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($200/150) Discover Online Bank Signup Bonus

+29 Deal Score
41,274 Views
Discover is offering a signup bonus again on their high yield savings accounts.

$150 if you deposit $15,000 or more
$200 if you deposit $25,000 or more


Offer ends 6/15. Current rate is 3.75%, not as high as other places but others don't offer a bonus and discover service has been great for me.

https://www.discover.com/online-b...gs-lng-04/

QA note: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code GOBR223 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.
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($200/150) Discover Online Bank Signup Bonus
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Created 05-07-2023 at 04:11 PM by bigrich147
in Personal Finance (8) Discover.com
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Score +29
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Joined Jul 2012
L5: Journeyman
> bubble2 523 Posts
186 Reputation
denda
05-07-2023 at 05:05 PM.
05-07-2023 at 05:05 PM.
Discover customer service is consistently great
2
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Joined May 2019
L3: Novice
> bubble2 291 Posts
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huaweipurch
05-08-2023 at 09:30 AM.

Our community has rated this post as helpful. If you agree, why not thank huaweipurch

05-08-2023 at 09:30 AM.
sounds you can have this only once your entire life. as long as you had a discover savings before, you are DSQ'ed.
1
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Joined Jul 2016
New User
> bubble2 17 Posts
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doranmartell
05-08-2023 at 02:45 PM.
05-08-2023 at 02:45 PM.
Quote from huaweipurch View quoted comment :
sounds you can have this only once your entire life. as long as you had a discover savings before, you are DSQ'ed.
Not only that, I signed up for an account less than two weeks before the promo began, got a mailer for the promo, but when I contacted customer service they refused to allow me to qualify. I signed up for Discover over other options because I thought they tried to do things right by their customer, and ended up teased and disappointed.
2
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Joined Sep 2018
L4: Apprentice
> bubble2 341 Posts
46 Reputation
JB112
05-08-2023 at 04:20 PM.
05-08-2023 at 04:20 PM.
If you have a discover card, a no brainer since they combine your logins.
1
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Joined Dec 2012
L7: Teacher
> bubble2 2,648 Posts
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coolchicagoguy
05-08-2023 at 04:59 PM.
05-08-2023 at 04:59 PM.
Quote from doranmartell View quoted comment :
Not only that, I signed up for an account less than two weeks before the promo began, got a mailer for the promo, but when I contacted customer service they refused to allow me to qualify. I signed up for Discover over other options because I thought they tried to do things right by their customer, and ended up teased and disappointed.
I did the same but it was less than 2-3 days after signing up. It was $450 for $35K deposit. They eventually honored it after around 4-5 weeks.
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Joined Sep 2012
L3: Novice
> bubble2 203 Posts
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cbr1000
05-08-2023 at 05:51 PM.
05-08-2023 at 05:51 PM.
Quote from huaweipurch View quoted comment :
sounds you can have this only once your entire life. as long as you had a discover savings before, you are DSQ'ed.
I had an account years ago and tried to sign up for this. Lifetime single promotion is a weird business approach.
1
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Joined Nov 2010
L5: Journeyman
> bubble2 576 Posts
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gcretro
05-08-2023 at 08:16 PM.
05-08-2023 at 08:16 PM.
Quote from coolchicagoguy View quoted comment :
I did the same but it was less than 2-3 days after signing up. It was $450 for $35K deposit. They eventually honored it after around 4-5 weeks.
I signed up 3 days ago, Friday. I have not made deposits yet. Will customer service honor this promo?
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Joined Nov 2016
L4: Apprentice
> bubble2 459 Posts
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TurboSri
05-08-2023 at 08:46 PM.
05-08-2023 at 08:46 PM.
I opened the account by applying the code. And, about a couple of weeks after I deposited the money, I received the bonus.

I then went ahead and closed the account, as I ended up moving the money to a different HY savings account that pays ~4.75%.
1
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Joined Dec 2014
L3: Novice
> bubble2 100 Posts
16 Reputation
coolraaj15
05-08-2023 at 10:46 PM.
05-08-2023 at 10:46 PM.
Quote from TurboSri View quoted comment :
I opened the account by applying the code. And, about a couple of weeks after I deposited the money, I received the bonus.

I then went ahead and closed the account, as I ended up moving the money to a different HY savings account that pays ~4.75%.

Where do you usually move for 4.75%, without creating CD. I do keep in RBH, without investing, my other investment are there too.
Reply
Joined Mar 2012
L4: Apprentice
> bubble2 482 Posts
24 Reputation
MordyNYC
05-08-2023 at 11:11 PM.
05-08-2023 at 11:11 PM.
Quote from coolraaj15 View quoted comment :
Where do you usually move for 4.75%, without creating CD. I do keep in RBH, without investing, my other investment are there too.
Short term treasury bonds.
CDs are stupid now.
Find an alternative to your cash but not stocks or real estate.
Reply
Joined Mar 2008
L8: Grand Teacher
> bubble2 3,027 Posts
348 Reputation
produke
05-09-2023 at 04:21 AM.
05-09-2023 at 04:21 AM.
Their saving is around 3.75%. I have been with them for over a decade. Never more than 30 sec hold. Very courteous.
Reply
Joined Aug 2016
L10: Grand Master
> bubble2 6,127 Posts
324 Reputation
duckeggs
05-09-2023 at 06:32 AM.
05-09-2023 at 06:32 AM.
Quote from denda View quoted comment :
Discover customer service is consistently great
until someone working there steal your points 👀👀👀👀👀👀
3
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Joined Oct 2017
L7: Teacher
> bubble2 2,838 Posts
867 Reputation
02nz
05-09-2023 at 07:13 AM.
05-09-2023 at 07:13 AM.
Quote from cbr1000 View quoted comment :
I had an account years ago and tried to sign up for this. Lifetime single promotion is a weird business approach.
Indeed. Even Capital One (of which I'm not the biggest fan) allows you to get the bonus again after 4 years or so of not having that type of account.
Reply
Joined Feb 2011
L6: Expert
> bubble2 1,251 Posts
Kairi
05-09-2023 at 07:52 AM.
05-09-2023 at 07:52 AM.
I have a feeling they are doing this because current customers are moving their money out of Discover into other higher rates online savings. I being one of them -- shifted a chunk of my money to Citi Accelerated Savings and others.

If they can't compete on the interest rate, they have to do these promos, which is great for new people, but doesn't benefit current account holders.
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