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Wells Fargo Bank: Open Checking Account w/ Direct Deposit Totaling $1000 and Get Expired

$325 Bonus
+31 Deal Score
101,550 Views
Wells Fargo is offering a $325 Bonus (deposited to your checking account) when you open an Eligible Checking account and Make Direct Deposits Totaling $1000 or More Within 90 Days of Account Opening.

Thanks to Community Member sdiscool for finding this deal.
  • Open a new checking account by February 27, 2023.
  • Make qualifying direct deposits totaling $1000 or more within 90 days of account opening.
  • The $325 bonus will be added to your new account within 30 days.
Account Opening and Enrollment Instructions:
  • To open and enroll your new account in the promotion, visit the offer landing page and start the application. When you apply online from the page, your bonus offer code will automatically be applied. If you choose to apply in-person at a Wells Fargo branch, ensure to generate your offer code and bring it to the Wells Fargo representative.

Original Post

Written by
Edited February 13, 2023 at 11:58 PM by
Enjoy all the great features that come with a new Wells Fargo checking account and qualify for a $325 bonus.* This offer is for new checking customers only.

https://bonusoffer.wf.com/welcomebonus
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Deal
Score
+31
101,550 Views
$325 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

247 Comments

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Featured Comments

not here. haven;t had an acct w these dirtbags in 10+ yrs. opening it online I got a "more info is needed, go to a branch" so.. get f'ed WF
I don't like WF with all illegal crap they have pulled recently.

That said they are the 3rd or 4th biggest bank the USA & in the top 20 in the world. They are not going out of biz soon.
how long before we can close this account after receiving bonus

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Joined Dec 2010
L7: Teacher
> bubble2 2,545 Posts
273 Reputation
coachclass
02-22-2023 at 08:30 AM.
02-22-2023 at 08:30 AM.
Stay away from Wells Fargo. Bad people running the bank.
Reply
Joined Dec 2007
L6: Expert
> bubble2 1,625 Posts
237 Reputation
popomama
02-22-2023 at 08:34 AM.
02-22-2023 at 08:34 AM.
Quote from Seung-JoonL View quoted comment :
Got the money exactly when the date turned 90 days
Nice. Would you mind checking when exactly you opened the account? I am still waiting for my bonus, but I'd like to know when I can expect it. Thanks.
Reply
Joined May 2022
L99: Jack of All Trades
> bubble2 1,031 Posts
133 Reputation
Venom213
02-22-2023 at 08:36 AM.
02-22-2023 at 08:36 AM.
Quote from popomama View quoted comment :
Nice. Would you mind checking when exactly you opened the account? I am still waiting for my bonus, but I'd like to know when I can expect it. Thanks.

When did you open the account and when did you satisfy the $1000 DD?
Reply
Joined Nov 2009
L6: Expert
> bubble2 1,718 Posts
31 Reputation
taller238
02-22-2023 at 08:37 AM.
02-22-2023 at 08:37 AM.
I received the code, but the email term said not necessary do the DD, but only $500 minimal daily balance. So we don't have to DD in this case?
Reply
Joined Nov 2021
New User
> bubble2 9 Posts
10 Reputation
OliveTree677
02-22-2023 at 08:54 AM.
02-22-2023 at 08:54 AM.
Wells Fargo is pretty bad if you really want to use this account. Anything that involves giving you your money they do at the very least legally possible second. Schedule a payment, for example, and they'll pay it on the last day possible at 11:59PM. Same thing with transferring money between accounts. They also have the worst savings/cd interest rates around. Like 0.5% on a one year CD, unless you get an invite for a deal or something.

Any of the other major banks are much better. Capital One online banking had been awesome and the savings interest is 4%.
Reply
Joined Dec 2008
L10: Grand Master
> bubble2 6,191 Posts
502 Reputation
regcustomer88
02-22-2023 at 10:10 AM.
02-22-2023 at 10:10 AM.
Quote from massagemyballs View quoted comment :
setup a DD one 1 cent recurring from your other bank, lol
How does that work. Are you talking about ACH (regular online) transfer from (your own) outside bank to WF ?
Reply
Joined May 2019
L2: Beginner
> bubble2 49 Posts
10 Reputation
ItsAMeMario2025
02-22-2023 at 10:24 AM.
02-22-2023 at 10:24 AM.
What is considered "new checking customer"? Is it never having a checking account or not having one within a certain period?
Reply

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Joined Apr 2013
L3: Novice
> bubble2 198 Posts
44 Reputation
esy1219
02-22-2023 at 10:27 AM.
02-22-2023 at 10:27 AM.
if i work as an independent contractor and get paid random amounts per week, would that qualify as DD? the funds are sent directly to a checking account. However, if the amount varies randomly, would that be an issue?
Reply
Joined May 2011
L6: Expert
> bubble2 1,924 Posts
79 Reputation
Akuma77
02-22-2023 at 10:30 AM.
02-22-2023 at 10:30 AM.
Bad bank. Only BoA rivals rhem
Reply
Joined Nov 2022
L1: Learner
> bubble2 16 Posts
30 Reputation
RRRNetflix
02-22-2023 at 10:37 AM.
02-22-2023 at 10:37 AM.
I already hold a wells fargo checking account. Can i close this account and open one after a week? I read that you shouldn't have received any bonus in past 12 months. I never received any yet and have this account for years.
Reply
Joined May 2022
L99: Jack of All Trades
> bubble2 1,031 Posts
133 Reputation
Venom213
02-22-2023 at 10:42 AM.
02-22-2023 at 10:42 AM.
Quote from esy1219 View quoted comment :
if i work as an independent contractor and get paid random amounts per week, would that qualify as DD? the funds are sent directly to a checking account. However, if the amount varies randomly, would that be an issue?

Jonas long as it adds up.to the 1000 in three months or whatever the time frame is. Check the terms on the page with how much you have
Reply
Joined May 2022
L99: Jack of All Trades
> bubble2 1,031 Posts
133 Reputation
Venom213
02-22-2023 at 10:44 AM.
02-22-2023 at 10:44 AM.
Quote from taller238 View quoted comment :
I received the code, but the email term said not necessary do the DD, but only $500 minimal daily balance. So we don't have to DD in this case?

You may be looking at how to waive the monthly fee. To get the bonus you have to do the following

Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (the qualification period).

Once the 90-day qualification period has elapsed, we will determine if you have met the offer requirements, and will deposit any earned bonus into your new checking account within 30 days.
Reply
Joined May 2022
L99: Jack of All Trades
> bubble2 1,031 Posts
133 Reputation
Venom213
02-22-2023 at 10:55 AM.
02-22-2023 at 10:55 AM.
Quote from Chase1974 View quoted comment :
What is considered "new checking customer"? Is it never having a checking account or not having one within a certain period?

It appears from others above that it's just not having opened one in the last 12 months which is why people will close as soon as they get the bonus so it restarts the timer and they can do it again asap. Same with chase and others although chase is every two years for the checking account bonus iirc
Reply
Joined Nov 2012
L4: Apprentice
> bubble2 339 Posts
38 Reputation
Bk400
02-22-2023 at 11:06 AM.
02-22-2023 at 11:06 AM.
Is says waiting to verify info 2-5 days. Does this mean I have to visit a branch? It says application complete but account not opened
Reply

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Joined Aug 2018
L6: Expert
> bubble2 1,161 Posts
70 Reputation
Kraken09
02-22-2023 at 11:25 AM.
02-22-2023 at 11:25 AM.
Quote from mauiadventure View quoted comment :
It appears from others above that it's just not having opened one in the last 12 months which is why people will close as soon as they get the bonus so it restarts the timer and they can do it again asap. Same with chase and others although chase is every two years for the checking account bonus iirc

The difference is Chase has a new stipulation saying you have to keep the account open for six months or the bonus will be deducted when the account is closed. Closing my account soon so I made sure to wait. They know people do these all the time just for the bonus. This deal for some reason doesn't have it. As much as I hate Wells Fargo I can't turn down free money.
Reply
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