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expiredGambit57 posted Apr 18, 2023 4:41 PM

Paypal Savings Account High Yield 4.15%

PayPal.com
84 Comments
38.6K Views
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Pretty good rate for savings account on Paypal. Has all the usual features like no minimums, no fees, etc.
Only downside compared to other banks is, there doesn't seem to be any sign up bonus if you already have a paypal account.

https://www.paypal.com/us/digital...art-saving
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Community Notes
About the Poster
Pretty good rate for savings account on Paypal. Has all the usual features like no minimums, no fees, etc.
Only downside compared to other banks is, there doesn't seem to be any sign up bonus if you already have a paypal account.

https://www.paypal.com/us/digital...art-saving

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84 Comments

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Apr 20, 2023 2:45 AM
2.4K Comments
Joined Dec 2018
HonestMammoth473Apr 20, 2023 2:45 AM
2.4K Comments
Quote from nevergoodenough :
never in my life would I trust PayPal with my money, they freeze my money for no reason every time someone pays me. Thats not their savings program but def don't trust them.
I agree. I haven't had too many bad experiences with PayPal, but the ones I have had lead me to believe they're entirely incompetent. A few months ago I ordered vitamins/supplements from a company and one of the products (flax seed oil) was rancid. The company was giving me a hard time about a refund/replacement and I ended up filing a PayPal dispute. PayPal sent me a request proving that the oil was rancid. I replied with a photo of the oil and a statement that it would be impossible for me to "prove" it was rancid via photo. They closed the dispute in the merchant's favor less than 48 hours later. When I called them, they said the dispute was closed because the product wasn't significantly different than what I paid for. When I replied that it was rancid, the rep in the dispute department said: "I don't know what that means." I got his supervisor and he also did not know what the word meant. He said they didn't know what the word meant so they just processed the dispute without any consideration of "rancid." That was the entire basis of the dispute! I can't even fathom giving them jurisdiction over a $50,000 transfer ,,,
Apr 20, 2023 2:52 AM
1.4K Comments
Joined Jul 2010
MadJukesApr 20, 2023 2:52 AM
1.4K Comments
Another vote for Paypal is the Pits.

NEVER give them any money.
Apr 20, 2023 3:04 AM
837 Comments
Joined Nov 2004
PikachuWarriorApr 20, 2023 3:04 AM
837 Comments
Quote from MacGruber77 :
Weren't they also planning to fine you $2500 for spreading misinformation?
ohhh snap!
1
Apr 20, 2023 3:05 AM
837 Comments
Joined Nov 2004
PikachuWarriorApr 20, 2023 3:05 AM
837 Comments
But anyway, I only use Paypal for Ebay purchases, but pay it off within the next month.
1
Apr 20, 2023 3:26 AM
50 Comments
Joined Oct 2020

This comment has been rated as unhelpful by Slickdeals users.

Apr 20, 2023 4:35 AM
2K Comments
Joined Dec 2009
JesrfApr 20, 2023 4:35 AM
2K Comments
I got 5.25% back in 1978 at the neighborhood savings and loan- I had $400 in there!
1
Apr 20, 2023 5:04 AM
11K Comments
Joined Feb 2011
shopperuvdealzApr 20, 2023 5:04 AM
11K Comments
Quote from neosaver :
cfg is at 5.02% APY

https://www.cfg.bank/personal-ban...sit-rates/
They hold $1,000 of your money hostage to recieve that rate.

I already had money at paypal so I just moved most of it into the savings.
Funny thing is I got a paypal alert the next day saying my apy just increased to 4.15%. It was 4.15% when I opened it , so how is that an increase. My alzeimer isn't THAT bad yet , lol .
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Apr 20, 2023 5:09 AM
1.5K Comments
Joined May 2018
vaiof1Apr 20, 2023 5:09 AM
1.5K Comments
Don't use PayPal as a bank, it will take your money away
Apr 20, 2023 5:54 AM
763 Comments
Joined Nov 2010
clearwater81Apr 20, 2023 5:54 AM
763 Comments
PayPal Savings is coming soon!
Earn interest & watch your money grow.
No minimum balance or monthly fees.
Check back here for a new way to save.
Stay UpdatedStay Updated success
3
Apr 20, 2023 6:21 AM
3.3K Comments
Joined Nov 2011

This comment has been rated as unhelpful by Slickdeals users.

Apr 20, 2023 7:20 AM
255 Comments
Joined Aug 2022
cornerblitz13Apr 20, 2023 7:20 AM
255 Comments
How much is the fee if you say something that they don't like?
1
Apr 20, 2023 8:02 AM
11K Comments
Joined Feb 2011
shopperuvdealzApr 20, 2023 8:02 AM
11K Comments
Quote from Tuckin :
redneck.bank is still the highest ive found
Would have been nice but they require you to make 10 debit card purchases each month to get the 4.80% apy. If you don't its only .25%.
1
Apr 20, 2023 8:15 AM
1.4K Comments
Joined Nov 2005
cazic99Apr 20, 2023 8:15 AM
1.4K Comments
PayPal freezes your money! Why would somebody chose to keep money with PayPal when Apple offers same rate?
Apr 20, 2023 8:28 AM
3.1K Comments
Joined Jul 2011
euuser1398928Apr 20, 2023 8:28 AM
3.1K Comments
I find it interesting. 100 people in this thread all with different life backgrounds and experiences yet all have the same opinion of PayPal.
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Apr 20, 2023 11:00 AM
304 Comments
Joined Nov 2003
gdimarcoApr 20, 2023 11:00 AM
304 Comments
Quote from neosaver :
cfg is at 5.02% APY

https://www.cfg.bank/personal-ban...sit-rates/
Not the same, not insured
1

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