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forum thread Posted by robmuch • Yesterday
forum thread Posted by robmuch • Yesterday

YMMV, Credit Union of Southern California - CUSOCAL, 5.0%, 5 Month CD, Max $100,000 deposit

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  • $1000 min deposit
  • 5 Month
  • 5% APY

Offers valid June 16-August 16, 2025, and are available to new and existing Members. All accounts will be verified by ChexSystems® and are subject to approval and Membership eligibility. Offers and rates are subject to change without notice. The Annual Percentage Yield (APY) assumes that dividends will remain on deposit until maturity. If you make a withdrawal from your account, your earnings will be reduced. Minimum deposit to open is $1,000. Promotional rate is 4.89% APR. New Member maximum online opening deposit is up to $100,000. New funds only, deposits cannot originate from a CU SoCal account. Deposits made to the promotional certificate through electronic transfers (ACH) originating from CU SoCal will not be available for withdrawal for 60 days from the date of deposit. We may impose a 60-day penalty if you withdraw the principal from your certificate account before the maturity date. The penalty imposed shall be based on the amount withdrawn. If the amount withdrawn reduces the principal balance below the stated minimum during the term, you will be assessed a penalty on the entire principal balance, and we will close the certificate account and transfer any remaining balance to your Regular Savings Account. Your five (5) month term will automatically renew at maturity to a six (6) month term at the prevailing rate unless you withdraw all the funds in your account at maturity or within a grace period of 7 days after maturity. Your account will mature as reflected on the Rate Schedule. The maturity date will be stated on the certificate or receipt provided to you at the time of opening your account.



https://www.cusocal.org/SummerCD/
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Deal Details
Community Notes
About the Poster
  • $1000 min deposit
  • 5 Month
  • 5% APY

Offers valid June 16-August 16, 2025, and are available to new and existing Members. All accounts will be verified by ChexSystems® and are subject to approval and Membership eligibility. Offers and rates are subject to change without notice. The Annual Percentage Yield (APY) assumes that dividends will remain on deposit until maturity. If you make a withdrawal from your account, your earnings will be reduced. Minimum deposit to open is $1,000. Promotional rate is 4.89% APR. New Member maximum online opening deposit is up to $100,000. New funds only, deposits cannot originate from a CU SoCal account. Deposits made to the promotional certificate through electronic transfers (ACH) originating from CU SoCal will not be available for withdrawal for 60 days from the date of deposit. We may impose a 60-day penalty if you withdraw the principal from your certificate account before the maturity date. The penalty imposed shall be based on the amount withdrawn. If the amount withdrawn reduces the principal balance below the stated minimum during the term, you will be assessed a penalty on the entire principal balance, and we will close the certificate account and transfer any remaining balance to your Regular Savings Account. Your five (5) month term will automatically renew at maturity to a six (6) month term at the prevailing rate unless you withdraw all the funds in your account at maturity or within a grace period of 7 days after maturity. Your account will mature as reflected on the Rate Schedule. The maturity date will be stated on the certificate or receipt provided to you at the time of opening your account.



https://www.cusocal.org/SummerCD/

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Yesterday
168 Posts
Joined Sep 2015
Yesterday
jaderxiii
Yesterday
168 Posts
is credit card funding allowed?
Yesterday
9,419 Posts
Joined Jun 2008
Yesterday
uthorns1976
Yesterday
9,419 Posts
APR is 4.89% which is not bad for 5-month term.

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