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UFB Preferred Savings: Earn Expired
up to 5.02% APY
UFB Direct, our partner, offers the following benefits with their Preferred Savings account:
Slickdeals may be compensated by UFB Direct
- Earn up to 5.02% APY*.
- No monthly maintenance fees.
- No minimum deposit requirement
- Complimentary ATM card
- Digital tools for seamless remote banking
- Free transfers between direct deposit accounts
Slickdeals may be compensated by UFB Direct
Original Post
Written by
Edited April 13, 2023
at 01:57 PM
UFB Direct, our partner, offers the following benefits with their Preferred Savings account:
- Earn up to 5.02% APY*.
- No monthly maintenance fees.
- No minimum deposit requirement
- Complimentary ATM card
- Digital tools for seamless remote banking
- Free transfers between direct deposit accounts
Created 02-22-2023
at 11:46 AM
by LD7 | Staff
in
Finance
Axos Bank
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And yeah, if you have more than $250k in an account, you might want to break that up and have a few accounts to keep your balances under that threshold…But I bet you already knew that if you have that much cash sitting around.
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I just hope they don't steal our money and we end up on an episode of American Greed
I added UFB as an external account to my CapOne as well, and not the reverse. I did it this way because CapOne has significantly higher ach transfer limits than UFB. The bank that initiates the push/pull ach transfer determines transfer amount limits.
Over this UFB 5%?
All day, any day over UFB, CFG is over 5%
At UFB you get 50.20 for every 1000 you deposit
CFG gives you $51.50 with no access to your funds for a year. I'll pass on that
At UFB you get 50.20 for every 1000 you deposit
CFG gives you $51.50 with no access to your funds for a year. I'll pass on that
https://www.cfg.bank/personal-ban...sit-rates/
https://www.cfg.bank/personal-ban...sit-rates/
On the CFG site I see this:
_______________________________________
*Online High Yield Money Market accounts (No Check Writing Privileges)
Once funding occurs the daily external transfer limit for the CFG High Yield Money Market Account is $5,000. Your external transfers may not exceed $30,000 in a 30-day rolling period.
For the first 30 days after initial funding, all deposits are placed on hold and unavailable for withdrawal.
____________________________________________.
So one of the big concerns I keep hearing is access to one's funds. This seems to provide less access than UFB? Does CFG have a workaround (like wiring money out) as UFB reportedly does?
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Yeah, you have to monitor UFB direct weekly. They with offer better rates on new accounts with a different name. You have apply for that new account then "fund" it by transferring the money from the existing account to the new account. I used to call in for this as well. But if you have the app, you can do it all in less than 15 minutes and not have to wait till the service rep posts it. The money gets posted to show the pending transfer right away.
_______________________________________
*Online High Yield Money Market accounts (No Check Writing Privileges)
Once funding occurs the daily external transfer limit for the CFG High Yield Money Market Account is $5,000. Your external transfers may not exceed $30,000 in a 30-day rolling period.
For the first 30 days after initial funding, all deposits are placed on hold and unavailable for withdrawal.
____________________________________________.
So one of the big concerns I keep hearing is access to one's funds. This seems to provide less access than UFB? Does CFG have a workaround (like wiring money out) as UFB reportedly does?
Maybe they should have explained that. I created my UFB account and wired money in.
I can see your incoming ACH transfer limits are for daily/monthly $250,000 and outgoing daily $2000 and monthly $5000.
However, the limits can be increased temporarily for 72 hours daily $150,000.00 and for rolling 30 Days $400,000.00, if the account has been opened for more than 30 days. For the temporary limit increase request, you have to share the timeframe and amount of the transfers, so we can forward the request to the higher management for further review and
They are giving about 5% interest rates on the CD.
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