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Marcus Online Savings: $100 Bonus and 3.30% APY (need $10K)

+33 Deal Score
23,842 Views
Get $100 when you enroll and deposit $10,000 or more in new funds into a new or existing Online Savings Account. You must first enroll, then deposit within 10 calendar days of enrollment, and maintain at least $10,000 of those new funds, plus your existing balance as of 12 am ET on the day you enrolled, in your account for 90 consecutive days after the 10-day Funding Period. Enroll by 2/15/23.

Full Details

To qualify for the $100 Cash Bonus (the "Offer"), you must enroll a Marcus Online Savings Account ("Account") in this Offer at https://www.marcus.com/us/en/savi...vingsbonus or by calling Marcus at 1-855-730-SAVE (1-855-730-7283) by 11:59 pm ET on 2/15/23. Upon successful enrollment, you will receive a confirmation of your enrollment via email or U.S. mail.

After enrolling, you must deposit $10,000 or more in new funds from an external account into your Account within 10 calendar days of enrollment (the "Funding Period"). The Account balance plus a minimum of $10,000 in new funds (the "Required Dollar Amount") must be maintained in your Account for 90 consecutive days from the end of the Funding Period. The Account balance is based on the starting current balance reflected on your account at 12 am ET the day you enroll. Once the Funding Period has ended, your Account balance may not drop below the Required Dollar Amount at any point until after the 90 consecutive days have passed. You may make multiple deposits within the Funding Period to reach the Required Dollar Amount. Internal transfers do not count for purposes of this Offer.

If you choose to enroll a different Marcus Online Savings Account in this Offer, you must deposit $10,000 or more in new funds from an external account into the newly enrolled Account within 10 calendar days of enrollment in this Offer, even if you reached the Required Dollar Amount in a previously enrolled account.

The $100 bonus will be deposited into your enrolled Account within 14 calendar days after fulfilling the above requirements. To receive your bonus, your Account must be open and in good standing at the time the bonus is deposited in your Account. The bonus will be treated as interest for tax reporting purposes.

Offer available to new and existing customers. Each customer is limited to one cash bonus under this Offer. This Offer can only be applied once to an account. If an Account has multiple owners, the Account is limited to being enrolled for this Offer under only one of the Account owners and receiving only one cash bonus. Remaining Account owners may be eligible to use another eligible Account to enroll in this Offer. This Offer may be combined with other promotional offers available to Marcus Online Savings Account customers.

https://www.marcus.com/us/en/savi...vingsbonus
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Deal
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+33
23,842 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Aug 2011
L6: Expert
> bubble2 1,925 Posts
105 Reputation
robrob777
01-19-2023 at 06:36 AM.
01-19-2023 at 06:36 AM.
Ok... But must return after 90 days ..Vanguard pays 4.27% in idle cash (just checked a minute ago)
Reply
Joined Apr 2011
L6: Expert
> bubble2 1,184 Posts
558 Reputation
newbharry
01-19-2023 at 07:49 AM.
01-19-2023 at 07:49 AM.
Quote from robrob777 :
Ok... But must return after 90 days ..Vanguard pays 4.27% in idle cash (just checked a minute ago)
Marcus can pay 4.4%... so why ?
1
Reply
Joined Feb 2019
L2: Beginner
> bubble2 49 Posts
22 Reputation
SharpMeat9093
01-19-2023 at 08:38 AM.
01-19-2023 at 08:38 AM.
PNC bank @ 4% APY
Reply
Joined Apr 2017
L5: Journeyman
> bubble2 978 Posts
188 Reputation
publicpersona
01-19-2023 at 08:41 AM.
01-19-2023 at 08:41 AM.
Quote from SharpMeat9093 :
PNC bank @ 4% APY
If you have PNC branches in your area, chances are you are NOT eligible for this.
Reply
Joined Apr 2017
L5: Journeyman
> bubble2 978 Posts
188 Reputation
publicpersona
01-19-2023 at 08:52 AM.
01-19-2023 at 08:52 AM.
Quote from newbharry :
Marcus can pay 4.4%... so why ?
What's that supposed to mean? They can pay 0.0% too, that doesn't mean they are.

Unless you are intentionally vague posting about some referral stacking without mentioning that's what you are talking about.

[UPDATE: Never mind .. I see you've been doing that all through this thread. Making a vague claim with the intent to pat yourself on the back without actually helping anyone else by being clear on what you are talking about. Nice.
Reply
Last edited by publicpersona January 19, 2023 at 08:57 AM.
Joined Apr 2011
L6: Expert
> bubble2 1,184 Posts
558 Reputation
newbharry
01-19-2023 at 09:17 AM.
01-19-2023 at 09:17 AM.
Quote from publicpersona :
What's that supposed to mean? They can pay 0.0% too, that doesn't mean they are.

Unless you are intentionally vague posting about some referral stacking without mentioning that's what you are talking about.

[UPDATE: Never mind .. I see you've been doing that all through this thread. Making a vague claim with the intent to pat yourself on the back without actually helping anyone else by being clear on what you are talking about. Nice.
My referral is maxed out so there's no pat to myself. I was terse because I didn't want to repeat what was in the thread on how to get to 4.4%.

You had the ability and knowledge to read and I see that you discovered it all on your own.

Helps to read the thread before making comments on how vanguard pays out more.
1
Reply
Joined Nov 2011
Grand Admiral
> bubble2 2,301 Posts
1,103 Reputation
xnap30
01-19-2023 at 02:39 PM.
01-19-2023 at 02:39 PM.
Referral gives an extra 1% so APY is 3.3% + 1%.
Plus the $100 bonus for $10K over 3 months.

Effective rate of 8.3% for 3 months. Very nice if you sign up with a referral.

I've already referred a member of my family to take advantage of this as it's better than ibonds at least temporarily. Pm me if you want more info
Reply
Last edited by xnap30 January 19, 2023 at 05:33 PM.

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Joined Sep 2005
Traveler
> bubble2 1,089 Posts
254 Reputation
merlinx
01-19-2023 at 03:49 PM.
01-19-2023 at 03:49 PM.
So if I get a refferal I get the extra 1% or is it just the person that does the referring ?
Reply
Joined Nov 2011
Grand Admiral
> bubble2 2,301 Posts
1,103 Reputation
xnap30
01-19-2023 at 05:33 PM.
01-19-2023 at 05:33 PM.
Quote from merlinx :
So if I get a refferal I get the extra 1% or is it just the person that does the referring ?
Both get 1%
Reply
Joined Oct 2014
L4: Apprentice
> bubble2 352 Posts
64 Reputation
eyeslikefingers
01-19-2023 at 05:50 PM.
01-19-2023 at 05:50 PM.
Quote from StefanoM3235 :
this or Ally? looking to move my money out of my chase savings

Goldman sacks announcing Marcus stopping loans… shutdown coming?
Reply
Joined Apr 2011
L6: Expert
> bubble2 1,184 Posts
558 Reputation
newbharry
01-19-2023 at 10:29 PM.
01-19-2023 at 10:29 PM.
Quote from xnap30 :
Referral gives an extra 1% so APY is 3.3% + 1%.
Plus the $100 bonus for $10K over 3 months.

Effective rate of 8.3% for 3 months. Very nice if you sign up with a referral.

I've already referred a member of my family to take advantage of this as it's better than ibonds at least temporarily. Pm me if you want more info
AARP gives additional .1%.

Costs 12$ but it's actually money maker with credit card offers (Chase freedom offers $8 on AARP) and Cashback sites.

And when you have like 1 million ( max Marcus can go) .1% really makes a difference.
Reply
Joined May 2021
L5: Journeyman
> bubble2 952 Posts
54 Reputation
JollyReward108
01-20-2023 at 03:21 AM.
01-20-2023 at 03:21 AM.
Note that the terms say bonus is paid 90 consecutive days after 10 day funding period, total 100 days.
Watch your withdraw date.
Reply
Joined Apr 2016
L4: Apprentice
> bubble2 1,447 Posts
222 Reputation
StefanoM3235
01-20-2023 at 11:30 AM.
01-20-2023 at 11:30 AM.
Quote from eyeslikefingers :
Goldman sacks announcing Marcus stopping loans… shutdown coming?
What do you mean?
Reply
Joined Jul 2006
MISTERCHEAPs TWIN BROTHER
> bubble2 19,545 Posts
72,047 Reputation
Pro
Expert
This user is an Expert in Home & Home Improvement
SUCHaDEAL
01-23-2023 at 01:07 PM.
01-23-2023 at 01:07 PM.
Special Offer: $100 Cash Bonus
Get $100 when you enroll and deposit $10,000 or more in new funds into a new or existing Online Savings Account.

You must first enroll, then deposit within 10 calendar days of enrollment, and maintain at least $10,000 of those new funds, plus your existing balance as of 12 am ET on the day you enrolled, in your account for 90 consecutive days after the 10-day Funding Period. Enroll by 2/15/23.

https://www.marcus.com/us/en/savi...bonus?prd=



Online Savings Account – $100 Cash Bonus Offer Terms

Offer valid from 1/18/23 to 2/15/23 ("the Offer Period").

To qualify for the $100 Cash Bonus (the "Offer"), you must enroll a Marcus Online Savings Account ("Account") in this Offer at https://www.marcus.com/us/en/savi...vingsbonus or by calling Marcus at 1-855-730-SAVE (1-855-730-7283) by 11:59 pm ET on 2/15/23. Upon successful enrollment, you will receive a confirmation of your enrollment via email or U.S. mail.

After enrolling, you must deposit $10,000 or more in new funds from an external account into your Account within 10 calendar days of enrollment (the "Funding Period"). The Account balance plus a minimum of $10,000 in new funds (the "Required Dollar Amount") must be maintained in your Account for 90 consecutive days from the end of the Funding Period. The Account balance is based on the starting current balance reflected on your account at 12 am ET the day you enroll. Once the Funding Period has ended, your Account balance may not drop below the Required Dollar Amount at any point until after the 90 consecutive days have passed. You may make multiple deposits within the Funding Period to reach the Required Dollar Amount. Internal transfers do not count for purposes of this Offer.

If you choose to enroll a different Marcus Online Savings Account in this Offer, you must deposit $10,000 or more in new funds from an external account into the newly enrolled Account within 10 calendar days of enrollment in this Offer, even if you reached the Required Dollar Amount in a previously enrolled account.

The $100 bonus will be deposited into your enrolled Account within 14 calendar days after fulfilling the above requirements. To receive your bonus, your Account must be open and in good standing at the time the bonus is deposited in your Account. The bonus will be treated as interest for tax reporting purposes.

Offer available to new and existing customers. Each customer is limited to one cash bonus under this Offer. This Offer can only be applied once to an account. If an Account has multiple owners, the Account is limited to being enrolled for this Offer under only one of the Account owners and receiving only one cash bonus. Remaining Account owners may be eligible to use another eligible Account to enroll in this Offer. This Offer may be combined with other promotional offers available to Marcus Online Savings Account customers.

We reserve the right to modify or revoke this Offer at any time without notice. If we determine that you have engaged in or plan to engage in abuse or gaming in connection with this Offer, you will not be eligible for this Offer.

Questions?

Give us a call toll-free at 1-855-730-7283. We're available 24 hours a day / 7 days a week. We'll be happy to help!
Reply
Last edited by SUCHaDEAL January 23, 2023 at 01:09 PM.

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Joined Feb 2017
L10: Grand Master
> bubble2 9,816 Posts
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Pro
OnePlus7pro
01-23-2023 at 01:19 PM.
01-23-2023 at 01:19 PM.
10K transfer for 90 days to make $100 isn't worth it.
Reply
Last edited by OnePlus7pro January 23, 2023 at 01:21 PM.
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