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expiredBrandons8560 posted Jan 25, 2023 2:41 AM

Truist Bank: Open Eligible Checking Account w/ 2 Direct Deposits Totaling $1000

& Get $400 Cash Bonus

(Select States)
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Deal Details
Truist is offering a $400 Cash Bonus (deposited to your account) when you open an Eligible Checking account and Make 2 Direct Deposits Totaling $1000 or More Within 90 Days of Account Opening.

Thanks to Community Member Brandons8560 for finding this deal.
  • Open a new checking account by 04/14/2023.
  • Make 2 direct deposits totaling $1000 or more within 90 days of account opening.
  • The $400 bonus will be added to your new account within 4 weeks of completing qualifying activity requirements.
  • Offer is valid in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
Account Opening and Enrollment Instructions:
  • To open and enroll your new account in the promotion, visit the offer landing page and start an online application. Enter CHKQ123TRUIST1 into the promo code field provided, review the offer Terms and Conditions, and then select "Accept Offer". Accounts opened without the promo code applied will not be eligible to participate in the offer.
  • Or visit a Truist branch and ask a representative to enroll you in the Truist One Checking $400 Offer Q1 2023, using Promo Code CHKQ123TRUIST1, when opening your account.

Editor's Notes

Written by citan359 | Staff
  • About this offer:
    • You can view Truist's full terms and conditions here.
  • Additional Note:
    • Please refer to the Forum Thread for additional discussion regarding this deal.

Original Post

Written by Brandons8560
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Truist is offering a $400 Cash Bonus (deposited to your account) when you open an Eligible Checking account and Make 2 Direct Deposits Totaling $1000 or More Within 90 Days of Account Opening.

Thanks to Community Member Brandons8560 for finding this deal.
  • Open a new checking account by 04/14/2023.
  • Make 2 direct deposits totaling $1000 or more within 90 days of account opening.
  • The $400 bonus will be added to your new account within 4 weeks of completing qualifying activity requirements.
  • Offer is valid in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
Account Opening and Enrollment Instructions:
  • To open and enroll your new account in the promotion, visit the offer landing page and start an online application. Enter CHKQ123TRUIST1 into the promo code field provided, review the offer Terms and Conditions, and then select "Accept Offer". Accounts opened without the promo code applied will not be eligible to participate in the offer.
  • Or visit a Truist branch and ask a representative to enroll you in the Truist One Checking $400 Offer Q1 2023, using Promo Code CHKQ123TRUIST1, when opening your account.

Editor's Notes

Written by citan359 | Staff
  • About this offer:
    • You can view Truist's full terms and conditions here.
  • Additional Note:
    • Please refer to the Forum Thread for additional discussion regarding this deal.

Original Post

Written by Brandons8560

Community Voting

Deal Score
+71
Good Deal

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326 Comments

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Jan 25, 2023 10:18 PM
26 Comments
Joined Aug 2007
tejesh83Jan 25, 2023 10:18 PM
26 Comments
Quote from BoatyMcBoatface912 :
Was going to hop on the MySavingsDirect train, but the no-app was a dealbreaker. Put a bad taste in my mouth. But both MySavingsDirect and UFB have wildly bad ratings across the board when searched online. Biggest complaint about MySavingsDirect is them being a random third leg of another institution. Biggest complaint of UFB is the changing rates and having to do legwork to be grandfathered into the latest rate, as other have mentioned. I greatly appreciate your feedback though.
Wealthfront's cash account is at 3.8% (or upto 4.3% with their current promo offer) currently, and they have been automatically increasing my accounts rate with each fed rate increase. They also have a promo right now, which will boost the current rate by 0.5% for 3 months, extendable for upto 12 months, by using a referal link to sign up and referring others. 3.8 is pretty solid, plus they offer $1M fdic insurance, the 0.5/4.3 bonus is gravy. Can't share referrals here, but you can find new referrals easily on reddit.

I was chasing/hopping banks for the best yield, but been pretty happy with Wealthfront so just moved most of my funds there for now. I continue to keep an eye out for better yields, but so far they beat most and are usually pretty quick to increase their rates when the fed does their hikes.
1
Jan 25, 2023 10:24 PM
8 Comments
Joined Apr 2022
SharpFlower6664Jan 25, 2023 10:24 PM
8 Comments
Anyone able to verify the promo code was applied to the account they opened? I'd hate to go through all this trouble and not get the $400 due to some technicality.
Jan 25, 2023 10:28 PM
242 Comments
Joined Oct 2014
m0therteresaJan 25, 2023 10:28 PM
242 Comments
Quote from SharpFlower6664 :
Anyone able to verify the promo code was applied to the account they opened? I'd hate to go through all this trouble and not get the $400 due to some technicality.
That's exactly what I'm wondering. Is there anyway to confirm this is targeted vs universal so long as you entered the promo code?

(I suppose I can try calling them tmrw)
Jan 25, 2023 11:22 PM
876 Comments
Joined Sep 2019
NarizJan 25, 2023 11:22 PM
876 Comments
Quote from m0therteresa :
That's exactly what I'm wondering. Is there anyway to confirm this is targeted vs universal so long as you entered the promo code?

(I suppose I can try calling them tmrw)
Jan 25, 2023 11:24 PM
6.2K Comments
Joined May 2009
SkyKing02Jan 25, 2023 11:24 PM
6.2K Comments
Quote from ElatedSoda4203 :
Will this be taxed?
no....I never filed those kinds of promotions.
3
Jan 25, 2023 11:28 PM
55 Comments
Joined Jul 2018
WizhJan 25, 2023 11:28 PM
55 Comments
Could we do a Zelle Transfer or PayPal Deposit for the DD criteria? The 53 Bank one I was able to do it with a PayPal deposit.
1
Jan 25, 2023 11:30 PM
284 Comments
Joined Oct 2010
cool_mikiJan 25, 2023 11:30 PM
284 Comments
I tried using the promo code and it says the code is expired.

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Jan 25, 2023 11:51 PM
1 Comments
Joined Jun 2017
moizshahJan 25, 2023 11:51 PM
1 Comments

Our community has rated this post as helpful. If you agree, why not thank moizshah

$12 Monthly Fee. $30 Closing Account Fee.
7
5
Jan 26, 2023 12:05 AM
1.5K Comments
Joined Mar 2007
butter123Jan 26, 2023 12:05 AM
1.5K Comments
Quote from tejesh83 :
Wealthfront's cash account is at 3.8% (or upto 4.3% with their current promo offer) currently, and they have been automatically increasing my accounts rate with each fed rate increase. They also have a promo right now, which will boost the current rate by 0.5% for 3 months, extendable for upto 12 months, by using a referal link to sign up and referring others. 3.8 is pretty solid, plus they offer $1M fdic insurance, the 0.5/4.3 bonus is gravy. Can't share referrals here, but you can find new referrals easily on reddit.

I was chasing/hopping banks for the best yield, but been pretty happy with Wealthfront so just moved most of my funds there for now. I continue to keep an eye out for better yields, but so far they beat most and are usually pretty quick to increase their rates when the fed does their hikes.
Is this cash account not a CD, correct? Money can be cashed out at any time without any penalty?
Jan 26, 2023 12:07 AM
203 Comments
Joined Aug 2022
SharpChicken1525Jan 26, 2023 12:07 AM
203 Comments
I am paid 1099 for business consulting. They normally issue me a check. I could ask them to pay me through ACH. Can anyone tell me if that would qualify as DD or is this just for W2 employment only?
Jan 26, 2023 12:08 AM
1.5K Comments
Joined Mar 2015
Grouchy16Jan 26, 2023 12:08 AM
1.5K Comments
Quote from cool_miki :
I tried using the promo code and it says the code is expired.
It's not expired, I think we may need to visit a branch
Jan 26, 2023 12:38 AM
13 Comments
Joined Apr 2011
KeslerJan 26, 2023 12:38 AM
13 Comments
Tried to open an account with the code with Chrome and the code didn't work,
Same with Edge browser, after that I tried to open an account with a chrome incognito tab and it all worked. I'm in VA.
Jan 26, 2023 12:40 AM
611 Comments
Joined Jul 2009
D3als0nWh33lsJan 26, 2023 12:40 AM
611 Comments
Quote from thumperstain :
Go to Google and search for "checking bonus". Look at the ads.

Congrats, you've now been targeted.
Worked for me 1st try. Lol
Pro
Jan 26, 2023 12:55 AM
1.8K Comments
Joined Dec 2007
phewry
Pro
Jan 26, 2023 12:55 AM
1.8K Comments
Free moneys, but IRS wants their potion.

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Jan 26, 2023 1:13 AM
39 Comments
Joined Aug 2015
chrisam87Jan 26, 2023 1:13 AM
39 Comments
Just tried it for zip code 79907 and it looks like it applied. Will need to get a job first and$50 opening deposit
1

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