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Discover Cardholders: Restaurants & Wholesale Clubs in April-June 2023 Expired

Earn 5% Back
(Up to $1500 Purchases; Activate Offer Now)
+148 Deal Score
114,088 Views
Discover is offering all Discover Cardholders: 5% Back Bonus at Restaurants and Wholesale Clubs valid from April 1 through June 30, 2023, on up to $1500 in purchases when you login to your account and activate this offer on your qualifying Discover account/card.

Thanks to community member BOGOboy for finding this deal

Note, you must activate this offer on your account and take advantage when this offer is active starting on April 1, 2023.

Qualifying Category
  • 5% Back Bonus (Up to $1500 in purchases)
    • Restaurants
    • Wholesale Clubs

Original Post

Written by
Edited March 1, 2023 at 03:13 PM by
Discover Card just announced April-June 2023 Cash Back categories. You can enroll now to begin saving NEXT month at Restaurants & Wholesale Clubs.

Pro tip: Costco.com accepts Discover, where you can buy Shop cards which can be spent in physical clubs where Discover isn't accepted. Also Restaurants commonly run Mother's/Father's Day gift card promos during Q2.

It was always necessary to enroll to earn, but this is the first year that I can remember where they didn't announce the full calendar far in advance.
Apr–Jun
Restaurants and Wholesale Clubs

Earn 5% Cashback Bonus at Restaurants and Wholesale Clubs, April 1 to-June 30, 2023, on up to $1,500 in purchases when you activate.

https://www.discover.com/credit-c...ndar.html#
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Deal
Score
+148
114,088 Views
Earn 5% Back

198 Comments

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Featured Comments

Thanks OP Smilie

Buy the Costco Shop card from Costco online and get the 5% ($75) in one go!

Note that it took 1-2 weeks to get the card by mail Mellow
Too bad costco doesn't take discover (though I think they do online)
When are these cash back credit cards going to adjust the $1500 spend limit for inflation? It should be at least $2k.

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Joined Feb 2014
L8: Grand Teacher
> bubble2 3,275 Posts
2,066 Reputation
iuku
04-12-2023 at 11:44 AM.
04-12-2023 at 11:44 AM.
Quote from Gunn_oza :
Is it true ? Can we use Sam's club GC in Walmart ?

See above comment
Reply
Joined May 2017
L3: Novice
> bubble2 188 Posts
30 Reputation
Qualcomm
04-14-2023 at 08:36 AM.
04-14-2023 at 08:36 AM.
Quote from Asunakob :
Can we buy visa gift cards or other gift cards from the store and still get the 5% cashback? Like what if we bought some gift cards from grocery stores for the current quarter and used them later?

I believe so. Have been doing this for 5% in grocery stores. Basically the bank can only see you spend this amount of money at this location, but Smith's stopped taking CC for visa GC last month. Sam's should be fine though.
Reply
Joined Jul 2019
L8: Grand Teacher
> bubble2 3,923 Posts
170 Reputation
Gb1908
04-15-2023 at 12:31 PM.
04-15-2023 at 12:31 PM.
Quote from kensteele :
just to clarify, a person can shop at costco without an active membership if they use a costco shop card, correct?

Unless you get a shitty store like the ones in Queens, Ny.. militant store employees think they protecting something special or making members standing on line feel good about paying for a membership.
1
Reply
Joined Jan 2007
L8: Grand Teacher
> bubble2 3,236 Posts
432 Reputation
windnsalsa
04-17-2023 at 11:14 AM.
04-17-2023 at 11:14 AM.
'Discover IT' Chrome card: I get following error. Also, there is not 5% offer in the account's reward page

'Oops. Something went wrong. We apologize for any inconvenience, but the rewards calendar is not working at this time. Please check again later.'

Anyone???
Reply
Joined Jul 2015
L4: Apprentice
> bubble2 456 Posts
764 Reputation
rammgasm
04-20-2023 at 04:33 PM.
04-20-2023 at 04:33 PM.
Quote from VerticalCobra :
Thanks OP Smilie

Buy the Costco Shop card from Costco online and get the 5% ($75) in one go!

Note that it took 1-2 weeks to get the card by mail Mellow
Now one can also buy Costco egift cards (Costco Digital Shop Card) and pay with Costco app in store (cannot use for costco online & costco gas station purchases).
Reply
Joined Apr 2010
Chariot Archer
> bubble2 411 Posts
197 Reputation
AoeROR
04-23-2023 at 01:32 AM.
04-23-2023 at 01:32 AM.
Quote from Boujee_mandingo :
I wonder if Chase is also going to mirror this category for their Freedom card...

Maybe next quarter… the first 2 quarters of 2023 with chase freedom flex were very much useless for me.
Reply
Joined Dec 2010
L5: Journeyman
> bubble2 535 Posts
74 Reputation
astro26
04-29-2023 at 11:29 PM.
04-29-2023 at 11:29 PM.
Quote from Sam K :
When are these cash back credit cards going to adjust the $1500 spend limit for inflation? It should be at least $2k.

When the extra 500 they give back to the customer nets them 700-1000 extra per customer to pay for the overhead.
Reply

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Joined Nov 2018
L2: Beginner
> bubble2 48 Posts
14 Reputation
cktechie2018
04-30-2023 at 10:55 AM.
04-30-2023 at 10:55 AM.
Why is this a deal??
Reply
Joined Dec 2011
L6: Expert
> bubble2 1,705 Posts
668 Reputation
mike808
04-30-2023 at 09:05 PM.
04-30-2023 at 09:05 PM.
Quote from tx5995 :
What I see it framed as, is a 4-5% discount for using cash.

I can't know the prices before that discount was implemented but my suspicion is that it's just another way to sneak that CC fee on top.

It is.
The "cash price" discounts went away shortly after merchants tried it (mostly it lingered at gas stations).

The contracts the merchants agree to in accepting branded credit and debit cards (MC, V, DS, AE) with their banks expressly prohibit them from charging a different price based on method of payment.

It's not illegal, but it is a contract violation. MC, V, DS, AE will all notify the merchant's acquiring bank that contractual penalties (to the bank) will be applied to that merchant's transactions if they find out. Acquiring banks will shut down that merchant's accepting any credit cards when they have to pay for their merchant's shenanigans.

The card brands certainly don't want "cash discounts" - they want you to use your card. So they used their contracts to charge big fines whether the merchants try to "discount" other payment methods or charge extra for paying with a card.

The proper place to report a "cash discount" or "card surcharge" is with the merchant compliance department at any of the card brand logos displayed at the merchant or on the payment terminal.

Unfortunately, it is *not* illegal to charge a "service fee" just for accepting electronic payments - as long as there is no difference in the fee based on how you pay. That's still left as a "freedom" for the business to decide and "let the market decide" laissez faire capitalism we have in the US. i.e. charge too much and you lose customers to your competitors who charge less.
Reply
Last edited by mike808 April 30, 2023 at 09:17 PM.
Joined Aug 2015
L8: Grand Teacher
> bubble2 3,171 Posts
277 Reputation
Pi.314
05-08-2023 at 03:19 PM.
05-08-2023 at 03:19 PM.
so im a dumbass and accidentally ordered $1500 worth of digital costco gift cards instead of physical.
discover was charged $1500.

got separate emails for each giftcard with barcode in an hr which is how i realized i ordered the digital version.
costco.com said to bring the barcodes to member services and they'll xfer to physical gift cards.
did that.. easy peasy

I get home and i notice additional charges to discover from costco.com.
Each charge is in the amount of the giftcard.

called up costco.
csr said for digital gift cards, each is billed separately.
the original $1500 is just pending and will drop off in a couple of days.

I'm glad i had the available credit line to float $3k worth of charges EEK!
Reply
Last edited by Pi.314 May 8, 2023 at 03:22 PM.
Joined Feb 2019
L3: Novice
> bubble2 244 Posts
38 Reputation
oporichito
05-13-2023 at 01:06 AM.
05-13-2023 at 01:06 AM.
My costco membership expired in Feb. Any chance I could buy costco shop card without being a member?
Reply
Joined Apr 2018
L2: Beginner
> bubble2 30 Posts
34 Reputation
chadontheboat
05-15-2023 at 06:59 PM.
05-15-2023 at 06:59 PM.
Quote from Dr. J :
Meh. I already get 4% @ Costco and 5% @ BJ's, with the caveat that at BJ's that 5% only applies for non-GC's (3rd party). so probably the best route is 3rd party GC, although they only tend to sell restaurants.

What card gives you 4% at Costco??
Reply
Joined Nov 2005
L10: Grand Master
> bubble2 39,083 Posts
5,506 Reputation
Dr. J
05-16-2023 at 09:25 AM.
05-16-2023 at 09:25 AM.
Quote from chadontheboat :
What card gives you 4% at Costco??
2% executive 2% card. BJ's is 5% card.

Discover cannot be used Costco in-store. It can apparently be used online, however Costco online prices are often higher than the store, for items sold in store.
Reply
Joined Aug 2006
L6: Expert
> bubble2 1,812 Posts
594 Reputation
eversavage
05-16-2023 at 07:09 PM.
05-16-2023 at 07:09 PM.
Quote from Dr. J :
2% executive 2% card. BJ's is 5% card.

Discover cannot be used Costco in-store. It can apparently be used online, however Costco online prices are often higher than the store, for items sold in store.

But if u use the discover cash card with the 2% executive then it's ""almost"" 5% discover + 2% executive on item purchases in store
Reply

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Joined Dec 2004
L10: Grand Master
> bubble2 12,510 Posts
1,365 Reputation
kensteele
05-16-2023 at 07:15 PM.
05-16-2023 at 07:15 PM.
Quote from Pi.314 :
so im a dumbass and accidentally ordered $1500 worth of digital costco gift cards instead of physical.
discover was charged $1500.

got separate emails for each giftcard with barcode in an hr which is how i realized i ordered the digital version.
costco.com said to bring the barcodes to member services and they'll xfer to physical gift cards.
did that.. easy peasy

I get home and i notice additional charges to discover from costco.com.
Each charge is in the amount of the giftcard.

called up costco.
csr said for digital gift cards, each is billed separately.
the original $1500 is just pending and will drop off in a couple of days.

I'm glad i had the available credit line to float $3k worth of charges EEK!
yep you are lucky costco allows you to buy physical gcs in the store using the egc.

so did they reverse the egc charge and then you used your disc card to purchase the physical gcs?
Reply
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