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Wells Fargo B&M (opened at branch) Open a NEW Savings account with $25K in new money, keep it there 90 days, earn $525 bonus (=8%+ APY annualized) expires 6.27

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PLEASE SEE THE LINK FOR COMPLETE DETAILS AND RULES! NO DIRECT DEPOSIT IS REQUIRED FOR THIS OFFER.

HOWEVER YOU MUST FIRST OBTAIN A UNIQUE PROMO CODE AT THE LINK TO PRESENT TO THE BANKER AT THE BRANCH TO CODE ACCOUNT FOR ELIGIBILITY!

Making an appointment to meet in person is highly advised so you're not sitting in the branch for an hour waiting to be helped.


https://bonusoffer.wf.com/savingsbonus?sub_chann


*How to qualify for your $525 bonus

Eligibility Requirements:
This offer is for new savings customers only. All Wells Fargo consumer savings accounts are eligible for this offer with the exception of Time Accounts (CDs) and savings accounts offered by Wells Fargo Private Bank.
You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo savings account.
You are not eligible for this offer if:
You are a current owner of a Wells Fargo consumer savings account
You have received any other consumer savings offer bonus or promotional rate that required a bonus offer code within the past 12 months.
You are a Wells Fargo employee

Bonus Requirements:
To receive the bonus, you must:

Open a new Wells Fargo consumer savings account with a minimum opening deposit of $25 in a Wells Fargo branch by June 27, 2023. All account applications are subject to approval.
Bring $25,000 or more in new money to your new savings account by Day 30 and maintain at least a $25,000 balance through Day 90 after account opening.
New money is money that is new to the customer or new to Wells Fargo (deposited into the customer's new savings account directly from outside of Wells Fargo and Company and all affiliates, or from a Wells Fargo account not owned by the customer).

Bonus Payment:
We will deposit your bonus into your new savings account within 30 days after you have met all offer requirements.
The new savings account must be open at the time we attempt to deposit any earned bonus payment. Please note that an account with a zero balance may be closed by us without prior notice, as further described in the Deposit Account Agreement.
You are responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.

Additional Terms and Conditions:
The consumer savings accounts eligible for this offer are interest-bearing accounts with variable interest rates (which vary by account). For example, Wells Fargo Way2Save® Savings pays an Annual Percentage Yield (APY) of 0.15% on all balances and requires a minimum opening deposit of $25. The APY is accurate as of March 3, 2023, and may change at any time without notice. Interest is compounded daily and paid monthly. The amount of interest earned is based on the daily collected balances in the account. Fees may reduce earnings.
Offer expires June 27, 2023. However, this offer may be discontinued or changed at any time prior to the expiration date without notice.
This offer cannot be:
Paid without a valid U.S. Taxpayer Identification Number (Form W-9 for U.S. persons including a resident alien). Non-resident aliens, signing Form W-8 are not eligible for the offer.
Combined with any other consumer savings offer that requires a bonus offer code (limit one bonus per customer/account).
Reproduced, purchased, sold, transferred, or traded.
The actions required to earn this bonus are separate and distinct from the options available to you to avoid any applicable monthly service fee for the savings account you opened.

Talk with a banker or see the "Consumer Account Fee and Information Schedule" and "Deposit Account Agreement" for complete savings account details, including the applicable monthly service fee and options to avoid it.


Wells Fargo Private Bank offers products and services through Wells Fargo Bank, N.A., Member FDIC and its various affiliates and subsidiaries. Wells Fargo Bank, N.A. is a bank affiliate of Wells Fargo & Company.


**The Wells Fargo Way2Save® Savings account monthly service fee is $5. Minimum opening deposit is $25. The monthly service fee can be avoided with one of the following each fee period:

$300 minimum daily balance
1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account
1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account
1 or more Save As You Go® transfers from a linked Wells Fargo checking account. A qualifying Save As You Go transfer is an automatic transfer of $1 from your linked Wells Fargo checking account to your Way2Save Savings account each time you (or any authorized signer or joint owner) use your debit card for a one-time purchase or complete a Bill Pay transaction through online banking, and the one-time debit card purchase or Bill Pay transaction posts to the account. We reserve the right to determine through our sole discretion if a particular transaction is a qualifying transaction.
Primary account owner is 24 years old or under. (When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.) Customers 12 and under must have an adult co-owner.
Terms and conditions apply. Mobile carrier's message and data rates may apply. See Wells Fargo's Online Access Agreement for more information.
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wealthisachoice
03-27-2023 at 07:51 AM.
03-27-2023 at 07:51 AM.
I opened this account a few weeks ago. They checked to make sure that I would get the bonus--even tho there was a bonus in process for the Checking account. According to someone they spoke with at Corporate the answer was YES it should be fine. I am waiting until day 27 or 28 to make the 25K deposit. The $$$ will only have to be in the account for a little over 60 days then. There are many checking/savings accounts that have interest in the 4 to 6% range. Origin Bank in Tx, LA, and MS are paying 6% on checking up to 40K with qualifications. I've had that account for several months and qualifications are easy and so far no challenges with earning the interest or the bank. There are other Nationwide banks paying high interest. You have to keep your $$$ working for you. P1 and P2 has done the Wells Fargo credit card, checking account and now savings account for the purpose of bonuses. Chase bank did have a $900 bonus for checking/savings account. It's still available if you can find a code for it. Availability for codes was a limited time but they might offer the codes again. Best to get the code and save them vs trying to find them later. That offer expires in April with code.
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Last edited by wealthisachoice March 27, 2023 at 07:55 AM.
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fireman1000
03-27-2023 at 07:58 AM.
03-27-2023 at 07:58 AM.
Wells Fargo financial status is not presently looking very good. They need cash.
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PDSway
03-27-2023 at 08:01 AM.
03-27-2023 at 08:01 AM.
Wells Fargo is the worst!
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bigDeal44
03-27-2023 at 08:03 AM.

Our community has rated this post as helpful. If you agree, why not thank bigDeal44

03-27-2023 at 08:03 AM.
Quote from yybug :
What' bad about this offer?
1. Wells Fargo
2. You can't really get 8% APY as the post seems to suggest. What you really get is 2% in 3 months. These are not the same.
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wealthisachoice
03-27-2023 at 08:24 AM.
03-27-2023 at 08:24 AM.
Quote from bigDeal44 :
1. Wells Fargo
2. You can't really get 8% APY as the post seems to suggest. What you really get is 2% in 3 months. These are not the same.
How did you figure that? You can use 3 months but you only really have to have your $$$ in there for a little over 60 days.
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Joined Nov 2010
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wealthisachoice
03-27-2023 at 08:25 AM.
03-27-2023 at 08:25 AM.
Quote from fireman1000 :
Wells Fargo financial status is not presently looking very good. They need cash.
Hate to say it but all banks need cash but some are worse then others.
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Joined Jul 2006
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SUCHaDEAL
03-27-2023 at 08:27 AM.

Our community has rated this post as helpful. If you agree, why not thank SUCHaDEAL

03-27-2023 at 08:27 AM.
Quote from bigDeal44 :
1. Wells Fargo
2. You can't really get 8% APY as the post seems to suggest. What you really get is 2% in 3 months. These are not the same.
Sorry, but you are incorrect. APY is annual percentage yield, getting 2% TOTAL on your money over 3 months is the same as 8% annualized. If you're earning 3.75% in a money market account now, that's 3.75 annualized. On $25K you'd earn more than double the interest in that same 90 day period having the 25K at Wells vs the 3.75% MM account..

You obviously don't understand how this works, so you need to brush up on your financial IQ.
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SUCHaDEAL
03-27-2023 at 08:30 AM.
03-27-2023 at 08:30 AM.
Quote from diavolo33 :
Is WF "the worst" because they don't pay out bonuses, or are people referring to the shady things WF has been accused of doing? If it's just the latter, who cares.
Sure it's the latter. I was in a Wells Fargo branch last week doing a diffierent offer and I was treated very well and the customer service was excellent and professional. Was very pleased with my experience. And yes, I made an appointment ahead of time.
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SUCHaDEAL
03-27-2023 at 08:35 AM.
03-27-2023 at 08:35 AM.
Quote from wealthisachoice :
I opened this account a few weeks ago. They checked to make sure that I would get the bonus--even tho there was a bonus in process for the Checking account. According to someone they spoke with at Corporate the answer was YES it should be fine. I am waiting until day 27 or 28 to make the 25K deposit. The $$$ will only have to be in the account for a little over 60 days then. There are many checking/savings accounts that have interest in the 4 to 6% range. Origin Bank in Tx, LA, and MS are paying 6% on checking up to 40K with qualifications. I've had that account for several months and qualifications are easy and so far no challenges with earning the interest or the bank. There are other Nationwide banks paying high interest. You have to keep your $$$ working for you. P1 and P2 has done the Wells Fargo credit card, checking account and now savings account for the purpose of bonuses. Chase bank did have a $900 bonus for checking/savings account. It's still available if you can find a code for it. Availability for codes was a limited time but they might offer the codes again. Best to get the code and save them vs trying to find them later. That offer expires in April with code.
Note, I'm quite sure the $900 chase offer required both a checking and savings account established and a Direct Deposit as a kicker. I have to tell you, I'm no fan of playing musical chairs with direct deposit of payroll, pension, etc type payments. Gets way too messy and it's a lot of work given some places take up to 60-90 days to process request changes that pay you.

That's the really nice thing about this $525 bonus, it's very straighforward, ONE savings account for a relatively short period of time (can close it after) NO direct deposit nonsense, no need to be sent checks, a new debit card, etc. etc. The only downside IMO is having to do it in person versus the convenience of your computer.
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wealthisachoice
03-27-2023 at 09:04 AM.
03-27-2023 at 09:04 AM.
Quote from SUCHaDEAL :
Note, I'm quite sure the $900 chase offer required both a checking and savings account established and a Direct Deposit as a kicker. I have to tell you, I'm no fan of playing musical chairs with direct deposit of payroll, pension, etc type payments. Gets way too messy and it's a lot of work given some places take up to 60-90 days to process request changes that pay you.

That's the really nice thing about this $525 bonus, it's very straighforward, ONE savings account for a relatively short period of time (can close it after) NO direct deposit nonsense, no need to be sent checks, a new debit card, etc. etc. The only downside IMO is having to do it in person versus the convenience of your computer.
Totally agree about the Direct Deposits but there are a lot people that can do partials or change their's with ease. Wells Fargo did require Direct Deposit with their checking account bonus also. The $900 bonus for Chase made it worth the hassle to change mine. SS payments are pretty easy to change--just call them and if you are a week prior to your SS check it will go into effect immediately. You must call them to get it changed immediately and then best to verify that it was saved and done. You can do it online but takes longer. Some were saying that Chase did count some other banks ACH as a Direct Deposit. I chose not to take any chances. I like the simple ones also but at this point I'm trying to do all that are available if it is more $$$ then earning the 5% interest. It still has to be worth the trouble and time.
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SUCHaDEAL
03-27-2023 at 09:08 AM.
03-27-2023 at 09:08 AM.
Quote from Pimiusdealer :
Nearly zero interest
0.15% Amy

Current Deposit Rates for 03/25/2023 - 03/31/2023
What is Wells Fargo's interest rate?
How Much Can You Earn? With the base 0.15% APY for Wells Fargo savings accounts, the interest you'll earn over a 10-year period is meager—$15.10 over the course of the decade

$5
**The Wells Fargo Way2Save® Savings account monthly service fee is $5. NO SERVICE FEE with this deal at 25K on account, stop threadcrapping.

Poor rates

https://www.wellsfargo.com/savings-cds/rates/
you're missing the point......you open this for the $525 bonus and once it's earned you close it out of transfer all but the minimum req'd out to a higher earning account. $525 for 60-90 days on account is pretty darn good. Don't get caught up in the regular interest rate it is paying.
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