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U.S. Bank: Open Business Checking Account & Deposit/Maintain $5K Balance for 60 Days Expired

Earn $500 Bonus
(w/ Enrollment in Online Banking / App)
+100 Deal Score
367,627 Views
Update: This popular offer is still available.

U.S. Bank offers a $500 or $750 Bonus when you Open an Eligible Business Checking Account using promo code AFL23 and make a Deposit Totalling $5,000+ or $15,000+ within 30 days of opening your account. Must maintain your balance for 60 days after the account opening and enroll in online banking or the U.S. Bank Mobile App to earn your bonus. Offer valid through August 31, 2023. Member FDIC.

Thanks to Community Member desitoyota for sharing this deal.

Offer Instructions:
  • Promo code AFL23 MUST be used when opening the business checking account. Limit of one Business Checking bonus per business.
    • A $100 minimum deposit is required to open a U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account.
  • Must enroll in online banking or the U.S. Bank Mobile App within 60 days to earn your bonus.
  • Earn $500 when you deposit $5,000
    • Earn a $500 Business Checking bonus by opening a new U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account through 08/31/2023. You must make new deposit(s) of at least $5,000 in new money deposits (Direct Deposits, ATM/Branch Deposits, Mobile Check Deposit, ACH or Wires) within 30 days of account opening and thereafter maintain a balance of at least $5,000 until the 60th day after account opening.
  • Earn $750 when you deposit $15,000
    • Earn your $750 Business Checking bonus by opening a U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account through 08/31/2023. You must make new deposit(s) of at least $15,000 in new money deposits (Direct Deposits, ATM/Branch Deposits, Mobile Check Deposit, ACH or Wires) within 30 days of account opening and thereafter maintain a balance of at least $15,000 until the 60th day after account opening.

Original Post

Written by
Edited December 6, 2023 at 02:57 PM by
I just wanted to open a business checking account and found this out.
$500 bonus for depositing $5000 and keeping it for 60 days
$750 for $15000 deposit and hold it for 60 day
Here is the link:
Created 05-07-2023 at 06:23 PM by desitoyota
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Deal
Score
+100
367,627 Views
Earn $500 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

732 Comments

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Featured Comments

Beware this bank uses every possible avenue to deny your bonus. They claimed ach transfers from my other non US bank accounts to this account weren't "new" funds or money

edit: mods, why did you remove my edit comment telling others that were telling me I did it wrong to go kick rocks!?!
Lol usbank is terrible
Lol our Banks are broke.

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Joined Nov 2010
L2: Beginner
> bubble2 36 Posts
530 Reputation
xwaterzgatex
07-24-2023 at 07:38 PM.
07-24-2023 at 07:38 PM.
Quote from jtxx12 :
Tried calling twice. Each time I was placed on hold and then disconnected. Seems intentional. Will try again tomorrow but has anyone got their bonus or was able to speak to a U.S. Bank rep about it?

Nope i'm 5 days passed the 60 days. Nothing yet
Reply
Joined Jul 2008
L6: Expert
> bubble2 1,135 Posts
149 Reputation
rocodog
07-25-2023 at 07:43 AM.
07-25-2023 at 07:43 AM.
Quote from DrOmango :
received my $750 after 60 days sitting in bank. they do charge $6 monthly fee. 15k deposited as ACH (bank to bank) transfer
you can choose paperless and not pay the $6 fee. go to profile and change paperless setting.
how fast did you get the bonus after 60 days?
Reply
Joined Sep 2006
L5: Journeyman
> bubble2 676 Posts
17 Reputation
HookedonHD
07-25-2023 at 12:05 PM.
07-25-2023 at 12:05 PM.
This is a complete scam and they are defrauding the public. So I actually went into a local branch to get this done because the online process seemed ridiculous to say the least. I have a banker help me open the account and made sure everything was in order. almost 40 days later I noticed an "Analysis Service Charge" for the amount of $41.25 on my account and I called their customer service. I was told since I opened the account with cash that there would be a charge of $41.25 which exceed the 25 free units! Are you freaking kidding me? Which bank charges their customer to open an account and deposit cash! So, now they are denying my bonus reward because I went under my $15k daily balance and this is a Silver Business Checking account. I just got done filing a complaint with the Federal Consumer Protection Agency because this bank is definitely defrauding the public and using our money and finding a loophole to deny any bonus.
Reply
Joined Sep 2009
L3: Novice
> bubble2 142 Posts
18 Reputation
chilloutguy007
07-25-2023 at 12:41 PM.
07-25-2023 at 12:41 PM.
Folks,
To get the bonus :
Could I transfer funds from my parents bank account to mine to get this bonus ?
Or should I transfer the funds to mine then initiate the transfer from my bank to US Bank ?
Reply
Joined Oct 2007
L5: Journeyman
> bubble2 728 Posts
65 Reputation
Importdude
07-25-2023 at 12:49 PM.
07-25-2023 at 12:49 PM.
wow usbank did me dirty. charged me a account fee so balance dropped lol
1
Reply
Joined Oct 2006
L6: Expert
> bubble2 1,482 Posts
exm
07-25-2023 at 12:51 PM.
07-25-2023 at 12:51 PM.
How do you find out your account number after opening the account? Do you have to wait until they send you your debit card?
Reply
Joined Jul 2006
Meitantei Conan
> bubble2 698 Posts
42 Reputation
caseclosed
07-25-2023 at 12:52 PM.
07-25-2023 at 12:52 PM.
Quote from Importdude :
wow usbank did me dirty. charged me a account fee so balance dropped lol
lmao. that is the next level of dirty tactics.
Reply

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Joined Oct 2007
L5: Journeyman
> bubble2 728 Posts
65 Reputation
Importdude
07-25-2023 at 12:53 PM.
07-25-2023 at 12:53 PM.
Quote from caseclosed :
lmao. that is the next level of dirty tactics.
1 day before 60 days
Reply
Joined Jul 2006
Meitantei Conan
> bubble2 698 Posts
42 Reputation
caseclosed
07-25-2023 at 12:55 PM.
07-25-2023 at 12:55 PM.
Quote from Importdude :
1 day before 60 days
Reading this thread shows they are pulling every trick in the book and out of the book. Good thing I skipped this from all those that posted not to trust this bank. lol
Reply
Joined Jul 2019
L3: Novice
> bubble2 218 Posts
26 Reputation
GoGo16
07-25-2023 at 01:23 PM.
07-25-2023 at 01:23 PM.
They will try to not to pay that's bonus. I reach all the requirements then didn't receive my bonus after 60 days. I called them.she said I didn't creat business profile in business side. I do have a online account under my personal name. I did have their credit card from 2 years ago. When I open business checking system merge both account and I was able to see my both accounts. But they want you to open business user name new online login account not your old user name.

I closed my account same day. Waste of time be careful ! They use your money 69 days when you recognize you didn't receive bonus they will find the reason not to pay !

Also if you deposit 10 or 15k you need to several transactions to get your money out. They give you daily out going transfer limit $2500 and weekly $5000. So I have $16000 in my account it will take up to 4 weeks get all my money or request a check they they need to call me second time for verify in 3 to 5 business days to verify it before they send to check. If you miss the call it will take more time.

What I did I had add us bank in my chase business account to send that opening balance money. I request whole amount from chase it shows tomorrow available. So US Bank is sucks really.

It takes plenty time to get your money out ! Beware 👍
Reply
Last edited by GoGo16 July 25, 2023 at 02:01 PM.
Joined Sep 2007
L6: Expert
> bubble2 1,796 Posts
1,455 Reputation
ericfw
07-25-2023 at 01:56 PM.
07-25-2023 at 01:56 PM.
Quote from GoGo16 :
They will try to not to pay that's bonus. I reach all the requirements then didn't receive my bonus after 60 days. I called them.she said I didn't creat business profile in business side. I do have a online account under my personal name. I did have their credit card from 2 years ago. When I open business checking system merge both account and I was able to see my both accounts. But they want you to open business user name new online login account not your old user name.

I closed my account same day. Waste of time be careful ! They use your money 69 days when you recognize you didn't receive bonus they will find the reason not to pay !

Also if you deposit 10 or 15k you need to several transactions to get your money out. They give you daily out going transfer limit $2500 and weekly $5000. So I have $16000 in my account it will take up to 4 weeks get all my money or request a check they they need to call me second time for verify in 3 to 5 business days to verify it before they send to check.

It takes plenty time to get your money out ! Beware 👍
You are supposed to wait for up to 45 days after that 60 days to get your bonus. You should not have closed your account!
To get your money out, you should pull the money from another bank with large limit or no limit at all.
1
Reply
Joined Dec 2016
L6: Expert
> bubble2 1,138 Posts
87 Reputation
davekkk
07-25-2023 at 03:57 PM.
07-25-2023 at 03:57 PM.
Why is this front page
Reply
Joined Dec 2020
L2: Beginner
> bubble2 26 Posts
10 Reputation
nodealpls
07-26-2023 at 02:11 AM.
07-26-2023 at 02:11 AM.
Quote from Jellok :
Lol our Banks are broke.

US bank is the most horrible bank. They will find anyway possible to deny you the bonus.
Reply
Joined Jul 2019
L3: Novice
> bubble2 218 Posts
26 Reputation
GoGo16
07-26-2023 at 07:40 AM.
07-26-2023 at 07:40 AM.
Quote from ericfw :
You are supposed to wait for up to 45 days after that 60 days to get your bonus. You should not have closed your account!
To get your money out, you should pull the money from another bank with large limit or no limit at all.

Why I wait another 45 days she mention I'm not eligible didn't meet the one of the requirements and they are strict about it. So I let them use my money another 45 days? 😒

Why I shouldn't close checking account? It's not a credit card ! So they already mention it's one requirement didn't match in first 60 days so no reason to wait for it.

I moved to money in 24 hours from other bank that's what I said. 👍
Reply

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Joined Jan 2007
L10: Grand Master
> bubble2 28,289 Posts
2,718 Reputation
cgigate
07-26-2023 at 08:10 AM.
07-26-2023 at 08:10 AM.
Quote from ericfw :
You are supposed to wait for up to 45 days after that 60 days to get your bonus. You should not have closed your account!
To get your money out, you should pull the money from another bank with large limit or no limit at all.

you are correct 💯, need another 45 days to have $500

Quote :
"The business checking bonus will be deposited into your new U.S. Bank Business Checking account within 45 days of balance verification"
Quote from xwaterzgatex :
Nope i'm 5 days passed the 60 days. Nothing yet
Need another 40 days...
Reply
Last edited by cgigate July 26, 2023 at 08:37 AM.
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