Update: This popular offer is still available.
U.S. Bank offers a
$500 or $750 Bonus when you
Open an Eligible Business Checking Account using promo code
AFL23 and make a
Deposit Totalling $5,000+ or $15,000+ within
30 days of opening your account. Must maintain your balance for
60 days after the account opening and enroll in online banking or the U.S. Bank Mobile App to earn your bonus. Offer valid through August 31, 2023. Member FDIC.
Thanks to Community Member
desitoyota for sharing this deal.
Offer Instructions:
- Promo code AFL23 MUST be used when opening the business checking account. Limit of one Business Checking bonus per business.
- A $100 minimum deposit is required to open a U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account.
- Must enroll in online banking or the U.S. Bank Mobile App within 60 days to earn your bonus.
- Earn $500 when you deposit $5,000
- Earn a $500 Business Checking bonus by opening a new U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account through 08/31/2023. You must make new deposit(s) of at least $5,000 in new money deposits (Direct Deposits, ATM/Branch Deposits, Mobile Check Deposit, ACH or Wires) within 30 days of account opening and thereafter maintain a balance of at least $5,000 until the 60th day after account opening.
- Earn $750 when you deposit $15,000
- Earn your $750 Business Checking bonus by opening a U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account through 08/31/2023. You must make new deposit(s) of at least $15,000 in new money deposits (Direct Deposits, ATM/Branch Deposits, Mobile Check Deposit, ACH or Wires) within 30 days of account opening and thereafter maintain a balance of at least $15,000 until the 60th day after account opening.
Original Post
Written by
Edited December 6, 2023
at 02:57 PM
by
I just wanted to open a business checking account and found this out.
$500 bonus for depositing $5000 and keeping it for 60 days
$750 for $15000 deposit and hold it for 60 day
Here is the link:
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edit: mods, why did you remove my edit comment telling others that were telling me I did it wrong to go kick rocks!?!
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Also will an individual qualify as a business? Or do they ask anything beyond SSN?
You sound ignorant.
You should check out the banking sector recently. You might be surprised.
And yes, it's called collapse or failure when banks are illiquid…don't worry the bank won't actually fall down on your head bro
2. Is there a x days wait period before closing account, if closed, any negative on credit score?
3. Any hard pull?
Thank you!
Got bonus May/08 as "Adjusted interest". So roughly 90 days it seems.
They also charged $6 service fee during this time, which is because of paper statements.
Which bank that doesn't suck?
In the USA we have a progressive tax system. Many people don't understand the difference between marginal and effective tax rate
The highest tax bracket is 37%, which starts at income over $578,126. That means you'll pay a total of $174,238.25 (sum of all the lower brackets) plus 37% of any amount over $578,125. You are not paying 37% of all the money you earned. See below:
Sample income: $600,000
37% income bracket starting amount: $578,126
Subtract the two to see the income taxed at 37%: $600,000 - $578,126 = $21,874. Multiply this amount by 37% to get $8,093.38. Add this amount to the existing tax liability of $174,238.25 to get a total tax liability of $182,331.63 from an income of $600,000. That means you are being taxed 30.39% for every dollar you earn with that income, not 37%. I'm not going to calculate the state taxes, but the outcome will be similar.
Then again, I'm not the one flexing my income on a thread about earning a $500-$750 checking account bonus. Sounds like that's just a couple hours of work for you anyways lol.
US Bank is terrible. They will try every possible thing to deny your bonus.
I am a victim of US bank. I met all the criteria and US Bank Customer Service admit it. I have used the promo codes and every step to the dot.
The excuse that was being used "You were not invited for the offer".
They denied saying I should have an invitation to open an bank account, else we will not give you the bonus. This is BS as it was published on their website.
Beware !!!
Take your money to a better bank
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Caveat emptor. Banking sector on virge of collapse.
Or does all $5,000 have to be via ACH?
I've read people have had mixed results with the $3K CC funding. I plan to do all the $15K ACH for bonus, just to be safe.
i remember years ago i made a claim on a purchase that they just did not take seriously so im not surprised
But on the brighter side, you make more so that you are in that bracket.
People always crib about paying high income tax, but I am happy to pay high taxes as it tells me that I am a high earner.
You don't want to be in the zero tax bracket in your peak earning years which means you don't earn enough.
also no one likes tax, I am ok with it as long as other people are held accountable to the same standard. cant stand those tax evading FL politicians and businesses.
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2. Is there a x days wait period before closing account, if closed, any negative on credit score?
3. Any hard pull?
Hard pull? - Idk
If there's no ETF or any wording saying you must keep account open x days or you forfeit the bonus, you are good to go.