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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
482,989 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
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+343
482,989 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Sep 2010
L5: Journeyman
> bubble2 661 Posts
134 Reputation
BigPapa2
05-17-2023 at 08:06 PM.
05-17-2023 at 08:06 PM.
Did anyone else close their accounts already? Did you transfer all money out first then call them to close?
Reply
Joined Dec 2017
L4: Apprentice
> bubble2 473 Posts
359 Reputation
Joedaddy123
05-17-2023 at 08:09 PM.
05-17-2023 at 08:09 PM.
Quote from BigPapa5 :
Did anyone else close their accounts already? Did you transfer all money out first then call them to close?
I closed my accounts couple of days ago. Made sure they were at zero balance and gave them a call. The person closed it within 3 minutes. He had to read a disclosure.

I'm not sure if you can request closure online. Mayve you can
Reply
Joined May 2006
L6: Expert
> bubble2 1,665 Posts
973 Reputation
SDPirates
05-18-2023 at 11:28 AM.
05-18-2023 at 11:28 AM.
I closed my account thru secure message, they closed both my accounts the next day, i.e. yesterday.

I transferred all the money to my Primary Bank before I put in the request to close.
Reply
Joined Aug 2012
L3: Novice
> bubble2 1,690 Posts
237 Reputation
Jerky_san
05-22-2023 at 05:59 AM.
05-22-2023 at 05:59 AM.
Wife's account shows offer expired today when today was supposed to be the day so hopefully it's like what people are saying and it changes. Mine didn't do this and instead just showed a check on the 90 days one.
Reply
Joined May 2021
L3: Novice
> bubble2 782 Posts
107 Reputation
ImagineNoReligion
05-25-2023 at 02:03 PM.
05-25-2023 at 02:03 PM.
Quote from Jerky_san :
Wife's account shows offer expired today when today was supposed to be the day so hopefully it's like what people are saying and it changes. Mine didn't do this and instead just showed a check on the 90 days one.
Took be two full days. Still no message about the combined bonus. I can probably still take the money out now?
Reply
Joined Jul 2006
Call me Mr. Deals
> bubble2 5,068 Posts
1,724 Reputation
Pro
shahhere
05-26-2023 at 03:49 AM.
05-26-2023 at 03:49 AM.
Are there anymore new bonuses?

Shahhere
1
Reply
Joined Dec 2018
Why is the Sky Blue?
> bubble2 661 Posts
203 Reputation
Sumt0n3
05-29-2023 at 10:01 PM.
05-29-2023 at 10:01 PM.
Quote from SDPirates :
I closed my account thru secure message, they closed both my accounts the next day, i.e. yesterday.

I transferred all the money to my Primary Bank before I put in the request to close.

Did you waited til 6 months before you close your account?
Reply

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Joined May 2006
L6: Expert
> bubble2 1,665 Posts
973 Reputation
SDPirates
05-30-2023 at 07:56 AM.
05-30-2023 at 07:56 AM.
Hi,

No, I just waited 2 weeks and transferred full balance out before I sent the secure message.

Quote from Sumt0n3 :
Did you waited til 6 months before you close your account?
Reply
Joined Dec 2018
Why is the Sky Blue?
> bubble2 661 Posts
203 Reputation
Sumt0n3
05-30-2023 at 08:14 AM.
05-30-2023 at 08:14 AM.
Quote from SDPirates :
Hi,

No, I just waited 2 weeks and transferred full balance out before I sent the secure message.
Didn't it was noted that you need to wait for 6 months or else they will take back the bonus?
Reply
Joined May 2006
L6: Expert
> bubble2 1,665 Posts
973 Reputation
SDPirates
05-30-2023 at 08:17 AM.
05-30-2023 at 08:17 AM.
I didn't see it noted anywhere and I believe few people also closed their accounts - on this thread.

Quote from Sumt0n3 :
Didn't it was noted that you need to wait for 6 months or else they will take back the bonus?
Reply
Joined May 2019
L3: Novice
> bubble2 223 Posts
147 Reputation
SuperKamiGurus
07-19-2023 at 07:24 AM.
07-19-2023 at 07:24 AM.
Did anyone receive the bonuses? The 90 days are up. I kept the 15k minimum in savings by transferring from other bank accounts.

The agent is telling me I can't have 15k in savings account from another bank to receive the promo. I have to deposit checks or cash.

Anyone had trouble with this?
Reply
Joined Jul 2011
L5: Journeyman
> bubble2 590 Posts
66 Reputation
viper3773
07-19-2023 at 07:55 AM.
07-19-2023 at 07:55 AM.
Quote from SuperKamiGurus :
Did anyone receive the bonuses? The 90 days are up. I kept the 15k minimum in savings by transferring from other bank accounts.

The agent is telling me I can't have 15k in savings account from another bank to receive the promo. I have to deposit checks or cash.

Anyone had trouble with this?
If coming from external bank directly to chase savings then that will work. If going from external bank to chase checking and then to savings, then no good.

Otherwise it can take 15 days and they usually post the bonuses on Thursday.

My dp was Mar 31 deposit 15k, Jul 6 bonus.
Reply
Joined May 2019
L3: Novice
> bubble2 223 Posts
147 Reputation
SuperKamiGurus
07-19-2023 at 07:57 AM.
07-19-2023 at 07:57 AM.
Quote from viper3773 :
If coming from external bank directly to chase savings then that will work. If going from external bank to chase checking and then to savings, then no good.

Otherwise it can take 15 days and they usually post the bonuses on Thursday.

My dp was Mar 31 deposit 15k, Jul 6 bonus.

What's the difference?

I always send money to checking and then transfer to savings what I don't need in checking.
Reply
Joined Jul 2011
L5: Journeyman
> bubble2 590 Posts
66 Reputation
viper3773
07-19-2023 at 08:08 AM.
07-19-2023 at 08:08 AM.
Frown

Just the way the terms are written is that it was expecting new-to-chase money, and once it goes thru another chase account before savings it's no longer new to chase.
Reply

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Joined May 2019
L3: Novice
> bubble2 223 Posts
147 Reputation
SuperKamiGurus
07-19-2023 at 08:52 AM.
07-19-2023 at 08:52 AM.
Quote from viper3773 :
Frown

Just the way the terms are written is that it was expecting new-to-chase money, and once it goes thru another chase account before savings it's no longer new to chase.

Is this for real?
Reply
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