U.S. Bank: Open Business Checking Account & Deposit/Maintain $5K Balance for 60 Days Expired

anyone getting 5k weekly limits on transfers? This bank is ridiculously bad. I used to do a simple bonus with very little money but this time the requirement is business account plus thousands and there is a limit on how much I can transfer out.

Just signed up but wire transfer doesn't happen until next week. Hope it still works.

I already collected their $600 bonus for sending six direct deposits.

After this, I would have collected $1.1k in a matter of months. Way faster than my I-bonds, which take a year and locking up all my $.

Try ACH. Works like charm

That's what I used to do the transfer, ACH from US bank to Chase. They impose a daily + weekly limit.

May be pay credit card bills with US bank account if you are not able to cash out quickly. I sent funds from Chase to US bank via ACH and it was a breeze

That's what I used to do the transfer, ACH from US bank to Chase. They impose a daily + weekly limit.

code AFL23 is added automaticly after i fill out the questions but still gives the error


when i just go to usbank and select business checking i get no bonus at all

The highest federal tax rate is 37% for income over $578,125. If your income was $1,000,000 in 2023 and you file as single, the total tax due is $330,332 (which is effectively a 33% tax).

https://www.nerdwallet.com/articl...x-brackets

Cathay Bank is reasonable. The downside is that their online banking feels like it's made in the 1990s, but the people at the branch really treats their customers well and give transactions human attention which made up for the deficiency. Sometimes they will call and let me know ahead of time when there's a big incoming wire. If you like talking to a human instead of the machine, then it's the bank to go.


Cathay Bank doesn't don't talk down to you like US bank. US bank's branch manager talked to me in a tone as if a boss is talking to their employees, saying that 'you are building a relationship with the US bank' whenever we complained about the stupid hurdles they put on new customers (such as a $500 mobile online check deposit limit, plus some monthly limit which I forgot, which means you have to manually deposit a check to a branch to satisfy the funding requirement for the signup bonus) is for you to build track record with them. US bank do not trust their customers and their branch managers shows that attitude.


US bank's terms are abusive and they abuse their discretion to terminate the relationship and they won't tell you the reason for 'security reasons'. I opened a merchant account with them (for the $500 bonus) and they unilaterally terminated the relationship after 2 transactions and clawed back the payouts for 90 days without warning and for absolutely no reason (there's no defect in the transactions. 90 days cleared and the loss prevention 'applied' to return the funds to me in a check, which they said it'd take 4~5 weeks, after 90+ days), and they are tight-lipped about the reasons (always citing security reasons). Since they terminated the merchant account within 90 days, they didn't give me the bonus either and I paid $58 for their damn card reader which I'd never get to use. US bank talks to customers as if they are thieves. Stay away from them. No matter how helpful the branch staff are, they are powerless in front of the back office. This bank is toxic. Stay away from them if your peace of mind is worth more than the signup bonus.

Beware this bank uses every possible avenue to deny your bonus. They claimed ach transfers from my other non US bank accounts to this account weren't "new" funds or money

edit: mods, why did you remove my edit comment telling others that were telling me I did it wrong to go kick rocks!?!