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SUCHaDEAL 342K Views
Apr 17, 2023 2:14 PM

Apple Card Savings Account:

4.15% Interest

(No Minimum Deposits)at Apple Store
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Deal Details
Apple is offering an Apple Card Savings Account with 4.15% Interest.

Thanks to Community Member SUCHaDEAL for finding this deal.
  • High-yield APY of 4.15%
  • No Fees
  • No Minimum Deposits
  • No Minimum Balance Requirements
  • No Foreign Transaction Fees
What you need to open and maintain an account:
  • Be an owner or co-owner of an active Apple Card account and add Apple Card to your iPhone.
  • Be at least 18 years or older.
  • Have a social security number or individual taxpayer identification number.
  • Be a U.S. resident with a valid, physical U.S. address.
  • Set up two-factor authentication for your Apple ID and update to the latest version of iOS.
How to set up Savings:
  • On your iPhone, open the Wallet app and tap Apple Card.
  • Tap the More button, then tap Daily Cash.
  • Tap Set Up next to Savings, then follow the onscreen instructions.
  • Additional Setup Information

Editor's Notes

Written by SlickDealio
  • About the deal:

Original Post

Written by SUCHaDEAL
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Apple is offering an Apple Card Savings Account with 4.15% Interest.

Thanks to Community Member SUCHaDEAL for finding this deal.
  • High-yield APY of 4.15%
  • No Fees
  • No Minimum Deposits
  • No Minimum Balance Requirements
  • No Foreign Transaction Fees
What you need to open and maintain an account:
  • Be an owner or co-owner of an active Apple Card account and add Apple Card to your iPhone.
  • Be at least 18 years or older.
  • Have a social security number or individual taxpayer identification number.
  • Be a U.S. resident with a valid, physical U.S. address.
  • Set up two-factor authentication for your Apple ID and update to the latest version of iOS.
How to set up Savings:
  • On your iPhone, open the Wallet app and tap Apple Card.
  • Tap the More button, then tap Daily Cash.
  • Tap Set Up next to Savings, then follow the onscreen instructions.
  • Additional Setup Information

Editor's Notes

Written by SlickDealio
  • About the deal:

Original Post

Written by SUCHaDEAL

Community Voting

Deal Score
+348
Good Deal
Get Deal at Apple Store

Top Comments

virals1012
411Comments
3.6KReputation
Here are the links to get started opening this account:

https://learn.applecard.apple/benefits

https://wallet.apple.com/setup/feature/savings
Go to Comment
CTownIntegra
16Comments
80Reputation
Sign ups are live. In the wallet app, select your Apple Card, go to the top right menu and hit Apple Cash, and change redemption to savings. Enter your social and you're done.
Go to Comment
qkumbr
3.8KComments
1.8KReputation
The account is backed by Goldman Sachs - a bank.
Go to Comment

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526 Comments

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Apr 19, 2023 5:37 PM
586 Comments
Joined Jan 2017
iamshipon1988Apr 19, 2023 5:37 PM
586 Comments
I still can't sign up. Have been trying since seeing the original post. I'm in nyc.
Apr 19, 2023 5:40 PM
2.5K Comments
Joined Aug 2011
anerdnamedjoshuaApr 19, 2023 5:40 PM
2.5K Comments
Would definitely hop on this if I wasn't already getting 5.03% APY through Primis.
Apr 19, 2023 6:26 PM
32 Comments
Joined Aug 2004
tumbaApr 19, 2023 6:26 PM
32 Comments
Quote from yourbestfriendjoshua View quoted comment :
Would definitely hop on this if I wasn't already getting 5.03% APY through Primis.
Why? 5.03 > 4.15 or not?
Apr 19, 2023 6:57 PM
1.7K Comments
Joined Jun 2016
pink_niruApr 19, 2023 6:57 PM
1.7K Comments
Robinhood gives 4.40% with Gold account
Apr 19, 2023 7:06 PM
292 Comments
Joined Jun 2014
frozty89Apr 19, 2023 7:06 PM
292 Comments
Us treasuries are paying 5% just open a Treasury direct account.
Apr 19, 2023 7:48 PM
1.9K Comments
Joined Jun 2014
gorillatechmanApr 19, 2023 7:48 PM
1.9K Comments
Quote from tumba View quoted comment :
My funds left my connected accounts and they are in Apple savings account for a few days and I am not able to do any withdrawal yet.
Of course you can't, the Apple savings account went live on monday.

ACH deposits take time to clear. Have you never transferred money before with banks?
Apr 19, 2023 7:50 PM
1.9K Comments
Joined Jun 2014
gorillatechmanApr 19, 2023 7:50 PM
1.9K Comments
Quote from iamshipon1988 View quoted comment :
I still can't sign up. Have been trying since seeing the original post. I'm in nyc.
I'm pretty sure it's not because of your location at least, because I'm in the same dump as you, and I was able to sign up on monday. If you're not on latest OS, then you need to update.

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Apr 19, 2023 7:51 PM
1.9K Comments
Joined Jun 2014
gorillatechmanApr 19, 2023 7:51 PM
1.9K Comments
Quote from pink_niru View quoted comment :
Robinhood gives 4.40% with Gold account
Which has a monthly fee.
Apr 19, 2023 7:52 PM
1.4K Comments
Joined Jan 2004
seawolfApr 19, 2023 7:52 PM
1.4K Comments
Quote from gorillatechman View quoted comment :
LOL@ the people who think that they're smart that keep mentioning other places that might have a slightly higher rate.

It's not just about the rate, it's about the overall package and the extreme convenience and ease of use. It literally took me less than a minute to open my account yesterday. It was the most hassle free and quickest account opening I've ever done.

The average person is not a financial wizard and they just want something that's simple and easy and effective to use and this savings account fits the bill. The average person is not going to go and buy T-bills every few weeks or months or open up an account at another no-name place that gives a fraction of a percentage higher rate.

The servers were under stress yesterday, as there were no doubt tons of people opening up accounts, as all it takes is basically a few button clicks.
So those people have been putting their money where all this time? Now they are paying a 0.55% spread for the privilege.

And I'm typing this on my iPhone. I prefer iPhone over Android but this is not a slick deal.
Last edited by seawolf April 19, 2023 at 12:55 PM.
1
Apr 19, 2023 7:53 PM
46 Comments
Joined Nov 2006
RROMANApr 19, 2023 7:53 PM
46 Comments
Quote from L3ATHAFAC3 View quoted comment :
Anyone know of a deal for new Apple Card opening?
I got $75 from credit carma deal
Apr 19, 2023 7:56 PM
1.7K Comments
Joined Jun 2016
pink_niruApr 19, 2023 7:56 PM
1.7K Comments
Quote from gorillatechman View quoted comment :
Which has a monthly fee.
$5 a month is not a big fee when u get extra % on ur deposit..just $1000 extra on ur deposit will recover that fee
2
Apr 19, 2023 8:01 PM
1.9K Comments
Joined Jun 2014
gorillatechmanApr 19, 2023 8:01 PM
1.9K Comments
Quote from seawolf View quoted comment :
So those people have been putting their money where all this time? Now they are paying a 0.55% spread for the privilege.

And I'm typing this on my iPhone. I prefer iPhone over Android but this is not a slick deal.
The average person doesn't even know what a spread is, in relation to finances.

They would probably think it's something to put on their bread.

Apr 19, 2023 8:13 PM
1.9K Comments
Joined Jun 2014
gorillatechmanApr 19, 2023 8:13 PM
1.9K Comments
Quote from pink_niru View quoted comment :
$5 a month is not a big fee when u get extra % on ur deposit..just $1000 extra on ur deposit will recover that fee
Everybody's financial situation is of course different. Some people don't even have $1000 to their name.

I don't have anything against Robinhood gold, I've used it a few times in the past. Their app makes it very easy to trade stocks on a phone. When I had gold, I used it for margin purposes, as stocks is what I used the app for.​
Apr 19, 2023 8:15 PM
81 Comments
Joined Aug 2011
damkoApr 19, 2023 8:15 PM
81 Comments
Quote from tumba View quoted comment :
Yes, but have you actually read their Terms and Conditions about other types of withdraws from this savings account? Have you personally tried to take any amount out of there by any means?

My funds left my connected accounts and they are in Apple savings account for a few days and I am not able to do any withdrawal yet.
Yes and you can read it too here: https://www.goldmansachs.com/term...eement.pdf

You can't withdraw any money because it takes days to process your transfers( your $$ transfer is still processing)… this is a standard practice.

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Apr 19, 2023 8:16 PM
1.7K Comments
Joined Jun 2016
pink_niruApr 19, 2023 8:16 PM
1.7K Comments
Quote from gorillatechman View quoted comment :
Everybody's financial situation is of course different. Some people don't even have $1000 to their name.

I don't have anything against Robinhood gold, I've used it a few times in the past. Their app makes it very easy to trade stocks on a phone. When I had gold, I used it for margin purposes, as stocks is what I used the app for.​
I understand and agree with that.. but at the same time to earn interest I am sure investment amount will be high. No one deposit and search for deal to invest total $1000 investment to earn $5 a year

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