1,670 Reputation
Pro
Crazy8
01-21-2023 at 08:58 AM.
01-21-2023 at 08:58 AM.
Quote from funkmasterta :
Thank you, what is the bare minimum?
Chase Savings has no Monthly Service Fee when you do at least one of the following each statement period: Option #1: Keep a balance at the beginning of each day of $300 or more in your savings account. Otherwise a $5 Monthly Service Fee will apply.
Service Fee: Chase Total Checking has no Monthly Service Fee when you do at least one of the following each statement period: Option #1: Have electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers; OR, Option #2: Keep a balance at the beginning of each day of $1,500 or more in your checking account; OR, Option #3: Keep an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances. Otherwise a $12 Monthly Service Fee will apply.

Keep $1,500 in checking and $300 in savings accounts after 90 days to avoid fees it seems.
1
Reply
Last edited by Crazy8 January 21, 2023 at 09:07 AM.
Joined Jun 2009
L1: Learner
> bubble2 17 Posts
10 Reputation
frogger538
01-21-2023 at 09:29 AM.
01-21-2023 at 09:29 AM.
Quote from deal_master :
Where is this information? didn't see in the Bonus/Account Information section at the link?
I also did not find any mention of a 6 month early termination fee? Anyone see it? Thanks in advance.
Reply
Joined Aug 2009
L6: Expert
> bubble2 1,639 Posts
164 Reputation
dcguy703
01-21-2023 at 09:33 AM.
01-21-2023 at 09:33 AM.
Quote from IN41INXS :
Does Chase send you checks to use with your checking account or do I have to order/pay for them?

Order them
Reply

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Joined Jun 2009
L3: Novice
> bubble2 110 Posts
18 Reputation
snagit
01-21-2023 at 09:51 AM.
01-21-2023 at 09:51 AM.
Quote from dcguy703 :
Ditto. I don't know what to do at this point. let me know if you get a solution.
Going to bank, if you have one nearby.
Reply
Joined Aug 2009
L6: Expert
> bubble2 1,639 Posts
164 Reputation
dcguy703
01-21-2023 at 10:19 AM.
01-21-2023 at 10:19 AM.
Quote from hjelten :
Could my wife and I open 2 separate checking and savings accounts to get a $900 bonus each? Also, could I do 2 $500 direct deposits from my paycheck into my wife's account and my account and have it qualify for the bonuses?
i think for direct deposit from employer the bank account has to be in your name or the wife has to be joint account holder. I dont think employers allow to direct deposit to any account unless the person is one of the joint holders.
Reply
Joined Mar 2008
L5: Journeyman
> bubble2 694 Posts
53 Reputation
h351
01-21-2023 at 10:20 AM.
01-21-2023 at 10:20 AM.
Quote from Tike71 :
You'll be fine
thank you
Reply
Joined Mar 2010
L5: Journeyman
> bubble2 660 Posts
659 Reputation
MurraytheDemonSkull
01-21-2023 at 11:55 AM.
01-21-2023 at 11:55 AM.
Quote from dealkk :
I have same problem. I select new customer but after fill out information, it say i have account (which is chase business credit card) and force me to sign in. Once i sign in, it say i don't have personal account. it go into a loop.
I am experiencing the same issue.
Reply
Joined Jun 2021
New User
> bubble2 17 Posts
10 Reputation
StormyWind3
01-21-2023 at 12:01 PM.
01-21-2023 at 12:01 PM.
I just went into the branch to redeem this offer.
I was able to use the coupon on the savings account, but the checking account offer didn't seem to go through.

I'm wondering if this is because I currently have a chase college checking account.

The guy helping me out said he'd look into it so hopefully I'll be able to redeem both checking and savings offer
Reply
Joined Dec 2005
L4: Apprentice
> bubble2 419 Posts
181 Reputation
billion
01-21-2023 at 12:07 PM.
01-21-2023 at 12:07 PM.
Offer not eligible for existing Chase Checking/Savings customers. Bummer.
Reply
Joined May 2005
L6: Expert
> bubble2 1,908 Posts
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Pro
Crazy8
01-21-2023 at 12:15 PM.
01-21-2023 at 12:15 PM.
Quote from dcguy703 :
i think for direct deposit from employer the bank account has to be in your name or the wife has to be joint account holder. I dont think employers allow to direct deposit to any account unless the person is one of the joint holders.
I have re-directed direct deposit to a person's new Chase account for the bonus and that person was not a join holder. I only needed to provide bank name, routing number and account number to change direct deposit.
Reply

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Joined Sep 2009
L7: Teacher
> bubble2 2,442 Posts
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PoLusImo
01-21-2023 at 01:35 PM.
01-21-2023 at 01:35 PM.
Did it work fine, meaning was your direct deposit received in another person's account fine without being returned? I read that at-least the last name has to be the same else the direct deposit may be returned.
Quote from Crazy8 :
I have re-directed direct deposit to a person's new Chase account for the bonus and that person was not a join holder. I only needed to provide bank name, routing number and account number to change direct deposit.
Reply
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