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Wells Fargo $325 Bonus for new customers opening an Everyday Checking account and completing qualifying activities

+48 Deal Score
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https://accountoffers.wellsfargo....lcomebonus

Open an Everyday Checking account** with a minimum opening deposit of $25 from this offer webpage. Complete the qualifying requirements to receive your $325 bonus. This offer is for new checking customers only.

1. Open
Open a new Everyday Checking account from this offer webpage with a minimum opening deposit of $25, by May 22, 2023.

Or open a new eligible checking account at a Wells Fargo branch with a minimum opening deposit of $25 by May 22, 2023. You must provide the bonus offer code to the banker at the time of account opening.

2. Deposit
Receive a total of $1,000 or more in qualifying direct deposits to your new checking account within 90 calendar days of account opening (the qualification period).

3. Enjoy
Once the 90-day qualification period has elapsed, we will determine if you have met the offer requirements and will deposit any earned bonus into your new checking account within 30 days.


**The Wells Fargo Everyday Checking account monthly service fee is $10. Minimum opening deposit is $25.

The monthly service fee can be avoided with one of the following each fee period:
$500 minimum daily balance
$500 or more in total qualifying direct deposits
A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account. Confirm with your employer or the agency or company making these payments that they use the ACH network.
Transfers from one account to another, mobile deposits, or deposits made at a branch or ATM don't qualify.
Direct deposits made available early with Early Pay Day will not count towards applicable options to avoid your account's monthly service fee until the deposit posts to your account and is no longer pending (e.g., the pay date scheduled by your payor).
Primary account owner is 17-24 years old. (When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.).
Linked to a Wells Fargo Campus ATM Card or Campus Debit Card.
Eligibility is based on university and college participation in the Wells Fargo Campus Card℠ program. Ask a banker or visit wellsfargo.com/campuscard for additional details.

Important Note: "Qualifying direct deposit", a bonus offer requirement and way to avoid the monthly service fee on the Everyday Checking account will include additional qualifying electronic deposits effective April 24, 2023. For details about additional qualifying electronic deposits, please see the "Consumer Account Addenda".

Eligibility Requirements:
This offer is for new checking customers only. All Wells Fargo consumer checking accounts are eligible for this offer with the exception of checking accounts offered by Wells Fargo Private Bank.
You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo checking account.
You are not eligible for this offer if:
You are a current owner of a Wells Fargo consumer checking account
You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
You are a Wells Fargo employee

Bonus Requirements:
Open a new Wells Fargo consumer checking account with a minimum opening deposit of $25 by May 22, 2023. All account applications are subject to approval.
Within 90 calendar days of account opening (the "qualification period"), receive a total of $1,000 or more in qualifying direct deposits to your new checking account.
A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account. Confirm with your employer or the agency or company making these payments that they use the ACH network.
Transfers from one account to another, mobile deposits, or deposits made at a branch or ATM don't qualify as a direct deposit.
A direct deposit made available early with Early Pay Day does not count toward the bonus requirements until it posts to your account and is no longer pending (e.g. the pay date scheduled by your payor).

Bonus Payment:
Once the 90-day qualification period has elapsed, we will determine if you have met the offer requirements, and will deposit any earned bonus into your new checking account within 30 days.
The new checking account must remain open throughout the 90-day qualification period and at the time we attempt to deposit any earned bonus payment. Please note that an account with a zero balance may be closed by us without prior notice, as further described in the Deposit Account Agreement.
You are responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.

Additional Terms and Conditions:
Offer expires May 22, 2023. However, offer may be discontinued or changed at any time prior to the expiration date without notice.
Offer cannot be:
Paid without a valid U.S. Taxpayer Identification Number (Form W-9 for U.S. persons including a resident alien). Non-resident aliens, signing Form W-8 are not eligible for the offer.
Combined with any other consumer deposit offer (limit one bonus per customer/account).
Reproduced, purchased, sold, transferred, or traded.
The actions required to earn this bonus are separate and distinct from the options available to you to avoid any applicable monthly service fee for the checking account you opened.
Talk with a banker or see the "Consumer Account Fee and Information Schedule" and "Deposit Account Agreement" for complete checking account details, including the applicable monthly service fee and options to avoid it.
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Created 04-30-2023 at 01:47 PM by Angry
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

141 Comments

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Joined Mar 2016
L2: Beginner
> bubble2 44 Posts
17 Reputation
memphisambition
06-23-2023 at 06:16 AM.
06-23-2023 at 06:16 AM.
Quote from memphisambition :
I think I figured out what happened with mine. I opened account on 2/25, however the intitial deposit didn't post to my Wells Fargo checking account until 3/2.

Terms of the offer read: "Open a new Wells Fargo consumer checking account with a minimum opening deposit of $25 by February 27, 2023. All account applications are subject to approval."

Now the question is - even though I opened the account by 2/27 deadline, Since the initial deposit didn't offically post until 3/2 - did I miss out?
Just got my $325 on like the 118th day!! I had written this off and as failed attempted and sure enough it was in there today!!
Reply
Last edited by memphisambition June 23, 2023 at 03:54 PM.
Joined Jan 2012
L2: Beginner
> bubble2 46 Posts
10 Reputation
mistapikal
06-23-2023 at 07:04 AM.
06-23-2023 at 07:04 AM.
Quote from memphisambition :
Just got my $325 on like the 118th day!! I had written this off and an failed attempted and sure enough it was in there today!!

I opened my account a few days before you and still haven't received my money despite depositing more than $1,000. I called a few times the past 2 months and they keep telling me to wait. Other accounts bonuses like Fidelity never had this issue and post right on time. Will not be banking with Wells in the future based on my experience so far..
Reply
Joined Mar 2016
L2: Beginner
> bubble2 44 Posts
17 Reputation
memphisambition
06-23-2023 at 03:56 PM.
06-23-2023 at 03:56 PM.
Quote from mistapikal :
I opened my account a few days before you and still haven't received my money despite depositing more than $1,000. I called a few times the past 2 months and they keep telling me to wait. Other accounts bonuses like Fidelity never had this issue and post right on time. Will not be banking with Wells in the future based on my experience so far..
Yeah I'm closing the account asap. I have there 2% Cashback credit which is great with no annual fee, but I don't want any other accounts with them
Reply
Joined Mar 2016
L2: Beginner
> bubble2 44 Posts
17 Reputation
memphisambition
06-27-2023 at 05:56 AM.
06-27-2023 at 05:56 AM.
Quote from Peerless_Warrior :
Is this worth the hassle?
I'd say yes, just got to be sure to read the terms closely. 30% return in 3 months is hard to beat
Reply
Joined Dec 2011
L5: Journeyman
> bubble2 731 Posts
144 Reputation
lentm
06-27-2023 at 05:58 AM.
06-27-2023 at 05:58 AM.
How do you know if I met my requirement? I made a deposit of $1,000 through ACH transfer from the other bank, it's cleared with category: "Direct Deposit." Am I good enough? Can I leave $500 to avoid the fee and transfer $500 to another bank account?
Reply
Joined Nov 2013
New User
> bubble2 14 Posts
10 Reputation
funkyT80
06-28-2023 at 08:29 AM.
06-28-2023 at 08:29 AM.
Quote from lentm :
How do you know if I met my requirement? I made a deposit of $1,000 through ACH transfer from the other bank, it's cleared with category: "Direct Deposit." Am I good enough? Can I leave $500 to avoid the fee and transfer $500 to another bank account?
"A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account. Confirm with your employer or the agency or company making these payments that they use the ACH network.
Transfers from one account to another, mobile deposits, or deposits made at a branch or ATM don't qualify."

I don't think an ACH transfer from your bank counts, they want you to set up direct deposit through your employer or another regular income source. The whole idea is to make is just complicated enough that you stick with them after they give you the bonus.

Reply
Joined Oct 2014
L2: Beginner
> bubble2 67 Posts
126 Reputation
theSpruceMoose12
06-28-2023 at 12:52 PM.
06-28-2023 at 12:52 PM.
Finally got my bonus after direct deposit from 2/28. I thought I did it wrong also forgetting to do the $25 minimum deposit, but it worked with the 2 direct deposits of $500.
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Joined Feb 2019
L3: Novice
> bubble2 139 Posts
14 Reputation
AmusedShoe533
07-31-2023 at 12:08 PM.
07-31-2023 at 12:08 PM.
Quote from zevonangel :
Before this promotion I got a letter from Wells Fargo saying: "in order to open an account we'll need some additional information." - I called them and yes it was them that sent me the letter, and no I didn't try to make an account. I asked to talk to their fraud prevention and they said "we'll call you in a week to help you determine what to do and tell you what information was compromised." A week passed, I called, I waited, had to call different days again. Later: we'll call you back then turned into: "we'll send the info in the mail. I called called called them and finally gave up. More than 4 months later I got something in the mail: no info about which info was compromised and just a couple pieces of paper that generalized 'what you can do to prevent fraud."

This was after their scam years ago with workers opening accounts without customers knowing.
It was probably THEM trying to open an account in your name- they are known for doing that and getting in trouble for doing it. It's an absolute shit bank.
Reply
Joined Feb 2019
L3: Novice
> bubble2 139 Posts
14 Reputation
AmusedShoe533
07-31-2023 at 12:12 PM.
07-31-2023 at 12:12 PM.
Quote from Abstracted :
Here are just a few of their recent scandals...

March 2017: The bank reaches a $110 million settlement to compensate affected customers in its fake accounts scandal.

August 2017: Wells Fargo clarifies that it created as many as 3.5 million fraudulent bank accounts between 2009 and 2016.

February 2018: The Federal Reserve takes unprecedented action against Wells Fargo by setting an asset cap for the institution at $1.95 trillion in assets until it "sufficiently improves its governance and controls," the Fed said in a statement. It was the first time the Fed imposed a cap on the entire assets of a financial institution. The Fed also forced the bank to remove three board members. As of Nov. 16, 2022, the bank was still under its asset cap.

April 2018: Wells Fargo is fined more than $1 billion for unethical conduct in its mortgage and auto loans businesses. The CFPB found that the bank overcharged consumers on mortgage interest rates and unfairly added insurance policies that tacked on additional costs to borrowers' auto loans.

August 2018: Wells Fargo pays a $2.1 billion penalty for its role in the 2008 housing crisis. The Justice Department found that the bank lied to investors about the creditworthiness of the mortgage loans it sold them.

February 2020: The Justice Department and the SEC fine Wells Fargo $3 billion for its fake accounts scandal.

September 2021: Wells Fargo pays $72.6 million to settle Justice Department lawsuits after the agency found the bank overcharged hundreds of currency exchange customers. The bank would give customers "false explanations" about the erroneous fees it added to the cost to swap currencies.

December 2022: The CFPB orders Wells Fargo to pay $1.7 billion in fines and $2 billion in consumer redress in connection with "illegal activity" across several of its product lines.
Yeah, I closed my account with them after 28 years because they had opened 3 savings accounts an a line of credit without me even knowing. Just pass on anything Wells Fargo related. Absolute trash.
Reply
Joined Dec 2011
Two Minds Became One
> bubble2 13,455 Posts
Peerless_Warrior
07-31-2023 at 12:43 PM.
07-31-2023 at 12:43 PM.
Quote from AmusedShoe533 :
It was probably THEM trying to open an account in your name- they are known for doing that and getting in trouble for doing it. It's an absolute shit bank.
That's scary. How are they in business?
Reply
Joined Feb 2019
L3: Novice
> bubble2 139 Posts
14 Reputation
AmusedShoe533
07-31-2023 at 06:42 PM.
07-31-2023 at 06:42 PM.
Quote from Peerless_Warrior :
That's scary. How are they in business?
Because the fines they keep getting hit with are less than what they make being crooked.
Reply
Joined Mar 2008
L7: Teacher
> bubble2 2,875 Posts
340 Reputation
produke
07-31-2023 at 06:53 PM.
07-31-2023 at 06:53 PM.
Terms are written worse than Rumpulstilskin's.
Reply
Joined Dec 2011
Two Minds Became One
> bubble2 13,455 Posts
Peerless_Warrior
08-01-2023 at 08:45 AM.
08-01-2023 at 08:45 AM.
Quote from AmusedShoe533 :
Because the fines they keep getting hit with are less than what they make being crooked.
Useless government...
Reply
Joined May 2012
L5: Journeyman
> bubble2 1,361 Posts
67 Reputation
nova_and_onyx
08-03-2023 at 05:42 PM.
08-03-2023 at 05:42 PM.
What's the average time it's taking to get the bonus? I'm coming up on exactly 3 months from the time I opened my account.
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Joined May 2012
L5: Journeyman
> bubble2 1,361 Posts
67 Reputation
nova_and_onyx
08-04-2023 at 10:33 AM.
08-04-2023 at 10:33 AM.
Quote from nova_and_onyx :
What's the average time it's taking to get the bonus? I'm coming up on exactly 3 months from the time I opened my account.
Update: My bonus came the next day. Applause
Reply
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