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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
482,949 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
482,949 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Nov 2010
L9: Master
> bubble2 4,220 Posts
759 Reputation
wealthisachoice
01-31-2023 at 12:30 PM.
01-31-2023 at 12:30 PM.
Quote from Chonkla :
I don't have $15k laying around but can someone help me with the math?

If I take out a $15,000 loan and deposit that into this account and open up a checking account what is the maximum interest rate of the loan so that I still make money?

Thanks in advance.
I wouldn't risk doing it. What if something happens and the bonus doesn't pay out? I don't feel it's worth the hassle and risk.
Reply
Joined Jul 2017
.:.
> bubble2 391 Posts
Chonkla
01-31-2023 at 01:00 PM.
01-31-2023 at 01:00 PM.
Quote from wealthisachoice :
I wouldn't risk doing it. What if something happens and the bonus doesn't pay out? I don't feel it's worth the hassle and risk.
Thanks, it was just a lame joke though Smilie
Reply
Joined Jan 2018
New User
> bubble2 13 Posts
10 Reputation
an_2235
01-31-2023 at 02:35 PM.
01-31-2023 at 02:35 PM.
Quote from VET86 :
I deposited check for $15K and it is in pending status and will be cleared only by 2/8. Once check is cleared only then we will see blue tick i believe.
Hmmm I didn't do a check deposit but did a bank to bank transfer so the funds should have cleared by now. I just don't want to lose the bonus bc of some technicality.
Reply
Joined Apr 2015
L3: Novice
> bubble2 292 Posts
131 Reputation
Korbo
01-31-2023 at 04:02 PM.
01-31-2023 at 04:02 PM.
Quote from an_2235 :
I transferred 15k a few weeks ago. In the account bonus status area... It shows "deposit $15,000 by 2/17" with a green open circle. Does that mean they recognize I completed this step or it's still pending and it needs to be a green circle with a check mark for this step to be recognized as completed? I would assume this step should have been recognized as completed the moment I made the deposit.
It's supposed to have the check mark, and should only take 2-3 days to check off after the deposit's done processing. If it's been weeks, something is off.
Reply
Joined Nov 2013
L2: Beginner
> bubble2 88 Posts
10 Reputation
Mainesociety
01-31-2023 at 04:57 PM.
01-31-2023 at 04:57 PM.
Quote from an_2235 :
I transferred 15k a few weeks ago. In the account bonus status area... It shows "deposit $15,000 by 2/17" with a green open circle. Does that mean they recognize I completed this step or it's still pending and it needs to be a green circle with a check mark for this step to be recognized as completed? I would assume this step should have been recognized as completed the moment I made the deposit.
Where is this status area you speak of?
Reply
Joined Nov 2013
L2: Beginner
> bubble2 88 Posts
10 Reputation
Mainesociety
01-31-2023 at 05:18 PM.
01-31-2023 at 05:18 PM.
Quote from Mainesociety :
Where is this status area you speak of?
never mind found it
Reply
Joined Jun 2013
L1: Learner
> bubble2 20 Posts
14 Reputation
stupid_me_tb
01-31-2023 at 06:29 PM.
01-31-2023 at 06:29 PM.
Quote from Mainesociety :
never mind found it
Where did you find it?
Reply

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Joined Oct 2007
L1: Learner
> bubble2 297 Posts
24 Reputation
Slick_Jedi
01-31-2023 at 07:20 PM.
01-31-2023 at 07:20 PM.
Quote from stupid_me_tb :
Where did you find it?
Chase app, near the top after selecting an account. Tells you the current status of your bonus
Reply
Joined Aug 2009
L6: Expert
> bubble2 1,630 Posts
164 Reputation
dcguy703
01-31-2023 at 10:28 PM.
01-31-2023 at 10:28 PM.
I dont see it. Maybe because i have a Chase Business login
Reply
Joined Aug 2009
L6: Expert
> bubble2 1,630 Posts
164 Reputation
dcguy703
01-31-2023 at 10:29 PM.
01-31-2023 at 10:29 PM.
Quote from Slick_Jedi :
Chase app, near the top after selecting an account. Tells you the current status of your bonus

I don't see it. Maybe because i have Chase Business login.
Reply
Joined Jul 2022
L2: Beginner
> bubble2 34 Posts
67 Reputation
VET86
02-01-2023 at 04:34 AM.
02-01-2023 at 04:34 AM.
Quote from an_2235 :
Hmmm I didn't do a check deposit but did a bank to bank transfer so the funds should have cleared by now. I just don't want to lose the bonus bc of some technicality.
Okay if its more than few days and money got debited already from external account check with customer service.

For me check deposit is clearing only by 2/8 but I see blue tick is done today.
Reply
Joined Jan 2018
New User
> bubble2 13 Posts
10 Reputation
an_2235
02-01-2023 at 07:06 AM.
02-01-2023 at 07:06 AM.
Quote from VET86 :
Okay if its more than few days and money got debited already from external account check with customer service.

For me check deposit is clearing only by 2/8 but I see blue tick is done today.
OK, same here, I got the tick mark today. It took 14 days from my initial transfer. Maybe the tick marks only come at the beginning of the month since we both got it today.
Reply
Joined Nov 2013
L2: Beginner
> bubble2 88 Posts
10 Reputation
Mainesociety
02-01-2023 at 12:18 PM.
02-01-2023 at 12:18 PM.
Quote from dcguy703 :
I dont see it. Maybe because i have a Chase Business login
Mobile app. Click on savings account and you should see a 🎁 logo with a message saying "Your new account bonus get the latest info on your status"
Reply
Joined Jan 2023
New User
> bubble2 2 Posts
10 Reputation
PurpleSofa405
02-01-2023 at 02:18 PM.
02-01-2023 at 02:18 PM.
I saw the answer that you forfeit the bonus if you close account within 6 months. I cannot find that anywhere on offer. Can someone direct me to this?
Reply

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Joined Jun 2007
L9: Master
> bubble2 4,248 Posts
711 Reputation
dvdrdiscs
02-01-2023 at 02:35 PM.
02-01-2023 at 02:35 PM.
Does the initial deposit into the checking account need to be minimum $500 to trigger the bonus? I know you need a minimum $500 to avoid the monthly fee but curious about the initial direct deposit.
Reply
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