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U.S. Bank: Open Business Checking Account & Deposit/Maintain $5K Balance for 60 Days Expired

Earn $500 Bonus
(w/ Enrollment in Online Banking / App)
+100 Deal Score
367,627 Views
Update: This popular offer is still available.

U.S. Bank offers a $500 or $750 Bonus when you Open an Eligible Business Checking Account using promo code AFL23 and make a Deposit Totalling $5,000+ or $15,000+ within 30 days of opening your account. Must maintain your balance for 60 days after the account opening and enroll in online banking or the U.S. Bank Mobile App to earn your bonus. Offer valid through August 31, 2023. Member FDIC.

Thanks to Community Member desitoyota for sharing this deal.

Offer Instructions:
  • Promo code AFL23 MUST be used when opening the business checking account. Limit of one Business Checking bonus per business.
    • A $100 minimum deposit is required to open a U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account.
  • Must enroll in online banking or the U.S. Bank Mobile App within 60 days to earn your bonus.
  • Earn $500 when you deposit $5,000
    • Earn a $500 Business Checking bonus by opening a new U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account through 08/31/2023. You must make new deposit(s) of at least $5,000 in new money deposits (Direct Deposits, ATM/Branch Deposits, Mobile Check Deposit, ACH or Wires) within 30 days of account opening and thereafter maintain a balance of at least $5,000 until the 60th day after account opening.
  • Earn $750 when you deposit $15,000
    • Earn your $750 Business Checking bonus by opening a U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account through 08/31/2023. You must make new deposit(s) of at least $15,000 in new money deposits (Direct Deposits, ATM/Branch Deposits, Mobile Check Deposit, ACH or Wires) within 30 days of account opening and thereafter maintain a balance of at least $15,000 until the 60th day after account opening.

Original Post

Written by
Edited December 6, 2023 at 02:57 PM by
I just wanted to open a business checking account and found this out.
$500 bonus for depositing $5000 and keeping it for 60 days
$750 for $15000 deposit and hold it for 60 day
Here is the link:
Created 05-07-2023 at 06:23 PM by desitoyota
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Deal
Score
+100
367,627 Views
Earn $500 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

732 Comments

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Featured Comments

Beware this bank uses every possible avenue to deny your bonus. They claimed ach transfers from my other non US bank accounts to this account weren't "new" funds or money

edit: mods, why did you remove my edit comment telling others that were telling me I did it wrong to go kick rocks!?!
Lol usbank is terrible
Lol our Banks are broke.

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Joined Nov 2012
L8: Grand Teacher
> bubble2 3,259 Posts
248 Reputation
HempCures
07-30-2023 at 07:57 PM.
07-30-2023 at 07:57 PM.
Playing Russian Roulette
Reply
Joined Oct 2014
L4: Apprentice
> bubble2 301 Posts
38 Reputation
chhatc
07-30-2023 at 11:04 PM.
07-30-2023 at 11:04 PM.
Does anyone know if USBank pulls credit report? I'm skating on thin ice due to many inquiries so it's rather not risk of they pull credit report. Chex/EWS shouldn't be any concern though. Couldn't find this info anywhere so hoping the SD gang can come to my aid. Thanks.
Reply
Joined Feb 2012
L9: Master
> bubble2 4,615 Posts
1,579 Reputation
MIAMIGUY305
07-31-2023 at 09:50 AM.
07-31-2023 at 09:50 AM.
Banks usually only check credit reports when applying for overdraft protection. Other than that they check Cheksystem.
Reply
Joined Apr 2020
L3: Novice
> bubble2 104 Posts
81 Reputation
Ehcuod
07-31-2023 at 03:41 PM.
07-31-2023 at 03:41 PM.
Quote from techie333 :
Beware this bank uses every possible avenue to deny your bonus. They claimed ach transfers from my other non US bank accounts to this account weren't "new" funds or money

edit: mods, why did you remove my edit comment telling others that were telling me I did it wrong to go kick rocks!?!

Lol they closed my account and did not provide me any reason. They apparently have no notes as to why my account has been cancelled. Lol what a joke!
Reply
Joined Nov 2018
Fiber it does the body go
> bubble2 9 Posts
10 Reputation
Dakoster
08-01-2023 at 12:50 PM.
08-01-2023 at 12:50 PM.
Just tried transferring money in thinking oh man, I can figure this out....

Account just got disabled as well. Have to wait for the account to be re-enabled.
Reply
Joined Oct 2008
L2: Beginner
> bubble2 401 Posts
153 Reputation
Lordslamma
08-01-2023 at 02:29 PM.
08-01-2023 at 02:29 PM.
Quote from chhatc :
Does anyone know if USBank pulls credit report? I'm skating on thin ice due to many inquiries so it's rather not risk of they pull credit report. Chex/EWS shouldn't be any concern though. Couldn't find this info anywhere so hoping the SD gang can come to my aid. Thanks.

Did not pull mine.
Reply
Joined Jun 2007
L4: Apprentice
> bubble2 349 Posts
22 Reputation
adwhite
08-01-2023 at 07:46 PM.
08-01-2023 at 07:46 PM.
Liquidity problem much?
Reply

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Joined Sep 2012
L2: Beginner
> bubble2 36 Posts
14 Reputation
bsidarasavath
08-02-2023 at 07:24 AM.
08-02-2023 at 07:24 AM.
US bank "lost" a transfer I made from USAA. The transaction was confirmed and completed. US bank did not show the transaction on its history or statement. The only way we knew it was made it was auditing the balance. They claimed it was a technical glitch in their system. WTF…

Made sure to pull all assets out this burning dumpster. Beware to all this place is a joke
Reply
Joined Oct 2008
L2: Beginner
> bubble2 401 Posts
153 Reputation
Lordslamma
08-02-2023 at 02:45 PM.
08-02-2023 at 02:45 PM.
So, if I deposit my money now, and I have to wait 60 days, and 8/31 is the deadline.... will I get my bonus or is this the catch?
Reply
Joined Dec 2010
L1: Learner
> bubble2 10 Posts
21 Reputation
madcowtt
08-02-2023 at 11:18 PM.
08-02-2023 at 11:18 PM.
Quote from Dakoster :
Just tried transferring money in thinking oh man, I can figure this out....

Account just got disabled as well. Have to wait for the account to be re-enabled.

Recommend being super conservative and maybe go to a branch and do a transfer. Same thing happened to me at first, I was told it's not unusual to be disabled at the beginning. In fact, talking to 3 agents they all said the same. Then I got the notification that they will cancel this and future accounts with then. Good luck!
Reply
Joined Nov 2018
Fiber it does the body go
> bubble2 9 Posts
10 Reputation
Dakoster
08-03-2023 at 06:31 AM.
08-03-2023 at 06:31 AM.
Quote from madcowtt :
Recommend being super conservative and maybe go to a branch and do a transfer. Same thing happened to me at first, I was told it's not unusual to be disabled at the beginning. In fact, talking to 3 agents they all said the same. Then I got the notification that they will cancel this and future accounts with then. Good luck!

Yea Online Banking just told me why I got disabled. External Transfers on US Bank's side are disabled for 30 days. Transfers have to be done on the other banks side supposedly and that will not trigger an issue.
Reply
Joined Jan 2009
L9: Master
> bubble2 4,965 Posts
574 Reputation
bigballs
08-03-2023 at 09:14 AM.
08-03-2023 at 09:14 AM.
Quote from Ehcuod :
Lol they closed my account and did not provide me any reason. They apparently have no notes as to why my account has been cancelled. Lol what a joke!
Did you at least get your bonus before they fired you?
Reply
Joined Apr 2020
L3: Novice
> bubble2 104 Posts
81 Reputation
Ehcuod
08-03-2023 at 09:17 AM.
08-03-2023 at 09:17 AM.
Quote from bigballs :
Did you at least get your bonus before they fired you?

Nope. And they're holding on to my money that I had deposited. Making me jump through hoops to get it back.

Stay away from this deal
1
Reply
Joined Jul 2008
L6: Expert
> bubble2 1,135 Posts
149 Reputation
rocodog
08-04-2023 at 10:56 AM.
08-04-2023 at 10:56 AM.
so its been 3 weeks after 60 days. when do we get the bonus?
Reply

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Joined Jun 2013
L7: Teacher
> bubble2 2,205 Posts
240 Reputation
koge811
08-04-2023 at 12:18 PM.
08-04-2023 at 12:18 PM.
Just remember do not keep more than 250k in any bank. Fidic isn't suppose to bail out svb. But they chose to because they had friends bribing gov to do so.

Essentially the ones bailed out from svb stole from tax payers.

Do not be them do the extra work and diversify your banks. Wait if you have more than 250k cash you wouldn't be here anyway carry on.
Reply
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