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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
484,078 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
484,078 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Sep 2009
L7: Teacher
> bubble2 2,441 Posts
166 Reputation
PoLusImo
01-21-2023 at 01:35 PM.
01-21-2023 at 01:35 PM.
$20 for a box!
Quote from IN41INXS :
Does Chase send you checks to use with your checking account or do I have to order/pay for them?
Reply
Joined Apr 2008
L9: Master
> bubble2 5,967 Posts
stasis
01-21-2023 at 03:32 PM.
01-21-2023 at 03:32 PM.
Can I open a Total Checking only, with no Savings, thru this link and still get that $300?
Reply
Last edited by stasis January 21, 2023 at 03:42 PM.
Joined Aug 2010
L2: Beginner
> bubble2 64 Posts
40 Reputation
josehuevos
01-21-2023 at 03:40 PM.
01-21-2023 at 03:40 PM.
Tried to sign up from Alaska and got "Product not available in your area". Is there information somewhere about what areas are restricted from this offer?
Reply
Joined May 2005
L6: Expert
> bubble2 1,908 Posts
1,670 Reputation
Pro
Crazy8
01-21-2023 at 04:09 PM.
01-21-2023 at 04:09 PM.
Quote from PoLusImo :
Did it work fine, meaning was your direct deposit received in another person's account fine without being returned? I read that at-least the last name has to be the same else the direct deposit may be returned.
Yes, it worked fine. My paycheck was deposited to the person's new Chase checking account (different last name but same home address). After the new account bonus was posted, I changed direct deposit back to my regular checking account. This was 3-4 years ago (accounts closed 9 months after bonuses) and we plan to do it again for the $900 bonus.
1
Reply
Joined Sep 2012
L2: Beginner
> bubble2 96 Posts
128 Reputation
absngl
01-21-2023 at 04:19 PM.
01-21-2023 at 04:19 PM.
I got the coupon emailed to my inbox and then used the link in the email to open both Checking and Savings account. In the end, it however, said that only checking account is opened and that I will receive $300 after qualifying activities. Is there any way I can get it fixed? Called chase on phone but the rep said to contact branch and the earliest I can do so is on Monday. Anyone experienced it?
Reply
Joined Sep 2012
L2: Beginner
> bubble2 96 Posts
128 Reputation
absngl
01-21-2023 at 04:26 PM.
01-21-2023 at 04:26 PM.
Quote from Ndolger :
Haven't read the whole thread, so maybe someone already commented on this, but I screwed up by inadvertently choosing "checking" instead of "checking + savings" through the email link that was sent to my email (there's three options; my intention was to do the $900 bonus). Some chaos ensued by me attempting to fix this by then selecting the "checking+savings" option afterwards. This ended up creating an additional checking account. Final result: two checking accounts, one savings account. And only the $300 checking offer applied,

Long story short, several rep conversations later, here's what I had done to get this working if you find yourself in this situation:
1) You need to close the checking account that doesn't have the coupon applied. They will attempt to add it to the savings account, but it will fail.
2) Talk to a rep that can reapply the coupon to the savings account.
3) Confirm that you get the bonus for all three. They even asked me where they want the $400 to go. I should be good now.

FWIW, I have previously done these offers. Last time I did so was 2019. The first rep said there was a problem because I had done this before (seems wrong to me so I called and got another rep). The number is 1800-935-9935 for their checking/savings department if you have any issues. If you encounter any problems they should be able to apply / confirm the code is active. Hope that helps!

Off to go set up direct deposit! I am hoping that "closed account" doesn't ruin my promotion here...sigh. The rep told me it was still in a "pending" state, so here's hoping. I can see this 3 months from now not getting any bonus...I guess we'll see. Chase normally has decent customer service in my experience so hopefully I can get this resolved if it comes to that.

Oh, last thing. Do make sure you get the email sent to you as it has the coupon code in the bottom. They will specifically ask for the code if you have problems.

Hi, I got into the same situation. But after repeated conversations with reps on phone, they are saying they can't do anything. If I understand you correctly, did you do the following -
1. Opened checking only with $300 offer.
2. Opened checking and savings with coupon code but the coupon did not apply so no offer.
3. You closed the checking from second step and left savings as such.
4. Talked to rep to combine checking with $300 offer and savings with no offer to get combined $900??
Is this correct? TIA.
Reply
Joined Aug 2007
L4: Apprentice
> bubble2 333 Posts
71 Reputation
parksh69
01-21-2023 at 06:12 PM.
01-21-2023 at 06:12 PM.
A question about the following 2-year rule:

" You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date"

How do you determine the "last coupon enrollment date"?
When I did a Chase deal like this last time, I opened Chase deposit accounts with a coupon code in October 2020. I received all the bonuses by January 2021 and closed all the deposit accounts in May 2021. Do I qualify for this deal? I assume the last coupon enrollment date for me is October 2020 so I should qualify for this promotion, but I am not sure. Does anyone know?
Reply
Last edited by parksh69 January 21, 2023 at 06:21 PM.

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Joined Feb 2016
...confuzed
> bubble2 3,308 Posts
650 Reputation
dazedxxx
01-21-2023 at 06:30 PM.
01-21-2023 at 06:30 PM.
Quote from striking19 :
If I already have a credit card account, is it advisable to start the account opening process by connecting to the existing account on the first step or keep them separate?

I used my CC account to login. I still temporary thawed my Experian Credit account just in case, but I don't know if I needed to by going that route.
Reply
Joined Sep 2008
L3: Novice
> bubble2 198 Posts
32 Reputation
oumazdamx6
01-21-2023 at 07:46 PM.
01-21-2023 at 07:46 PM.
Quote from parksh69 :
A question about the following 2-year rule:

" You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date"

How do you determine the "last coupon enrollment date"?
When I did a Chase deal like this last time, I opened Chase deposit accounts with a coupon code in October 2020. I received all the bonuses by January 2021 and closed all the deposit accounts in May 2021. Do I qualify for this deal? I assume the last coupon enrollment date for me is October 2020 so I should qualify for this promotion, but I am not sure. Does anyone know?

Attach the coupon and see if it let you open. If it open, you should qualify.
Reply
Joined Feb 2016
L2: Beginner
> bubble2 88 Posts
21 Reputation
cbraendle
01-21-2023 at 08:04 PM.
01-21-2023 at 08:04 PM.
Quote from WuyiL :
Chase private client offers 2K, which looks better.

Lol no shit it looks better if you've got a quarter of a million dollars just lying around. Moron.
1
Reply
Joined Nov 2008
L7: Teacher
> bubble2 2,001 Posts
510 Reputation
gt5oh
01-21-2023 at 09:12 PM.
01-21-2023 at 09:12 PM.
Quote from stasis :
Can I open a Total Checking only, with no Savings, thru this link and still get that $300?
Just use the correct promo. https://slickdeals.net/f/16351978-chase-bank-various-promotional-offers-200-for-total-checking-2-000-for-private-client-300-for-business-banking?v=1
Reply
Joined Nov 2008
L7: Teacher
> bubble2 2,001 Posts
510 Reputation
gt5oh
01-21-2023 at 09:16 PM.
01-21-2023 at 09:16 PM.
Quote from josehuevos :
Tried to sign up from Alaska and got "Product not available in your area". Is there information somewhere about what areas are restricted from this offer?
Maybe cause no Chase branches in Hawaii or Alaska. They are in the lower 48 though.
Reply
Joined Nov 2008
L7: Teacher
> bubble2 2,001 Posts
510 Reputation
gt5oh
01-21-2023 at 09:18 PM.
01-21-2023 at 09:18 PM.
Quote from PoLusImo :
$20 for a box!
Well if you are doing this promotion and bringing in $15k then you qualify for Chase Premier Plus Checking, which requires a total of $15k+ with the bank. Once you are in that account, checks are free. See here https://www.chase.com/personal/ch...s-checking
1
Reply
Joined Nov 2008
L7: Teacher
> bubble2 2,001 Posts
510 Reputation
gt5oh
01-21-2023 at 09:20 PM.
01-21-2023 at 09:20 PM.
Quote from StormyWind3 :
I just went into the branch to redeem this offer.
I was able to use the coupon on the savings account, but the checking account offer didn't seem to go through.

I'm wondering if this is because I currently have a chase college checking account.

The guy helping me out said he'd look into it so hopefully I'll be able to redeem both checking and savings offer
Well considering the fine print of the offer says 'Checking offer is not available to existing Chase checking customers' and a Chase College Checking is an existing checking account, odds are no you don't qualify.
Reply

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Joined Nov 2008
L7: Teacher
> bubble2 2,001 Posts
510 Reputation
gt5oh
01-21-2023 at 09:22 PM.
01-21-2023 at 09:22 PM.
Quote from affordabletech :
If I'm an existing chase account holder but haven't received any bonuses in the last 3/4 years would I qualify for this?
Read the bottom of the offer page.

Bonus/Account Information: Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.
Reply
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