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U.S. Bank: Open Business Checking Account & Deposit/Maintain $5K Balance for 60 Days Expired

Earn $500 Bonus
(w/ Enrollment in Online Banking / App)
+100 Deal Score
366,985 Views
Update: This popular offer is still available.

U.S. Bank offers a $500 or $750 Bonus when you Open an Eligible Business Checking Account using promo code AFL23 and make a Deposit Totalling $5,000+ or $15,000+ within 30 days of opening your account. Must maintain your balance for 60 days after the account opening and enroll in online banking or the U.S. Bank Mobile App to earn your bonus. Offer valid through August 31, 2023. Member FDIC.

Thanks to Community Member desitoyota for sharing this deal.

Offer Instructions:
  • Promo code AFL23 MUST be used when opening the business checking account. Limit of one Business Checking bonus per business.
    • A $100 minimum deposit is required to open a U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account.
  • Must enroll in online banking or the U.S. Bank Mobile App within 60 days to earn your bonus.
  • Earn $500 when you deposit $5,000
    • Earn a $500 Business Checking bonus by opening a new U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account through 08/31/2023. You must make new deposit(s) of at least $5,000 in new money deposits (Direct Deposits, ATM/Branch Deposits, Mobile Check Deposit, ACH or Wires) within 30 days of account opening and thereafter maintain a balance of at least $5,000 until the 60th day after account opening.
  • Earn $750 when you deposit $15,000
    • Earn your $750 Business Checking bonus by opening a U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account through 08/31/2023. You must make new deposit(s) of at least $15,000 in new money deposits (Direct Deposits, ATM/Branch Deposits, Mobile Check Deposit, ACH or Wires) within 30 days of account opening and thereafter maintain a balance of at least $15,000 until the 60th day after account opening.

Original Post

Written by
Edited December 6, 2023 at 02:57 PM by
I just wanted to open a business checking account and found this out.
$500 bonus for depositing $5000 and keeping it for 60 days
$750 for $15000 deposit and hold it for 60 day
Here is the link:
Created 05-07-2023 at 06:23 PM by desitoyota
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Deal
Score
+100
366,985 Views
Earn $500 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

732 Comments

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Featured Comments

Beware this bank uses every possible avenue to deny your bonus. They claimed ach transfers from my other non US bank accounts to this account weren't "new" funds or money

edit: mods, why did you remove my edit comment telling others that were telling me I did it wrong to go kick rocks!?!
Lol usbank is terrible
Lol our Banks are broke.

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Joined Dec 2017
L3: Novice
> bubble2 166 Posts
258 Reputation
SD2143
06-08-2023 at 12:16 PM.
06-08-2023 at 12:16 PM.
US Bank will come up with every possible way to not to give the bonus money. So just a word of caution. I'm trying to stay away from US Bank
Reply
Joined Oct 2010
L3: Novice
> bubble2 102 Posts
10 Reputation
markymarkxy
06-08-2023 at 02:58 PM.
06-08-2023 at 02:58 PM.
Do you have to pay taxes if you're getting over a $600 bonus?
Reply
Joined Feb 2009
L4: Apprentice
> bubble2 430 Posts
60 Reputation
rphmann
06-08-2023 at 03:57 PM.
06-08-2023 at 03:57 PM.
Quote from markymarkxy :
Do you have to pay taxes if you're getting over a $600 bonus?
YUP of course these days.
Reply
Joined Jan 2014
L2: Beginner
> bubble2 67 Posts
22 Reputation
tekno256
06-08-2023 at 05:55 PM.
06-08-2023 at 05:55 PM.
Quote from rphmann :
YUP of course these days.

So.. wouldn't it be better to go for the $500 bonus instead of $750?
Reply
Joined Jan 2008
L5: Journeyman
> bubble2 725 Posts
115 Reputation
Diz
06-08-2023 at 06:08 PM.
06-08-2023 at 06:08 PM.
Quote from tekno256 :
So.. wouldn't it be better to go for the $500 bonus instead of $750?
You'll be getting a 1099-INT for anything over $10, and you actually should be reporting even a penny of interest in every account as well.
1
Reply
Joined Jan 2014
L2: Beginner
> bubble2 67 Posts
22 Reputation
tekno256
06-08-2023 at 06:29 PM.
06-08-2023 at 06:29 PM.
Quote from paperpants :
You have to order a debit card to get your full account number which is needed for the online banking enrollment.

I opted out of the debit card at account opening, and waited 18+ days and got nothing at all in the mail and started wondering what was going on. I ended up calling in and they ordered me a debit card. Now I'm hoping it will arrive this week so I can make my deposit within 30d of opening. Probably could go into a branch... but pass... haha

FYI, I just called them and they provided me the account number after verification
Reply
Joined Mar 2023
L2: Beginner
> bubble2 49 Posts
18 Reputation
FantasticTable7891
06-08-2023 at 08:15 PM.
06-08-2023 at 08:15 PM.
Any chance for non-resident alien? I am holding J visa for a bit longer than a year. They rejected my account opening request previously. meh
Reply

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Joined Jan 2008
L2: Beginner
> bubble2 39 Posts
21 Reputation
paperpants
06-08-2023 at 09:44 PM.
06-08-2023 at 09:44 PM.
Quote from tekno256 :
FYI, I just called them and they provided me the account number after verification
hmmm, they definitely didn't offer me that option, I'll have to try again. though i am on day 26 (and still no debit card) since opening the account, probably need to go in and deposit a check at this point Frown

Reply
Joined Jul 2020
New User
> bubble2 2 Posts
10 Reputation
HonestOstrich5150
06-09-2023 at 06:26 AM.
06-09-2023 at 06:26 AM.
They will not give the promotion. I did exactly as they stated and they refuse to provide the promotion funds. Don't use them.
Reply
Joined Oct 2010
L10: Grand Master
> bubble2 6,328 Posts
1,385 Reputation
YanksIn2009
06-12-2023 at 08:04 AM.
06-12-2023 at 08:04 AM.
Quote from SD2143 :
US Bank will come up with every possible way to not to give the bonus money. So just a word of caution. I'm trying to stay away from US Bank

This. Did a checking bonus offer awhile ago and they never gave me the bonus. Claimed I did not use the offer code, which I clearly did and had a screen print out of. Don't know whether it is crummy systems, crummy service or both, but it is just not worth the time and effort dealing with them imo.
Reply
Joined Nov 2009
L5: Journeyman
> bubble2 1,516 Posts
95 Reputation
baraclude
06-12-2023 at 08:28 AM.
06-12-2023 at 08:28 AM.
They wanted me to fill out a paper form to in order to wire them the money. Meh.
Not worth my time.
Reply
Joined Feb 2021
L3: Novice
> bubble2 184 Posts
38 Reputation
EagerLanguage6193
06-12-2023 at 08:42 AM.
06-12-2023 at 08:42 AM.
This is a terrible bank and is circling the drain. Warren Buffett dumped all his stock after years of ownership.
Reply
Joined Dec 2017
Goddesss
> bubble2 2,060 Posts
978 Reputation
Goodgod
06-12-2023 at 08:48 AM.
06-12-2023 at 08:48 AM.
Quote from techie333 :
Beware this bank uses every possible avenue to deny your bonus. They claimed ach transfers from my other non US bank accounts to this account weren't "new" funds or money

edit: a lot of you morons think I didn't follow the terms of this deal. I've done plenty of deals and am not new to bank account bonuses. As I stated, I transferred from non-US bank account to US bank account meaning 'new' funds according to pretty much any bank bonus offer. Not this bank though. Those of you calling me dumb can get bent and kick rocks lol
I was coming here to say the exact same thing "beware of this bank" but not for your reasons. I used to bank with them for over a decade and just randomly they closed my accounts and KEPT my money!
It took months and threats of lawsuits, then getting the government involved to get the money back. That's when I found out that some of these little rinky-dink banks can be dangerous to put your money in.
Reply
Joined Aug 2007
L6: Expert
> bubble2 1,440 Posts
245 Reputation
oakraiders510
06-12-2023 at 09:11 AM.
06-12-2023 at 09:11 AM.
Quote from thelegaldreamteam :
Have they ever actually sold any mattresses? Yet they are everywhere. Logistics. Wink wink.
Its a wash. Money launder laugh out loudlaugh out loudlaugh out loudlaugh out loud
Reply

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Joined Dec 2017
Goddesss
> bubble2 2,060 Posts
978 Reputation
Goodgod
06-12-2023 at 09:26 AM.
06-12-2023 at 09:26 AM.
Quote from ericfw :
Anybody sent a complain to CFPB for declined/missing bonus?
I did, when they closed my account after a decade of banking with them and they kept my money! Fought with their lawyer for weeks before I finally got the government involved.
Reply
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