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U.S. Bank: Open Business Checking Account & Deposit/Maintain $5K Balance for 60 Days Expired

Earn $500 Bonus
(w/ Enrollment in Online Banking / App)
+100 Deal Score
367,007 Views
Update: This popular offer is still available.

U.S. Bank offers a $500 or $750 Bonus when you Open an Eligible Business Checking Account using promo code AFL23 and make a Deposit Totalling $5,000+ or $15,000+ within 30 days of opening your account. Must maintain your balance for 60 days after the account opening and enroll in online banking or the U.S. Bank Mobile App to earn your bonus. Offer valid through August 31, 2023. Member FDIC.

Thanks to Community Member desitoyota for sharing this deal.

Offer Instructions:
  • Promo code AFL23 MUST be used when opening the business checking account. Limit of one Business Checking bonus per business.
    • A $100 minimum deposit is required to open a U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account.
  • Must enroll in online banking or the U.S. Bank Mobile App within 60 days to earn your bonus.
  • Earn $500 when you deposit $5,000
    • Earn a $500 Business Checking bonus by opening a new U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account through 08/31/2023. You must make new deposit(s) of at least $5,000 in new money deposits (Direct Deposits, ATM/Branch Deposits, Mobile Check Deposit, ACH or Wires) within 30 days of account opening and thereafter maintain a balance of at least $5,000 until the 60th day after account opening.
  • Earn $750 when you deposit $15,000
    • Earn your $750 Business Checking bonus by opening a U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account through 08/31/2023. You must make new deposit(s) of at least $15,000 in new money deposits (Direct Deposits, ATM/Branch Deposits, Mobile Check Deposit, ACH or Wires) within 30 days of account opening and thereafter maintain a balance of at least $15,000 until the 60th day after account opening.

Original Post

Written by
Edited December 6, 2023 at 02:57 PM by
I just wanted to open a business checking account and found this out.
$500 bonus for depositing $5000 and keeping it for 60 days
$750 for $15000 deposit and hold it for 60 day
Here is the link:
Created 05-07-2023 at 06:23 PM by desitoyota
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Deal
Score
+100
367,007 Views
Earn $500 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

732 Comments

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Featured Comments

Beware this bank uses every possible avenue to deny your bonus. They claimed ach transfers from my other non US bank accounts to this account weren't "new" funds or money

edit: mods, why did you remove my edit comment telling others that were telling me I did it wrong to go kick rocks!?!
Lol usbank is terrible
Lol our Banks are broke.

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Joined Jan 2009
L9: Master
> bubble2 4,965 Posts
574 Reputation
bigballs
06-14-2023 at 06:27 PM.
06-14-2023 at 06:27 PM.
Quote from Tnyc :
This offer is not available for NY residents because US Bank doesn't operate in NY state?
Is this true? I got their credit cards for bonus before but business banking is likely different.
Reply
Joined Apr 2006
L10: Grand Master
> bubble2 9,648 Posts
1,049 Reputation
Tnyc
06-14-2023 at 06:50 PM.
06-14-2023 at 06:50 PM.
Quote from bigballs :
Is this true? I got their credit cards for bonus before but business banking is likely different.

I'm still not sure. Someone here who knows can tell us?
Reply
Joined Jan 2009
L9: Master
> bubble2 4,965 Posts
574 Reputation
bigballs
06-14-2023 at 07:05 PM.
06-14-2023 at 07:05 PM.
Read the posts here and it seems this is very YMMV. Even more so if you don't really have any real business except selling stuff on Ebay.
Reply
Joined Jan 2014
L4: Apprentice
> bubble2 431 Posts
73 Reputation
CMGenius
06-14-2023 at 09:36 PM.
06-14-2023 at 09:36 PM.
For those wondering if they are eligible, I've had a business bank account at another large bank before. They needed my state business identification number to create the account. In my state you get assigned that number when you get a business license. That said, business license isn't usually very hard to get but expect to pay an $25-100 application fee(s) and pay business income taxes.
Reply
Joined Jan 2007
L4: Apprentice
> bubble2 319 Posts
259 Reputation
SocalReef
06-14-2023 at 09:55 PM.
06-14-2023 at 09:55 PM.
Honestly the worst bank ever! There is a reason they are willing to pay $500 per business account. Stay away!
Reply
Joined Apr 2015
New User
> bubble2 2 Posts
10 Reputation
ShoePlugMat
06-15-2023 at 06:37 AM.
06-15-2023 at 06:37 AM.
Quote from ascotnot :
I ran my Dad's estate through an account at US Bank, which I had chosen solely because I had a safe deposit box there. The service was so good that I moved my personal accounts there. That was a dozen years ago and they've treated me like royalty ever since, even though the estate is closed and the money long gone. Perhaps customers who are serious about establishing a relationship with the bank get treated a little better than transient, grubby hit-and-run chasers of the next great deal.

Ah yes, the bane of society, people trying to legally get more resources like ascotnot already has.
Reply
Joined Jun 2012
L5: Journeyman
> bubble2 636 Posts
66 Reputation
drslovak
06-15-2023 at 09:40 AM.
06-15-2023 at 09:40 AM.
I called customer service about this code. My account is already set up. He said he did not see this promotion as valid and asked that I go into a local branch, close the account, and re-open one with a correct promotion code.
Reply

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Joined May 2005
hackdagibson
> bubble2 605 Posts
94 Reputation
teckel1927
06-15-2023 at 11:57 AM.
06-15-2023 at 11:57 AM.
Quote from drslovak :
I called customer service about this code. My account is already set up. He said he did not see this promotion as valid and asked that I go into a local branch, close the account, and re-open one with a correct promotion code.

Wow what a scam
Reply
Joined Jun 2012
L5: Journeyman
> bubble2 636 Posts
66 Reputation
drslovak
06-15-2023 at 11:58 AM.
06-15-2023 at 11:58 AM.
Quote from teckel1927 :
Wow what a scam

Yeah, no idea. He said he saw some correct promotion codes that should work but that the office will need to close and then reopen. I can clearly see this promotion code on reputable websites such as https://www.businessinsider.com/p...ars-2023-4 so I dont know what the deal is. If somebody wants to call and verify with a different customer rep, I would before the 60 days is up.
Reply
Joined Jan 2007
EEEEZZZZZ
> bubble2 8,141 Posts
1,035 Reputation
dadab
06-15-2023 at 12:01 PM.
06-15-2023 at 12:01 PM.
I was with union bank a couple months back and closed the account right before the merger with US bank. Will I be still eligible for this promotion as a new US bank customer? TIA.
1
Reply
Joined Jun 2012
L5: Journeyman
> bubble2 636 Posts
66 Reputation
drslovak
06-15-2023 at 01:03 PM.
06-15-2023 at 01:03 PM.
Quote from teckel1927 :
Wow what a scam
I called back and talked to another rep - she said the code should be good. They're having the new customer account team send me a confirmation to my email. whatever that means...
Reply
Joined Mar 2023
New User
> bubble2 6 Posts
10 Reputation
FeistyCatfish5855
06-15-2023 at 01:15 PM.
06-15-2023 at 01:15 PM.
What a coincidence! I just got my $600 deposited today! Piece of cake!
1
Reply
Joined May 2005
hackdagibson
> bubble2 605 Posts
94 Reputation
teckel1927
06-15-2023 at 02:58 PM.
06-15-2023 at 02:58 PM.
Wow application not approved 😂😂. They probably got milked too much. I am a legit business with an EIN.
1
Reply
Joined Aug 2015
L2: Beginner
> bubble2 49 Posts
14 Reputation
Doce
06-15-2023 at 04:29 PM.
06-15-2023 at 04:29 PM.
USBank is a very bad bank. I used to have a Hobby Lobby credit card with them for small stuff. I paid it off, and forgot about it. Then they made an extra 60 cents appear from out of nowhere and charged me a late fee. The final amount was close to $5. It was a waste of time and money. Very bad experience. Never again.
Reply
Last edited by Doce June 15, 2023 at 04:32 PM.

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Joined Dec 2022
New User
> bubble2 2 Posts
10 Reputation
HappySparrow6061
06-15-2023 at 06:37 PM.
06-15-2023 at 06:37 PM.
Sat on hold for hours to give additional information they needed. No one ever picked up with multiple attempts. Shows how awful their customer service must be. Sent email to withdraw my application.
1
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