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expired Posted by Brandons8560 • Jan 25, 2023
expired Posted by Brandons8560 • Jan 25, 2023

Truist Bank: Open Eligible Checking Account w/ 2 Direct Deposits Totaling $1000

(Select States)

& Get $400 Cash Bonus

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Deal Details
Truist is offering a $400 Cash Bonus (deposited to your account) when you open an Eligible Checking account and Make 2 Direct Deposits Totaling $1000 or More Within 90 Days of Account Opening.

Thanks to Community Member Brandons8560 for finding this deal.
  • Open a new checking account by 04/14/2023.
  • Make 2 direct deposits totaling $1000 or more within 90 days of account opening.
  • The $400 bonus will be added to your new account within 4 weeks of completing qualifying activity requirements.
  • Offer is valid in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
Account Opening and Enrollment Instructions:
  • To open and enroll your new account in the promotion, visit the offer landing page and start an online application. Enter CHKQ123TRUIST1 into the promo code field provided, review the offer Terms and Conditions, and then select "Accept Offer". Accounts opened without the promo code applied will not be eligible to participate in the offer.
  • Or visit a Truist branch and ask a representative to enroll you in the Truist One Checking $400 Offer Q1 2023, using Promo Code CHKQ123TRUIST1, when opening your account.

Editor's Notes

Written by citan359 | Staff
  • About this offer:
    • You can view Truist's full terms and conditions here.
  • Additional Note:
    • Please refer to the Forum Thread for additional discussion regarding this deal.

Original Post

Written by Brandons8560
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Truist is offering a $400 Cash Bonus (deposited to your account) when you open an Eligible Checking account and Make 2 Direct Deposits Totaling $1000 or More Within 90 Days of Account Opening.

Thanks to Community Member Brandons8560 for finding this deal.
  • Open a new checking account by 04/14/2023.
  • Make 2 direct deposits totaling $1000 or more within 90 days of account opening.
  • The $400 bonus will be added to your new account within 4 weeks of completing qualifying activity requirements.
  • Offer is valid in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
Account Opening and Enrollment Instructions:
  • To open and enroll your new account in the promotion, visit the offer landing page and start an online application. Enter CHKQ123TRUIST1 into the promo code field provided, review the offer Terms and Conditions, and then select "Accept Offer". Accounts opened without the promo code applied will not be eligible to participate in the offer.
  • Or visit a Truist branch and ask a representative to enroll you in the Truist One Checking $400 Offer Q1 2023, using Promo Code CHKQ123TRUIST1, when opening your account.

Editor's Notes

Written by citan359 | Staff
  • About this offer:
    • You can view Truist's full terms and conditions here.
  • Additional Note:
    • Please refer to the Forum Thread for additional discussion regarding this deal.

Original Post

Written by Brandons8560

Community Voting

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Top Comments

$12 Monthly Fee. $30 Closing Account Fee.
The $30 closing fee only applies to 'Charged Off' accounts AKA accounts in delinquency. There should be no fee (that I can see in their fee schedules) for closing an account. You should be plenty fine to just close the account after you get the promo cash.
Rich people? not really... People with jobs or retirement income? Yes

If you can't handle depositing $1000 into an account over the next three months, then you need a job, not Slickdeals.

327 Comments

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Jan 25, 2023
1,961 Posts
Joined Jun 2012
Jan 25, 2023
RandomSDNeo
Jan 25, 2023
1,961 Posts

Our community has rated this post as helpful. If you agree, why not thank RandomSDNeo

Works for all 50 states or just where they have a branch?

Offer Eligibility: Offer is only available to individuals who received a direct communication from Truist
Last edited by RandomSDNeo January 24, 2023 at 07:23 PM.
1
1
Jan 25, 2023
1,545 Posts
Joined Nov 2011
Jan 25, 2023
sunboy129
Jan 25, 2023
1,545 Posts
I live in an eligible state. Do I get the bonus if I open my account online using the promo code, but didn't get the direct mailer from the bank?
Last edited by sunboy129 January 24, 2023 at 08:16 PM.
Jan 25, 2023
2,713 Posts
Joined Apr 2007
Jan 25, 2023
barcode
Jan 25, 2023
2,713 Posts

Our community has rated this post as helpful. If you agree, why not thank barcode

Quote from RandomSDNeo :
Works for all 50 states or just where they have a branch?

Offer Eligibility: Offer is only available to individuals who received a direct communication from Truist
The qualifying checking account must be opened in a Truist branch in one of the following states or online and have a mailing address in: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
1
Jan 25, 2023
764 Posts
Joined Jul 2011
Jan 25, 2023
premnarayandas
Jan 25, 2023
764 Posts
Offer is only available to individuals who received a direct communication from Truist. Clients with an existing personal checking account with Truist or who have closed an account with Truist on or after 1/20/22 are not eligible to participate. Account holder must be 18 or older at the time of account opening. Truist employees, Directors, Officers, and Local Boards/Advisors are not eligible. Offer available only to US residents with a valid US taxpayer identification number. The qualifying checking account must be opened in a Truist branch in one of the following states or online and have a mailing address in: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
Jan 25, 2023
29 Posts
Joined Feb 2015
Jan 25, 2023
slayeroftac
Jan 25, 2023
29 Posts

Our community has rated this post as helpful. If you agree, why not thank slayeroftac

To open and enroll your new account in the promotion, visit the offer landing page and start an online application. Enter CHKQ123TRUIST1 into the promo code field provided, review the offer Terms and Conditions, and then select "Accept Offer". Accounts opened without the promo code applied will not be eligible to participate in the offer.

OR

Visit a Truist branch and ask a representative to enroll you in the Truist One Checking $400 Offer Q1 2023, using Promo Code CHKQ123TRUIST1, when opening your account.
2
Jan 25, 2023
29 Posts
Joined Feb 2015
Jan 25, 2023
slayeroftac
Jan 25, 2023
29 Posts
And for those curious, yes - you can close the account after you receive the reward:

Reward Forfeiture: The new checking account must remain open and in good standing with a balance ≥$0.01 until the reward is processed in order to receive the reward. Reward forfeiture will occur if: (1) the checking account is changed to an account type not included in this client offer, (2) the checking account is closed prior to the reward being processed, or (3) the new checking account has a negative available balance at the time of qualification validation.
Jan 25, 2023
204 Posts
Joined May 2011
Jan 25, 2023
smartadze
Jan 25, 2023
204 Posts
"Unfortunately, the promo code you entered is invalid or expired. Promo code: CHKQ123TRUIST1. Would you like to continue your application without a promo code?"
2

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Jan 25, 2023
9 Posts
Joined Dec 2019
Jan 25, 2023
BoatyMcBoatface912
Jan 25, 2023
9 Posts
What are the good nationwide high interest savings accounts these days? Mysavingsdirect and UFB Direct both seem to get a really bad rap…
2
Jan 25, 2023
822 Posts
Joined Jul 2019
Jan 25, 2023
SIX29P
Jan 25, 2023
822 Posts
"Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits."
1
Pro
Jan 25, 2023
3,198 Posts
Joined Dec 2008
Jan 25, 2023
qkumbr
Pro
Jan 25, 2023
3,198 Posts
Quote from BoatyMcBoatface912 :
What are the good nationwide high interest savings accounts these days? Mysavingsdirect and UFB Direct both seem to get a really bad rap…
DoctorOfCredit has a comprehensive list - https://www.doctorofcredit.com/hi...gs-to-get/
Jan 25, 2023
447 Posts
Joined Nov 2011
Jan 25, 2023
User1654112
Jan 25, 2023
447 Posts
Dafuq? Maybe because I'm not in the right state?

Thank you for applying for a Truist Deposit Account online. Unfortunately, we can't approve your application at this time.
Our decision is based on information we received from the consumer reporting agency listed below. This consumer reporting agency didn't make the decision and can't provide you with the specific reasons why your application wasn't approved. Since this decision was based in whole or in part on information from this consumer reporting agency, under the Fair Credit Reporting Act, you're entitled to access the information they provided us.
We obtained your consumer score from ChexSystems and used it in making our account opening decision. Your consumer score is a number that reflects the information in your consumer report. Your consumer score can change depending on how the information in your consumer report is updated or modified.
You also have the right to receive your free copy of your consumer report directly from the consumer reporting agency. To do this, simply request it within 60 days of this notice. You also have the right to contact the consumer reporting agency and dispute the accuracy or completeness of any information within their report.
To receive this information, contact:
ChexSystems
Attn: Consumer Relations
7805 Hudson Road, Suite 100
Woodbury, MN 55125
1.800.428.9623
https://www.chexsystems.com/
Scores range from 100 to 899
Your consumer score:
Date score was obtained: 01/25/2023
Key factors that adversely affect your score:
Jan 25, 2023
786 Posts
Joined May 2006
Jan 25, 2023
hbasavar
Jan 25, 2023
786 Posts
Quote from BoatyMcBoatface912 :
What are the good nationwide high interest savings accounts these days? Mysavingsdirect and UFB Direct both seem to get a really bad rap…
I currently have UFB Direct and they have changed their product several times with each new product introduced offering a better APY than the current one. I always called them and switched my product to the new one without going through the process of opening a new account. Did not have any problem so far with them.

Have had MySavingsDirect also in the past and don't remember having any issues with them either. Yes, they all change or drop their interest rates once they have reached their limit of funds they expected. I am tired of opening and

Care to explain what the bad rap you or others have encountered?
Jan 25, 2023
152 Posts
Joined May 2019
Jan 25, 2023
Robberstea
Jan 25, 2023
152 Posts
I did this last year and got the bonus without issue.
Jan 25, 2023
396 Posts
Joined Oct 2008
Jan 25, 2023
Lordslamma
Jan 25, 2023
396 Posts
I have a Truist checking account and it let me go through for a second. I saw someone post the fine print that says I won't get it, but who knows. I did this a couple years ago and got the money with no problems. So definitely do if you want the free cash. Took me about 2 minutes to open the account online and about 5 to set up the direct deposit from my work website.

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Original Poster
Jan 25, 2023
299 Posts
Joined Jul 2013
Jan 25, 2023
Brandons8560
Original Poster
Jan 25, 2023
299 Posts
Quote from BoatyMcBoatface912 :
What are the good nationwide high interest savings accounts these days? Mysavingsdirect and UFB Direct both seem to get a really bad rap…
I also got a mailer for the AMEX option. 3.3% which seems pretty good. Can't comment on how good/bad they are to work with on the banking side though.

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