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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
512,780 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
512,780 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Nov 2013
L3: Novice
> bubble2 111 Posts
10 Reputation
Mainesociety
01-22-2023 at 05:04 AM.
01-22-2023 at 05:04 AM.
Question. It says no $12 fee when you deposit $500 or more into checking. So could I withdraw that once it's deposited and still avoid the fee? Leave like a dollar balance every month?
Reply
Last edited by Mainesociety January 22, 2023 at 06:23 AM.
Joined Nov 2013
L3: Novice
> bubble2 111 Posts
10 Reputation
Mainesociety
01-22-2023 at 06:21 AM.
01-22-2023 at 06:21 AM.
So keeping the $5,000 in savings will keep both accounts with $0 monthly fees? Even with $1 in checking?
Reply
Last edited by Mainesociety January 22, 2023 at 08:42 AM.
Joined Apr 2008
L10: Grand Master
> bubble2 6,331 Posts
stasis
01-22-2023 at 07:36 AM.
01-22-2023 at 07:36 AM.
Thanks. I guess I'll use the $225 promo I got in the mail...or use my brother's referral so I get $200 and he gets $50 Smilie
1
Reply
Joined Feb 2021
L6: Expert
> bubble2 1,949 Posts
320 Reputation
nyc10036
01-22-2023 at 07:41 AM.
01-22-2023 at 07:41 AM.
Quote from Mainesociety View quoted comment :
Question. It says no $12 fee when you deposit $500 or more into checking. So could I withdraw that once it's deposited and still avoid the fee? Leave like a dollar balance every month?
Yes, if you have $500 direct deposit ​, there are no fees.
2
Reply
Joined Feb 2021
L6: Expert
> bubble2 1,949 Posts
320 Reputation
nyc10036
01-22-2023 at 07:45 AM.
01-22-2023 at 07:45 AM.
Quote from stasis View quoted comment :
Thanks. I guess I'll use the $225 promo I got in the mail...or use my brother's referral so I get $200 and he gets $50

No. Get the $300. Go to that pomotions page, and email yourself the code.
Try to use it to open an account online.
It will probably fail.
Print out that email and take it into a branch and open an account.
I did this in November 2022.
About 10 days after the first direct deposit hits, I had the $300 in the checking account.
I did not do the savings account offer since I did not have the $15K.

Reply
Joined Aug 2009
L6: Expert
> bubble2 1,722 Posts
172 Reputation
dcguy703
01-22-2023 at 08:38 AM.
01-22-2023 at 08:38 AM.
what is the minimum MONTHLY amount of direct deposit required for Checking?
Reply
Joined Jan 2010
L5: Journeyman
> bubble2 584 Posts
439 Reputation
kstar1990
01-22-2023 at 08:50 AM.
01-22-2023 at 08:50 AM.
Looks like these accounts have min balance requirements, $1500 and $300,
does that effect the first month? I havent done any deposit yet.
Reply

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Joined Aug 2009
L6: Expert
> bubble2 1,722 Posts
172 Reputation
dcguy703
01-22-2023 at 08:51 AM.
01-22-2023 at 08:51 AM.
chase just declined my request to transfer 15k from my external account to my savings account. They said it was declined because of "fraud" reasons. what are my options now? i can transfer from my external account but the daily limit is 3k.
Reply
Joined Dec 2014
TECHUSA
> bubble2 215 Posts
34 Reputation
TECHUSA
01-22-2023 at 08:53 AM.
01-22-2023 at 08:53 AM.
Quote from dcguy703 View quoted comment :
chase just declined my request to transfer 15k from my external account to my savings account. They said it was declined because of "fraud" reasons. what are my options now? i can transfer from my external account but the daily limit is 3k.
Add Chase account and routing in the Primary Bank and transfer from there to Chase.
Reply
Joined Aug 2009
L6: Expert
> bubble2 1,722 Posts
172 Reputation
dcguy703
01-22-2023 at 09:08 AM.
01-22-2023 at 09:08 AM.
Quote from TECHUSA View quoted comment :
Add Chase account and routing in the Primary Bank and transfer from there to Chase.

Daily limit 3k and rolling 30 day limit is 10k.
Reply
Joined Apr 2008
L10: Grand Master
> bubble2 6,331 Posts
stasis
01-22-2023 at 09:24 AM.
01-22-2023 at 09:24 AM.
Quote from dcguy703 View quoted comment :
Daily limit 3k and rolling 30 day limit is 10k.
I wonder if you can use Zelle
Reply
Joined Feb 2010
L4: Apprentice
> bubble2 344 Posts
23 Reputation
asterosdeals
01-22-2023 at 10:19 AM.
01-22-2023 at 10:19 AM.
Oh man. I did this a few months ago. But promo bonus was only $500
Reply
Joined Jan 2005
L4: Apprentice
> bubble2 427 Posts
48 Reputation
KCinNE
01-22-2023 at 11:16 AM.
01-22-2023 at 11:16 AM.
Looks like I'm going to move 15 G for 3 months
Reply
Joined Apr 2015
L4: Apprentice
> bubble2 338 Posts
135 Reputation
Korbo
01-22-2023 at 11:17 AM.
01-22-2023 at 11:17 AM.
Quote from dcguy703 View quoted comment :
Daily limit 3k and rolling 30 day limit is 10k.
Maybe try a smaller $5-6k pull from the Chase side and see if they let it through, then push the other $10k-ish from outside.
Reply

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Joined Aug 2009
L6: Expert
> bubble2 1,722 Posts
172 Reputation
dcguy703
01-22-2023 at 12:43 PM.
01-22-2023 at 12:43 PM.
Quote from Korbo View quoted comment :
Maybe try a smaller $5-6k pull from the Chase side and see if they let it through, then push the other $10k-ish from outside.
Thanks for your advice, i'll try this.
Reply
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