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Truist Bank: Open Eligible Checking Account w/ 2 Direct Deposits Totaling $1000 Expired

& Get $400 Cash Bonus
(Select States)
+71 Deal Score
118,222 Views
Truist is offering a $400 Cash Bonus (deposited to your account) when you open an Eligible Checking account and Make 2 Direct Deposits Totaling $1000 or More Within 90 Days of Account Opening.

Thanks to Community Member Brandons8560 for finding this deal.
  • Open a new checking account by 04/14/2023.
  • Make 2 direct deposits totaling $1000 or more within 90 days of account opening.
  • The $400 bonus will be added to your new account within 4 weeks of completing qualifying activity requirements.
  • Offer is valid in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
Account Opening and Enrollment Instructions:
  • To open and enroll your new account in the promotion, visit the offer landing page and start an online application. Enter CHKQ123TRUIST1 into the promo code field provided, review the offer Terms and Conditions, and then select "Accept Offer". Accounts opened without the promo code applied will not be eligible to participate in the offer.
  • Or visit a Truist branch and ask a representative to enroll you in the Truist One Checking $400 Offer Q1 2023, using Promo Code CHKQ123TRUIST1, when opening your account.

Editor's Notes & Price Research

Written by
  • About this offer:
    • You can view Truist's full terms and conditions here.
  • Additional Note:
    • Please refer to the Forum Thread for additional discussion regarding this deal.
Good Deal?

Original Post

Written by
Edited January 27, 2023 at 09:34 AM by
Received a mailer today, promotion is on their website as well. 400 dollar offer requires at least 2 DDs totaling $1000 within 90 days. $400 will be sent within 4 weeks of verifying the DD transactions.

Fine print only says the account must remain in good standing until the reward is processed. Seems very straightforward and $400 beats the recent Chase offers (checking only)

https://www.truist.com/checking/c...nus-offer1
in Finance
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& Get $400 Cash Bonus

Community Wiki

Last Edited by bluekiwi January 24, 2023 at 08:09 PM
Only valid for the following states:
AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC

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Featured Comments

$12 Monthly Fee. $30 Closing Account Fee.
The $30 closing fee only applies to 'Charged Off' accounts AKA accounts in delinquency. There should be no fee (that I can see in their fee schedules) for closing an account. You should be plenty fine to just close the account after you get the promo cash.
Rich people? not really... People with jobs or retirement income? Yes

If you can't handle depositing $1000 into an account over the next three months, then you need a job, not Slickdeals.

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RandomSDNeo
01-24-2023 at 07:20 PM.

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01-24-2023 at 07:20 PM.
Works for all 50 states or just where they have a branch?

Offer Eligibility: Offer is only available to individuals who received a direct communication from Truist
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Last edited by RandomSDNeo January 24, 2023 at 07:23 PM.
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sunboy129
01-24-2023 at 07:52 PM.
01-24-2023 at 07:52 PM.
I live in an eligible state. Do I get the bonus if I open my account online using the promo code, but didn't get the direct mailer from the bank?
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Last edited by sunboy129 January 24, 2023 at 08:16 PM.
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barcode
01-24-2023 at 07:58 PM.

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01-24-2023 at 07:58 PM.
Quote from RandomSDNeo :
Works for all 50 states or just where they have a branch?

Offer Eligibility: Offer is only available to individuals who received a direct communication from Truist

The qualifying checking account must be opened in a Truist branch in one of the following states or online and have a mailing address in: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
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dealshunter77
01-24-2023 at 07:58 PM.
01-24-2023 at 07:58 PM.
Offer is only available to individuals who received a direct communication from Truist. Clients with an existing personal checking account with Truist or who have closed an account with Truist on or after 1/20/22 are not eligible to participate. Account holder must be 18 or older at the time of account opening. Truist employees, Directors, Officers, and Local Boards/Advisors are not eligible. Offer available only to US residents with a valid US taxpayer identification number. The qualifying checking account must be opened in a Truist branch in one of the following states or online and have a mailing address in: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
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slayeroftac
01-25-2023 at 03:03 AM.

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01-25-2023 at 03:03 AM.
To open and enroll your new account in the promotion, visit the offer landing page and start an online application. Enter CHKQ123TRUIST1 into the promo code field provided, review the offer Terms and Conditions, and then select "Accept Offer". Accounts opened without the promo code applied will not be eligible to participate in the offer.

OR

Visit a Truist branch and ask a representative to enroll you in the Truist One Checking $400 Offer Q1 2023, using Promo Code CHKQ123TRUIST1, when opening your account.
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slayeroftac
01-25-2023 at 03:04 AM.
01-25-2023 at 03:04 AM.
And for those curious, yes - you can close the account after you receive the reward:

Reward Forfeiture: The new checking account must remain open and in good standing with a balance ≥$0.01 until the reward is processed in order to receive the reward. Reward forfeiture will occur if: (1) the checking account is changed to an account type not included in this client offer, (2) the checking account is closed prior to the reward being processed, or (3) the new checking account has a negative available balance at the time of qualification validation.
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smartadze
01-25-2023 at 08:15 AM.
01-25-2023 at 08:15 AM.
"Unfortunately, the promo code you entered is invalid or expired. Promo code: CHKQ123TRUIST1. Would you like to continue your application without a promo code?"
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BoatyMcBoatface912
01-25-2023 at 09:47 AM.
01-25-2023 at 09:47 AM.
What are the good nationwide high interest savings accounts these days? Mysavingsdirect and UFB Direct both seem to get a really bad rap…
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SIX29P
01-25-2023 at 09:50 AM.
01-25-2023 at 09:50 AM.
"Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits."
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qkumbr
01-25-2023 at 09:54 AM.
01-25-2023 at 09:54 AM.
Quote from BoatyMcBoatface912 :
What are the good nationwide high interest savings accounts these days? Mysavingsdirect and UFB Direct both seem to get a really bad rap…

DoctorOfCredit has a comprehensive list - https://www.doctorofcredit.com/hi...gs-to-get/
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THE_SCAPEGOAT
01-25-2023 at 10:11 AM.
01-25-2023 at 10:11 AM.
Dafuq? Maybe because I'm not in the right state?

Thank you for applying for a Truist Deposit Account online. Unfortunately, we can't approve your application at this time.
Our decision is based on information we received from the consumer reporting agency listed below. This consumer reporting agency didn't make the decision and can't provide you with the specific reasons why your application wasn't approved. Since this decision was based in whole or in part on information from this consumer reporting agency, under the Fair Credit Reporting Act, you're entitled to access the information they provided us.
We obtained your consumer score from ChexSystems and used it in making our account opening decision. Your consumer score is a number that reflects the information in your consumer report. Your consumer score can change depending on how the information in your consumer report is updated or modified.
You also have the right to receive your free copy of your consumer report directly from the consumer reporting agency. To do this, simply request it within 60 days of this notice. You also have the right to contact the consumer reporting agency and dispute the accuracy or completeness of any information within their report.
To receive this information, contact:
ChexSystems
Attn: Consumer Relations
7805 Hudson Road, Suite 100
Woodbury, MN 55125
1.800.428.9623
https://www.chexsystems.com/
Scores range from 100 to 899
Your consumer score:
Date score was obtained: 01/25/2023
Key factors that adversely affect your score:
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hbasavar
01-25-2023 at 10:12 AM.
01-25-2023 at 10:12 AM.
Quote from BoatyMcBoatface912 :
What are the good nationwide high interest savings accounts these days? Mysavingsdirect and UFB Direct both seem to get a really bad rap…
I currently have UFB Direct and they have changed their product several times with each new product introduced offering a better APY than the current one. I always called them and switched my product to the new one without going through the process of opening a new account. Did not have any problem so far with them.

Have had MySavingsDirect also in the past and don't remember having any issues with them either. Yes, they all change or drop their interest rates once they have reached their limit of funds they expected. I am tired of opening and

Care to explain what the bad rap you or others have encountered?
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